Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) PEG Ratio: 1.36 (As of Jul. 07, 2026) — 33% Below Median


XNEP:SWBBL Swabalamban Laghubitta Bittiya Sanstha Ltd XNEP:SWBBL
90 GF Score
Price NPR688.00
GF Value NPR777.77
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Swabalamban Laghubitta Bittiyanstha PEG Ratio?

Swabalamban Laghubitta Bittiyanstha XNEP:SWBBL -0.58% 90 PEG Ratio is 1.36 as of Jul. 07, 2026, which is 33% below its 10-year median of 2.03. GuruFocus rates XNEP:SWBBL with a GF Score™ of 90/100 and a GF Value™ of NPR777.77 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,231 Banks companies, Swabalamban Laghubitta Bittiyanstha ranks better than 55% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Swabalamban Laghubitta Bittiyanstha's PE Ratio without NRI is 14.79. Swabalamban Laghubitta Bittiyanstha's 5-Year Book Value growth rate is 10.90%. Therefore, Swabalamban Laghubitta Bittiyanstha's PEG Ratio for today is 1.36.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Swabalamban Laghubitta Bittiyanstha's PEG Ratio or its related term are showing as below:

XNEP:SWBBL' s PEG Ratio Range Over the Past 10 Years
Min: 0.95   Med: 2.03   Max: 6.94
Current: 1.36


During the past 13 years, Swabalamban Laghubitta Bittiyanstha's highest PEG Ratio was 6.94. The lowest was 0.95. And the median was 2.03.


XNEP:SWBBL's PEG Ratio is ranked better than
55% of 1231 companies
in the Banks industry
Industry Median: 1.53 vs XNEP:SWBBL: 1.36

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Swabalamban Laghubitta Bittiyanstha  (XNEP:SWBBL) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Swabalamban Laghubitta Bittiyanstha PEG Ratio Related Terms


Swabalamban Laghubitta Bittiyanstha PEG Ratio Historical Data

* Premium members only.

The historical data trend for Swabalamban Laghubitta Bittiyanstha's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swabalamban Laghubitta Bittiyanstha PEG Ratio Chart

Swabalamban Laghubitta Bittiyanstha Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.36 2.38 1.87 2.66 3.42

Swabalamban Laghubitta Bittiyanstha Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 3.42 2.28 2.05 0.00

Swabalamban Laghubitta Bittiyanstha PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, Swabalamban Laghubitta Bittiyanstha's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swabalamban Laghubitta Bittiyanstha PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Swabalamban Laghubitta Bittiyanstha's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Swabalamban Laghubitta Bittiyanstha's PEG Ratio falls into.


XNEP:SWBBL
90GF Score
Swabalamban Laghubitta Bittiya Sanstha Ltd XNEP:SWBBL
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Swabalamban Laghubitta Bittiyanstha PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Swabalamban Laghubitta Bittiyanstha's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=14.786477250747/10.90
=1.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 1.36 mean?
Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) has a PEG Ratio of 1.36 as of Jul. 07, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors. This is 33% below median its historical median of 2.03. Over the past decade, Swabalamban Laghubitta Bittiyanstha's PEG Ratio has ranged from 0.95 to 6.94. According to the industry distribution chart, Swabalamban Laghubitta Bittiyanstha ranks #554 out of 1231 companies in the Banks industry, placing it in the top 45%.
Is Swabalamban Laghubitta Bittiyanstha's PEG Ratio too high?
Swabalamban Laghubitta Bittiyanstha's current PEG Ratio of 1.36 is 33% below median its 10-year median of 2.03. Over the past 10 years, this metric has ranged from a low of 0.95 to a high of 6.94. The Banks industry median PEG Ratio is 1.53. Swabalamban Laghubitta Bittiyanstha's value of 1.36 is 11.1% below this industry median. Based on the distribution chart, Swabalamban Laghubitta Bittiyanstha ranks #554 out of 1231 companies in the Banks industry, which is above the industry midpoint. Overall, Swabalamban Laghubitta Bittiyanstha has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Swabalamban Laghubitta Bittiyanstha's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Swabalamban Laghubitta Bittiyanstha ranks #554 out of 1231 companies for PEG Ratio. This puts Swabalamban Laghubitta Bittiyanstha in the upper half of its industry. The industry median PEG Ratio is 1.53. Swabalamban Laghubitta Bittiyanstha's value of 1.36 is 11.1% below this benchmark. Historically, Swabalamban Laghubitta Bittiyanstha's own PEG Ratio has ranged from 0.95 to 6.94 over the past decade. While the company's 10-year median is 2.03 vs. the industry median of 1.53, Swabalamban Laghubitta Bittiyanstha has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.53, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swabalamban Laghubitta Bittiyanstha's current PEG Ratio of 1.36 is 11.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors. For the Banks industry, the median PEG Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swabalamban Laghubitta Bittiyanstha's current PEG Ratio is 1.36, which is 33% below median its own 10-year median of 2.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swabalamban Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR777.77, compared to a current price of NPR688.00 — trading 11.5% below its estimated fair value. The current PEG Ratio is 1.36, which is 33% below median its 10-year median of 2.03 and 11.1% below the Banks industry median of 1.53. Swabalamban Laghubitta Bittiyanstha's overall GF Score™ is 90/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL), the current PEG Ratio is 1.36 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) Overvalued in 2026?

Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR688.00 is trading 11.5% below its estimated GF Value™ of NPR777.77. GuruFocus considers Swabalamban Laghubitta Bittiyanstha to be Modestly Undervalued.

Key valuation signals for XNEP:SWBBL:

  • PEG Ratio: 1.36 (33% below median its 10-year median of 2.03)
  • GF Value™: NPR777.77 vs. price of NPR688.00 (11.5% below fair value)
  • GF Score™: 90/100 with 1 warning sign
  • Industry Position: 11.1% below the Banks median (#554 of 1231)

No single metric tells the full story. See the XNEP:SWBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swabalamban Laghubitta Bittiyanstha Business Description

Address KamalPokhari street, Kathmandu, NPL, 44600
Swabalamban Laghubitta Bittiya Sanstha Ltd is a microfinance development bank in Nepal that provides sustainable financial services, prominently microcredit and savings products. The company's offerings include loans, savings, Insurance Services, Interest Rates, and Credit Plus Activities. The primary objective of the company is to provide the disadvantaged section of the rural poor with easy access to credit. The company has identified seven segments: Koshi Province, Madesh Province, Bagmati Province, Gandaki Province, Lumbini Province, Karnali Province and Sudurpaschim Province. The majority of interest revenue is derived from the Madesh Province.
90GF Score

Get the complete analysis for XNEP:SWBBL

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR688.00
Price
NPR777.77
GF Value