Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) Net Loan: NPR25,686 Mil (As of Jul. 2026)

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XNEP:SWBBL Swabalamban Laghubitta Bittiya Sanstha Ltd XNEP:SWBBL
87 GF Score
Price NPR675.00
GF Value NPR774.39
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Swabalamban Laghubitta Bittiyanstha Net Loan?

Swabalamban Laghubitta Bittiyanstha XNEP:SWBBL -0.30% 87 Net Loan is NPR25,686 Mil as of Jul. 2026. GuruFocus rates XNEP:SWBBL with a GF Score™ of 87/100 and a GF Value™ of NPR774.39 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Swabalamban Laghubitta Bittiyanstha's quarterly net loan increased from Jan. 2026 (NPR22,958 Mil) to Apr. 2026 (NPR24,530 Mil) and increased from Apr. 2026 (NPR24,530 Mil) to Jul. 2026 (NPR25,686 Mil).

Swabalamban Laghubitta Bittiyanstha's annual net loan increased from Jul. 2024 (NPR19,351 Mil) to Jul. 2025 (NPR24,530 Mil) and increased from Jul. 2025 (NPR24,530 Mil) to Jul. 2026 (NPR25,686 Mil).

Swabalamban Laghubitta Bittiyanstha Net Loan Historical Data

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The historical data trend for Swabalamban Laghubitta Bittiyanstha's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swabalamban Laghubitta Bittiyanstha Net Loan Chart

Swabalamban Laghubitta Bittiyanstha Annual Data
Trend Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25 Jul26
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18,760.45 17,980.53 19,350.56 21,450.83 25,685.92

Swabalamban Laghubitta Bittiyanstha Quarterly Data
Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26 Jul26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21,450.83 22,215.04 22,957.55 24,530.30 25,685.92
XNEP:SWBBL
87GF Score
Swabalamban Laghubitta Bittiya Sanstha Ltd XNEP:SWBBL
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Swabalamban Laghubitta Bittiyanstha Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of NPR25,686 Mil mean?
Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) has a Net Loan of NPR25,686 Mil as of Jul. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors.
Is Swabalamban Laghubitta Bittiyanstha's Net Loan too high?
Swabalamban Laghubitta Bittiyanstha's current Net Loan is NPR25,686 Mil. Overall, Swabalamban Laghubitta Bittiyanstha has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Swabalamban Laghubitta Bittiyanstha's Net Loan compare to competitors?
Swabalamban Laghubitta Bittiyanstha's Net Loan of NPR25,686 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors. Swabalamban Laghubitta Bittiyanstha's current Net Loan is NPR25,686 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swabalamban Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR774.39, compared to a current price of NPR675.00 — trading 12.8% below its estimated fair value. The current Net Loan is NPR25,686 Mil. Swabalamban Laghubitta Bittiyanstha's overall GF Score™ is 87/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL), the current Net Loan is NPR25,686 Mil as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) Overvalued in 2026?

Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR675.00 is trading 12.8% below its estimated GF Value™ of NPR774.39. GuruFocus considers Swabalamban Laghubitta Bittiyanstha to be Modestly Undervalued.

Key valuation signals for XNEP:SWBBL:

  • Net Loan: NPR25,686 Mil
  • GF Value™: NPR774.39 vs. price of NPR675.00 (12.8% below fair value)
  • GF Score™: 87/100 with 3 warning signs

No single metric tells the full story. See the XNEP:SWBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Swabalamban Laghubitta Bittiyanstha Business Description

Address KamalPokhari street, Kathmandu, NPL, 44600
Swabalamban Laghubitta Bittiya Sanstha Ltd is a microfinance development bank in Nepal that provides sustainable financial services, prominently microcredit and savings products. The company's offerings include loans, savings, Insurance Services, Interest Rates, and Credit Plus Activities. The primary objective of the company is to provide the disadvantaged section of the rural poor with easy access to credit. The company has identified seven segments: Koshi Province, Madesh Province, Bagmati Province, Gandaki Province, Lumbini Province, Karnali Province and Sudurpaschim Province. The majority of interest revenue is derived from the Madesh Province.
87GF Score

Get the complete analysis for XNEP:SWBBL

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR675.00
Price
NPR774.39
GF Value