Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) ROE % Adjusted to Book Value: 4.85% (As of Apr. 2026)


XNEP:SWBBL Swabalamban Laghubitta Bittiya Sanstha Ltd XNEP:SWBBL
90 GF Score
Price NPR697.80
GF Value NPR777.84
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Swabalamban Laghubitta Bittiyanstha ROE % Adjusted to Book Value?

Swabalamban Laghubitta Bittiyanstha XNEP:SWBBL -0.60% 90 ROE % Adjusted to Book Value is 4.85% as of Apr. 2026. GuruFocus rates XNEP:SWBBL with a GF Score™ of 90/100 and a GF Value™ of NPR777.84 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Swabalamban Laghubitta Bittiyanstha's ROE % for the quarter that ended in Apr. 2026 was 15.41%. Swabalamban Laghubitta Bittiyanstha's PB Ratio for the quarter that ended in Apr. 2026 was 3.18. Swabalamban Laghubitta Bittiyanstha's ROE % Adjusted to Book Value for the quarter that ended in Apr. 2026 was 4.85%.


Swabalamban Laghubitta Bittiyanstha ROE % Adjusted to Book Value Related Terms


Swabalamban Laghubitta Bittiyanstha ROE % Adjusted to Book Value Historical Data

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The historical data trend for Swabalamban Laghubitta Bittiyanstha's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swabalamban Laghubitta Bittiyanstha ROE % Adjusted to Book Value Chart

Swabalamban Laghubitta Bittiyanstha Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.53 1.92 2.45 2.49 2.70

Swabalamban Laghubitta Bittiyanstha Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 8.10 1.71 3.51 4.85

Swabalamban Laghubitta Bittiyanstha ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Swabalamban Laghubitta Bittiyanstha's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swabalamban Laghubitta Bittiyanstha ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Swabalamban Laghubitta Bittiyanstha's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Swabalamban Laghubitta Bittiyanstha's ROE % Adjusted to Book Value falls into.


XNEP:SWBBL
90GF Score
Swabalamban Laghubitta Bittiya Sanstha Ltd XNEP:SWBBL
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Swabalamban Laghubitta Bittiyanstha ROE % Adjusted to Book Value Calculation

Swabalamban Laghubitta Bittiyanstha's ROE % Adjusted to Book Value for the fiscal year that ended in Jul. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.51% / 4.27
=2.70%

Swabalamban Laghubitta Bittiyanstha's ROE % Adjusted to Book Value for the quarter that ended in Apr. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=15.41% / 3.18
=4.85%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 4.85% mean?
Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) has a ROE % Adjusted to Book Value of 4.85% as of Apr. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors.
Is Swabalamban Laghubitta Bittiyanstha's ROE % Adjusted to Book Value too high?
Swabalamban Laghubitta Bittiyanstha's current ROE % Adjusted to Book Value is 4.85%. Overall, Swabalamban Laghubitta Bittiyanstha has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Swabalamban Laghubitta Bittiyanstha's ROE % Adjusted to Book Value compare to competitors?
Swabalamban Laghubitta Bittiyanstha's ROE % Adjusted to Book Value of 4.85% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors. Swabalamban Laghubitta Bittiyanstha's current ROE % Adjusted to Book Value is 4.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swabalamban Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR777.84, compared to a current price of NPR697.80 — trading 10.3% below its estimated fair value. The current ROE % Adjusted to Book Value is 4.85%. Swabalamban Laghubitta Bittiyanstha's overall GF Score™ is 90/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL), the current ROE % Adjusted to Book Value is 4.85% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) Overvalued in 2026?

Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR697.80 is trading 10.3% below its estimated GF Value™ of NPR777.84. GuruFocus considers Swabalamban Laghubitta Bittiyanstha to be Modestly Undervalued.

Key valuation signals for XNEP:SWBBL:

  • ROE % Adjusted to Book Value: 4.85%
  • GF Value™: NPR777.84 vs. price of NPR697.80 (10.3% below fair value)
  • GF Score™: 90/100 with 1 warning sign

No single metric tells the full story. See the XNEP:SWBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swabalamban Laghubitta Bittiyanstha Business Description

Address KamalPokhari street, Kathmandu, NPL, 44600
Swabalamban Laghubitta Bittiya Sanstha Ltd is a microfinance development bank in Nepal that provides sustainable financial services, prominently microcredit and savings products. The company's offerings include loans, savings, Insurance Services, Interest Rates, and Credit Plus Activities. The primary objective of the company is to provide the disadvantaged section of the rural poor with easy access to credit. The company has identified seven segments: Koshi Province, Madesh Province, Bagmati Province, Gandaki Province, Lumbini Province, Karnali Province and Sudurpaschim Province. The majority of interest revenue is derived from the Madesh Province.
90GF Score

Get the complete analysis for XNEP:SWBBL

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR697.80
Price
NPR777.84
GF Value