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Swabalamban Laghubitta BittiyansthaXNEP:SWBBL 90 Cyclically Adjusted PS Ratio is 5.88 as of Jul. 25, 2026, which is 11% below its 10-year median of 6.63. GuruFocus rates XNEP:SWBBL with a GF Score™ of 90/100 and a GF Value™ of NPR777.42 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,299 Banks companies, Swabalamban Laghubitta Bittiyanstha ranks worse than 81.29% on this metric.
The historical rank and industry rank for Swabalamban Laghubitta Bittiyanstha's Cyclically Adjusted PS Ratio or its related term are showing as below:
XNEP:SWBBL'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 5.22 Med: 6.63 Max: 9.63
Current: 5.45
During the past years, Swabalamban Laghubitta Bittiyanstha's highest Cyclically Adjusted PS Ratio was 9.63. The lowest was 5.22. And the median was 6.63.
XNEP:SWBBL's Cyclically Adjusted PS Ratio is ranked worse than 81.29% of 1299
companies
in the Banks industry
Industry Median: 3.36
vs XNEP:SWBBL: 5.45
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Swabalamban Laghubitta Bittiyanstha's adjusted revenue per share data for the three months ended in Apr. 2026 was NPR32.855. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is NPR117.95 for the trailing ten years ended in Apr. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Swabalamban Laghubitta Bittiyanstha Cyclically Adjusted PS Ratio Related Terms
Swabalamban Laghubitta Bittiyanstha Cyclically Adjusted PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swabalamban Laghubitta Bittiyanstha Cyclically Adjusted PS Ratio Chart
Swabalamban Laghubitta Bittiyanstha Cyclically Adjusted PS Ratio Competitor Comparison
For the Banks - Regional subindustry, Swabalamban Laghubitta Bittiyanstha's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swabalamban Laghubitta Bittiyanstha Cyclically Adjusted PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Swabalamban Laghubitta Bittiyanstha's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where Swabalamban Laghubitta Bittiyanstha's Cyclically Adjusted PS Ratio falls into.
Swabalamban Laghubitta Bittiyanstha Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 5.88 mean?
Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) has a Cyclically Adjusted PS Ratio of 5.88 as of Jul. 25, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors. This is 11% below median its historical median of 6.63. Over the past decade, Swabalamban Laghubitta Bittiyanstha's Cyclically Adjusted PS Ratio has ranged from 5.22 to 9.63. According to the industry distribution chart, Swabalamban Laghubitta Bittiyanstha ranks #1056 out of 1299 companies in the Banks industry, placing it in the top 81.3%.
Is Swabalamban Laghubitta Bittiyanstha's Cyclically Adjusted PS Ratio too high?
Swabalamban Laghubitta Bittiyanstha's current Cyclically Adjusted PS Ratio of 5.88 is 11% below median its 10-year median of 6.63. Over the past 10 years, this metric has ranged from a low of 5.22 to a high of 9.63. The Banks industry median Cyclically Adjusted PS Ratio is 3.36. Swabalamban Laghubitta Bittiyanstha's value of 5.88 is 75% above this industry median. Based on the distribution chart, Swabalamban Laghubitta Bittiyanstha ranks #1056 out of 1299 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Swabalamban Laghubitta Bittiyanstha has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Swabalamban Laghubitta Bittiyanstha's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Swabalamban Laghubitta Bittiyanstha ranks #1056 out of 1299 companies for Cyclically Adjusted PS Ratio. This places Swabalamban Laghubitta Bittiyanstha in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.36. Swabalamban Laghubitta Bittiyanstha's value of 5.88 is 75% above this benchmark. Historically, Swabalamban Laghubitta Bittiyanstha's own Cyclically Adjusted PS Ratio has ranged from 5.22 to 9.63 over the past decade. While the company's 10-year median is 6.63 vs. the industry median of 3.36, Swabalamban Laghubitta Bittiyanstha has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.36, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swabalamban Laghubitta Bittiyanstha's current Cyclically Adjusted PS Ratio of 5.88 is 75% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swabalamban Laghubitta Bittiyanstha's current Cyclically Adjusted PS Ratio is 5.88, which is 11% below median its own 10-year median of 6.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swabalamban Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR777.42, compared to a current price of NPR693.00 — trading 10.9% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 5.88, which is 11% below median its 10-year median of 6.63 and 75% above the Banks industry median of 3.36. Swabalamban Laghubitta Bittiyanstha's overall GF Score™ is 90/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL), the current Cyclically Adjusted PS Ratio is 5.88 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) Overvalued in 2026?
Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha stock appears to be undervalued.
The current stock price of NPR693.00 is trading 10.9% below its estimated GF Value™ of NPR777.42.
GuruFocus considers Swabalamban Laghubitta Bittiyanstha to be Modestly Undervalued.
Key valuation signals for XNEP:SWBBL:
Cyclically Adjusted PS Ratio: 5.88 (11% below median its 10-year median of 6.63)
GF Value™: NPR777.42 vs. price of NPR693.00 (10.9% below fair value)
Industry Position: 75% above the Banks median (#1056 of 1299)
No single metric tells the full story. See the XNEP:SWBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swabalamban Laghubitta Bittiyanstha Business Description
Swabalamban Laghubitta Bittiya Sanstha Ltd is a microfinance development bank in Nepal that provides sustainable financial services, prominently microcredit and savings products. The company's offerings include loans, savings, Insurance Services, Interest Rates, and Credit Plus Activities. The primary objective of the company is to provide the disadvantaged section of the rural poor with easy access to credit. The company has identified seven segments: Koshi Province, Madesh Province, Bagmati Province, Gandaki Province, Lumbini Province, Karnali Province and Sudurpaschim Province. The majority of interest revenue is derived from the Madesh Province.
90GF Score
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