Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) Asset Turnover: 0.02 (As of Apr. 2026)


XNEP:SWBBL Swabalamban Laghubitta Bittiya Sanstha Ltd XNEP:SWBBL
90 GF Score
Price NPR697.70
GF Value NPR777.88
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Swabalamban Laghubitta Bittiyanstha Asset Turnover?

Swabalamban Laghubitta Bittiyanstha XNEP:SWBBL -0.04% 90 Asset Turnover is 0.02 as of Apr. 2026. GuruFocus rates XNEP:SWBBL with a GF Score™ of 90/100 and a GF Value™ of NPR777.88 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Swabalamban Laghubitta Bittiyanstha's Revenue for the three months ended in Apr. 2026 was NPR575 Mil. Swabalamban Laghubitta Bittiyanstha's Total Assets for the quarter that ended in Apr. 2026 was NPR25,921 Mil. Therefore, Swabalamban Laghubitta Bittiyanstha's Asset Turnover for the quarter that ended in Apr. 2026 was 0.02.

Asset Turnover is linked to ROE % through Du Pont Formula. Swabalamban Laghubitta Bittiyanstha's annualized ROE % for the quarter that ended in Apr. 2026 was 15.41%. It is also linked to ROA % through Du Pont Formula. Swabalamban Laghubitta Bittiyanstha's annualized ROA % for the quarter that ended in Apr. 2026 was 2.32%.


Swabalamban Laghubitta Bittiyanstha  (XNEP:SWBBL) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Swabalamban Laghubitta Bittiyanstha's annulized ROE % for the quarter that ended in Apr. 2026 is

ROE %**(Q: Apr. 2026 )
=Net Income/Total Stockholders Equity
=600.384/3894.81
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(600.384 / 2299.996)*(2299.996 / 25921.3295)*(25921.3295/ 3894.81)
=Net Margin %*Asset Turnover*Equity Multiplier
=26.1 %*0.0887*6.6554
=ROA %*Equity Multiplier
=2.32 %*6.6554
=15.41 %

Note: The Net Income data used here is four times the quarterly (Apr. 2026) net income data. The Revenue data used here is four times the quarterly (Apr. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Swabalamban Laghubitta Bittiyanstha's annulized ROA % for the quarter that ended in Apr. 2026 is

ROA %(Q: Apr. 2026 )
=Net Income/Total Assets
=600.384/25921.3295
=(Net Income / Revenue)*(Revenue / Total Assets)
=(600.384 / 2299.996)*(2299.996 / 25921.3295)
=Net Margin %*Asset Turnover
=26.1 %*0.0887
=2.32 %

Note: The Net Income data used here is four times the quarterly (Apr. 2026) net income data. The Revenue data used here is four times the quarterly (Apr. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Swabalamban Laghubitta Bittiyanstha Asset Turnover Related Terms


Swabalamban Laghubitta Bittiyanstha Asset Turnover Historical Data

* Premium members only.

The historical data trend for Swabalamban Laghubitta Bittiyanstha's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swabalamban Laghubitta Bittiyanstha Asset Turnover Chart

Swabalamban Laghubitta Bittiyanstha Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.11 0.10 0.10 0.09 0.10

Swabalamban Laghubitta Bittiyanstha Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.03 0.03 0.03 0.02 0.02

Swabalamban Laghubitta Bittiyanstha Asset Turnover Competitor Comparison

For the Banks - Regional subindustry, Swabalamban Laghubitta Bittiyanstha's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swabalamban Laghubitta Bittiyanstha Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Swabalamban Laghubitta Bittiyanstha's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Swabalamban Laghubitta Bittiyanstha's Asset Turnover falls into.


XNEP:SWBBL
90GF Score
Swabalamban Laghubitta Bittiya Sanstha Ltd XNEP:SWBBL
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Swabalamban Laghubitta Bittiyanstha Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Swabalamban Laghubitta Bittiyanstha's Asset Turnover for the fiscal year that ended in Jul. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Jul. 2025 )/( (Total Assets (A: Jul. 2024 )+Total Assets (A: Jul. 2025 ))/ count )
=2196.595/( (21158.046+23750.051)/ 2 )
=2196.595/22454.0485
=0.10

Swabalamban Laghubitta Bittiyanstha's Asset Turnover for the quarter that ended in Apr. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Apr. 2026 )/( (Total Assets (Q: Jan. 2026 )+Total Assets (Q: Apr. 2026 ))/ count )
=574.999/( (25236.019+26606.64)/ 2 )
=574.999/25921.3295
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.02 mean?
Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) has a Asset Turnover of 0.02 as of Apr. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors.
Is Swabalamban Laghubitta Bittiyanstha's Asset Turnover too high?
Swabalamban Laghubitta Bittiyanstha's current Asset Turnover is 0.02. Overall, Swabalamban Laghubitta Bittiyanstha has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Swabalamban Laghubitta Bittiyanstha's Asset Turnover compare to competitors?
Swabalamban Laghubitta Bittiyanstha's Asset Turnover of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors. Swabalamban Laghubitta Bittiyanstha's current Asset Turnover is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swabalamban Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR777.88, compared to a current price of NPR697.70 — trading 10.3% below its estimated fair value. The current Asset Turnover is 0.02. Swabalamban Laghubitta Bittiyanstha's overall GF Score™ is 90/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL), the current Asset Turnover is 0.02 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) Overvalued in 2026?

Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR697.70 is trading 10.3% below its estimated GF Value™ of NPR777.88. GuruFocus considers Swabalamban Laghubitta Bittiyanstha to be Modestly Undervalued.

Key valuation signals for XNEP:SWBBL:

  • Asset Turnover: 0.02
  • GF Value™: NPR777.88 vs. price of NPR697.70 (10.3% below fair value)
  • GF Score™: 90/100 with 1 warning sign

No single metric tells the full story. See the XNEP:SWBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swabalamban Laghubitta Bittiyanstha Business Description

Address KamalPokhari street, Kathmandu, NPL, 44600
Swabalamban Laghubitta Bittiya Sanstha Ltd is a microfinance development bank in Nepal that provides sustainable financial services, prominently microcredit and savings products. The company's offerings include loans, savings, Insurance Services, Interest Rates, and Credit Plus Activities. The primary objective of the company is to provide the disadvantaged section of the rural poor with easy access to credit. The company has identified seven segments: Koshi Province, Madesh Province, Bagmati Province, Gandaki Province, Lumbini Province, Karnali Province and Sudurpaschim Province. The majority of interest revenue is derived from the Madesh Province.
90GF Score

Get the complete analysis for XNEP:SWBBL

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR697.70
Price
NPR777.88
GF Value