Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) Growth Rank: 7 (As of Sep. 09, 2026) — 133% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:SWBBL Swabalamban Laghubitta Bittiya Sanstha Ltd XNEP:SWBBL
87 GF Score
Price NPR677.00
GF Value NPR774.35
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Swabalamban Laghubitta Bittiyanstha Growth Rank?

Swabalamban Laghubitta Bittiyanstha XNEP:SWBBL 87 Growth Rank is 7 as of Sep. 09, 2026, which is 133% above its 10-year median of 3.00. GuruFocus rates XNEP:SWBBL with a GF Score™ of 87/100 and a GF Value™ of NPR774.35 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Swabalamban Laghubitta Bittiyanstha has the Growth Rank of 7.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Swabalamban Laghubitta Bittiyanstha Growth Rank Related Terms

Swabalamban Laghubitta Bittiyanstha Growth Rank Competitor Comparison

For the Banks - Regional subindustry, Swabalamban Laghubitta Bittiyanstha's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Swabalamban Laghubitta Bittiyanstha Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Swabalamban Laghubitta Bittiyanstha's Growth Rank distribution charts can be found below:

* The bar in red indicates where Swabalamban Laghubitta Bittiyanstha's Growth Rank falls into.


XNEP:SWBBL
87GF Score
Swabalamban Laghubitta Bittiya Sanstha Ltd XNEP:SWBBL
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 7 mean?
Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) has a Growth Rank of 7 as of Sep. 09, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors. This is 133% above median its historical median of 3.00. Over the past decade, Swabalamban Laghubitta Bittiyanstha's Growth Rank has ranged from 2.00 to 9.00.
Is Swabalamban Laghubitta Bittiyanstha's Growth Rank too high?
Swabalamban Laghubitta Bittiyanstha's current Growth Rank of 7 is 133% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 9.00. Overall, Swabalamban Laghubitta Bittiyanstha has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Swabalamban Laghubitta Bittiyanstha's Growth Rank compare to competitors?
Swabalamban Laghubitta Bittiyanstha's Growth Rank of 7 can be compared against companies in the Banks industry. Historically, Swabalamban Laghubitta Bittiyanstha's own Growth Rank has ranged from 2.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors. Swabalamban Laghubitta Bittiyanstha's current Growth Rank is 7, which is 133% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swabalamban Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR774.35, compared to a current price of NPR677.00 — trading 12.6% below its estimated fair value. The current Growth Rank is 7, which is 133% above median its 10-year median of 3.00. Swabalamban Laghubitta Bittiyanstha's overall GF Score™ is 87/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL), the current Growth Rank is 7 as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) Overvalued in 2026?

Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR677.00 is trading 12.6% below its estimated GF Value™ of NPR774.35. GuruFocus considers Swabalamban Laghubitta Bittiyanstha to be Modestly Undervalued.

Key valuation signals for XNEP:SWBBL:

  • Growth Rank: 7 (133% above median its 10-year median of 3.00)
  • GF Value™: NPR774.35 vs. price of NPR677.00 (12.6% below fair value)
  • GF Score™: 87/100 with 3 warning signs

No single metric tells the full story. See the XNEP:SWBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Swabalamban Laghubitta Bittiyanstha Business Description

Address KamalPokhari street, Kathmandu, NPL, 44600
Swabalamban Laghubitta Bittiya Sanstha Ltd is a microfinance development bank in Nepal that provides sustainable financial services, prominently microcredit and savings products. The company's offerings include loans, savings, Insurance Services, Interest Rates, and Credit Plus Activities. The primary objective of the company is to provide the disadvantaged section of the rural poor with easy access to credit. The company has identified seven segments: Koshi Province, Madesh Province, Bagmati Province, Gandaki Province, Lumbini Province, Karnali Province and Sudurpaschim Province. The majority of interest revenue is derived from the Madesh Province.
87GF Score

Get the complete analysis for XNEP:SWBBL

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR677.00
Price
NPR774.35
GF Value