XNEP:SWBBL'
s Net Margin % Range Over the Past 10 Years
Min: 13.7 Med: 24.24 Max: 36.6
Current: 27.11
XNEP:SWBBL's Net Margin % is ranked better than 51.15% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs XNEP:SWBBL: 27.11
Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Swabalamban Laghubitta Bittiyanstha Net Margin % Related Terms
Swabalamban Laghubitta Bittiyanstha Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swabalamban Laghubitta Bittiyanstha Net Margin % Chart
Swabalamban Laghubitta Bittiyanstha Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Swabalamban Laghubitta Bittiyanstha's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swabalamban Laghubitta Bittiyanstha Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Swabalamban Laghubitta Bittiyanstha's Net Margin % distribution charts can be found below:
* The bar in red indicates where Swabalamban Laghubitta Bittiyanstha's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) has a Net Margin % of 26.10% as of Apr. 2026. Net margin is the ratio of total net income to net sales. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors. This is near median its historical median of 24.24. Over the past decade, Swabalamban Laghubitta Bittiyanstha's Net Margin % has ranged from 13.70 to 36.60. According to the industry distribution chart, Swabalamban Laghubitta Bittiyanstha ranks #746 out of 1527 companies in the Banks industry, placing it in the top 48.9%.
Is Swabalamban Laghubitta Bittiyanstha's Net Margin % too high?
Swabalamban Laghubitta Bittiyanstha's current Net Margin % of 26.10% is near median its 10-year median of 24.24. Over the past 10 years, this metric has ranged from a low of 13.70 to a high of 36.60. The Banks industry median Net Margin % is 26.95. Swabalamban Laghubitta Bittiyanstha's value of 26.10% is 3.2% below this industry median. Based on the distribution chart, Swabalamban Laghubitta Bittiyanstha ranks #746 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, Swabalamban Laghubitta Bittiyanstha has a GF Score™ of 90/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swabalamban Laghubitta Bittiyanstha's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Swabalamban Laghubitta Bittiyanstha ranks #746 out of 1527 companies for Net Margin %. This puts Swabalamban Laghubitta Bittiyanstha in the upper half of its industry. The industry median Net Margin % is 26.95. Swabalamban Laghubitta Bittiyanstha's value of 26.10% is 3.2% below this benchmark. Historically, Swabalamban Laghubitta Bittiyanstha's own Net Margin % has ranged from 13.70 to 36.60 over the past decade. While the company's 10-year median is 24.24 vs. the industry median of 26.95, Swabalamban Laghubitta Bittiyanstha has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swabalamban Laghubitta Bittiyanstha's current Net Margin % of 26.10% is 3.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swabalamban Laghubitta Bittiyanstha's current Net Margin % is 26.10%, which is near median its own 10-year median of 24.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swabalamban Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR777.98, compared to a current price of NPR706.00 — trading 9.3% below its estimated fair value. The current Net Margin % is 26.10%, which is near median its 10-year median of 24.24 and 3.2% below the Banks industry median of 26.95. Swabalamban Laghubitta Bittiyanstha's overall GF Score™ is 90/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL), the current Net Margin % is 26.10% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) Overvalued in 2026?
Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha stock appears to be undervalued.
The current stock price of NPR706.00 is trading 9.3% below its estimated GF Value™ of NPR777.98.
GuruFocus considers Swabalamban Laghubitta Bittiyanstha to be Fairly Valued.
Key valuation signals for XNEP:SWBBL:
Net Margin %: 26.10% (near median its 10-year median of 24.24)
GF Value™: NPR777.98 vs. price of NPR706.00 (9.3% below fair value)
Industry Position: 3.2% below the Banks median (#746 of 1527)
No single metric tells the full story. See the XNEP:SWBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swabalamban Laghubitta Bittiyanstha Business Description
Swabalamban Laghubitta Bittiya Sanstha Ltd is a microfinance development bank in Nepal that provides sustainable financial services, prominently microcredit and savings products. The company's offerings include loans, savings, Insurance Services, Interest Rates, and Credit Plus Activities. The primary objective of the company is to provide the disadvantaged section of the rural poor with easy access to credit. The company has identified seven segments: Koshi Province, Madesh Province, Bagmati Province, Gandaki Province, Lumbini Province, Karnali Province and Sudurpaschim Province. The majority of interest revenue is derived from the Madesh Province.
90GF Score
Get the complete analysis for XNEP:SWBBL
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XNEP:SWBBL has been successfully added to your 
