Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) Profitability Rank: 8 (As of Jul. 2026) — 14% Above Median

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XNEP:SWBBL Swabalamban Laghubitta Bittiya Sanstha Ltd XNEP:SWBBL
88 GF Score
Price NPR663.90
GF Value NPR774.18
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Swabalamban Laghubitta Bittiyanstha Profitability Rank?

Swabalamban Laghubitta Bittiyanstha XNEP:SWBBL -0.61% 88 Profitability Rank is 8 as of Jul. 2026, which is 14% above its 10-year median of 7.00. GuruFocus rates XNEP:SWBBL with a GF Score™ of 88/100 and a GF Value™ of NPR774.18 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Swabalamban Laghubitta Bittiyanstha has the Profitability Rank of 8. It has a higher profitability and may stay that way.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Swabalamban Laghubitta Bittiyanstha's Operating Margin % for the quarter that ended in Jul. 2026 was 0.00%. As of today, Swabalamban Laghubitta Bittiyanstha's Piotroski F-Score is 3.


Swabalamban Laghubitta Bittiyanstha Profitability Rank Related Terms


Swabalamban Laghubitta Bittiyanstha Profitability Rank Competitor Comparison

For the Banks - Regional subindustry, Swabalamban Laghubitta Bittiyanstha's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swabalamban Laghubitta Bittiyanstha Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Swabalamban Laghubitta Bittiyanstha's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Swabalamban Laghubitta Bittiyanstha's Profitability Rank falls into.


XNEP:SWBBL
88GF Score
Swabalamban Laghubitta Bittiya Sanstha Ltd XNEP:SWBBL
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Swabalamban Laghubitta Bittiyanstha Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Swabalamban Laghubitta Bittiyanstha has the Profitability Rank of 8. It has a higher profitability and may stay that way.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Swabalamban Laghubitta Bittiyanstha's Operating Margin % for the quarter that ended in Jul. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Jul. 2026 ) / Revenue (Q: Jul. 2026 )
=0 / 747.174
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

Warning Sign:

Piotroski F-Score of 3 is low, which usually implies poor business operation.

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Swabalamban Laghubitta Bittiyanstha has an F-score of 3. It is a bad or low score, which usually implies poor business operation.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 8 mean?
Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) has a Profitability Rank of 8 as of Jul. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors. This is 14% above median its historical median of 7.00. Over the past decade, Swabalamban Laghubitta Bittiyanstha's Profitability Rank has ranged from 2.00 to 10.00.
Is Swabalamban Laghubitta Bittiyanstha's Profitability Rank too high?
Swabalamban Laghubitta Bittiyanstha's current Profitability Rank of 8 is 14% above median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 10.00. Overall, Swabalamban Laghubitta Bittiyanstha has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Swabalamban Laghubitta Bittiyanstha's Profitability Rank compare to competitors?
Swabalamban Laghubitta Bittiyanstha's Profitability Rank of 8 can be compared against companies in the Banks industry. Historically, Swabalamban Laghubitta Bittiyanstha's own Profitability Rank has ranged from 2.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors. Swabalamban Laghubitta Bittiyanstha's current Profitability Rank is 8, which is 14% above median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swabalamban Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR774.18, compared to a current price of NPR663.90 — trading 14.2% below its estimated fair value. The current Profitability Rank is 8, which is 14% above median its 10-year median of 7.00. Swabalamban Laghubitta Bittiyanstha's overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL), the current Profitability Rank is 8 as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) Overvalued in 2026?

Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR663.90 is trading 14.2% below its estimated GF Value™ of NPR774.18. GuruFocus considers Swabalamban Laghubitta Bittiyanstha to be Modestly Undervalued.

Key valuation signals for XNEP:SWBBL:

  • Profitability Rank: 8 (14% above median its 10-year median of 7.00)
  • GF Value™: NPR774.18 vs. price of NPR663.90 (14.2% below fair value)
  • GF Score™: 88/100 with 3 warning signs

No single metric tells the full story. See the XNEP:SWBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swabalamban Laghubitta Bittiyanstha Business Description

Address KamalPokhari street, Kathmandu, NPL, 44600
Swabalamban Laghubitta Bittiya Sanstha Ltd is a microfinance development bank in Nepal that provides sustainable financial services, prominently microcredit and savings products. The company's offerings include loans, savings, Insurance Services, Interest Rates, and Credit Plus Activities. The primary objective of the company is to provide the disadvantaged section of the rural poor with easy access to credit. The company has identified seven segments: Koshi Province, Madesh Province, Bagmati Province, Gandaki Province, Lumbini Province, Karnali Province and Sudurpaschim Province. The majority of interest revenue is derived from the Madesh Province.
88GF Score

Get the complete analysis for XNEP:SWBBL

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR663.90
Price
NPR774.18
GF Value