The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Swabalamban Laghubitta Bittiyanstha's share price is NPR671.30.
Swabalamban Laghubitta Bittiyanstha's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 was NPR136.01. Hence, Swabalamban Laghubitta Bittiyanstha's PS Ratio for today is 4.94.
Good Sign:
Swabalamban Laghubitta Bittiya Sanstha Ltd stock PS Ratio (=4.94) is close to 3-year low of 4.53.
Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Swabalamban Laghubitta Bittiyanstha PS Ratio Related Terms
Swabalamban Laghubitta Bittiyanstha PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swabalamban Laghubitta Bittiyanstha PS Ratio Chart
Swabalamban Laghubitta Bittiyanstha PS Ratio Competitor Comparison
For the Banks - Regional subindustry, Swabalamban Laghubitta Bittiyanstha's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swabalamban Laghubitta Bittiyanstha PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Swabalamban Laghubitta Bittiyanstha's PS Ratio distribution charts can be found below:
* The bar in red indicates where Swabalamban Laghubitta Bittiyanstha's PS Ratio falls into.
Swabalamban Laghubitta Bittiyanstha PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Swabalamban Laghubitta Bittiyanstha's Share Price of today is NPR671.30. Swabalamban Laghubitta Bittiyanstha's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR136.01.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) has a PS Ratio of 4.94 as of Jul. 12, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors. This is 22% below median its historical median of 6.30. Over the past decade, Swabalamban Laghubitta Bittiyanstha's PS Ratio has ranged from 3.42 to 14.12. According to the industry distribution chart, Swabalamban Laghubitta Bittiyanstha ranks #1282 out of 1515 companies in the Banks industry, placing it in the top 84.6%.
Is Swabalamban Laghubitta Bittiyanstha's PS Ratio too high?
Swabalamban Laghubitta Bittiyanstha's current PS Ratio of 4.94 is 22% below median its 10-year median of 6.30. Over the past 10 years, this metric has ranged from a low of 3.42 to a high of 14.12. The Banks industry median PS Ratio is 3.00. Swabalamban Laghubitta Bittiyanstha's value of 4.94 is 64.7% above this industry median. Based on the distribution chart, Swabalamban Laghubitta Bittiyanstha ranks #1282 out of 1515 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Swabalamban Laghubitta Bittiyanstha has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Swabalamban Laghubitta Bittiyanstha's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Swabalamban Laghubitta Bittiyanstha ranks #1282 out of 1515 companies for PS Ratio. This places Swabalamban Laghubitta Bittiyanstha in the lower half of its industry. The industry median PS Ratio is 3.00. Swabalamban Laghubitta Bittiyanstha's value of 4.94 is 64.7% above this benchmark. Historically, Swabalamban Laghubitta Bittiyanstha's own PS Ratio has ranged from 3.42 to 14.12 over the past decade. While the company's 10-year median is 6.30 vs. the industry median of 3.00, Swabalamban Laghubitta Bittiyanstha has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swabalamban Laghubitta Bittiyanstha's current PS Ratio of 4.94 is 64.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swabalamban Laghubitta Bittiyanstha's current PS Ratio is 4.94, which is 22% below median its own 10-year median of 6.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swabalamban Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR777.67, compared to a current price of NPR671.30 — trading 13.7% below its estimated fair value. The current PS Ratio is 4.94, which is 22% below median its 10-year median of 6.30 and 64.7% above the Banks industry median of 3.00. Swabalamban Laghubitta Bittiyanstha's overall GF Score™ is 90/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL), the current PS Ratio is 4.94 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) Overvalued in 2026?
Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha stock appears to be undervalued.
The current stock price of NPR671.30 is trading 13.7% below its estimated GF Value™ of NPR777.67.
GuruFocus considers Swabalamban Laghubitta Bittiyanstha to be Modestly Undervalued.
Key valuation signals for XNEP:SWBBL:
PS Ratio: 4.94 (22% below median its 10-year median of 6.30)
GF Value™: NPR777.67 vs. price of NPR671.30 (13.7% below fair value)
Industry Position: 64.7% above the Banks median (#1282 of 1515)
No single metric tells the full story. See the XNEP:SWBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swabalamban Laghubitta Bittiyanstha Business Description
Swabalamban Laghubitta Bittiya Sanstha Ltd is a microfinance development bank in Nepal that provides sustainable financial services, prominently microcredit and savings products. The company's offerings include loans, savings, Insurance Services, Interest Rates, and Credit Plus Activities. The primary objective of the company is to provide the disadvantaged section of the rural poor with easy access to credit. The company has identified seven segments: Koshi Province, Madesh Province, Bagmati Province, Gandaki Province, Lumbini Province, Karnali Province and Sudurpaschim Province. The majority of interest revenue is derived from the Madesh Province.
90GF Score
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