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CPSS (Consumer Portfolio Services) Equity-to-Asset : 0.08 (As of Mar. 2025)


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What is Consumer Portfolio Services Equity-to-Asset?

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Consumer Portfolio Services's Total Stockholders Equity for the quarter that ended in Mar. 2025 was $298.4 Mil. Consumer Portfolio Services's Total Assets for the quarter that ended in Mar. 2025 was $3,673.6 Mil. Therefore, Consumer Portfolio Services's Equity to Asset Ratio for the quarter that ended in Mar. 2025 was 0.08.

The historical rank and industry rank for Consumer Portfolio Services's Equity-to-Asset or its related term are showing as below:

CPSS' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.05   Med: 0.08   Max: 0.1
Current: 0.08

During the past 13 years, the highest Equity to Asset Ratio of Consumer Portfolio Services was 0.10. The lowest was 0.05. And the median was 0.08.

CPSS's Equity-to-Asset is ranked worse than
89.95% of 547 companies
in the Credit Services industry
Industry Median: 0.38 vs CPSS: 0.08

Consumer Portfolio Services Equity-to-Asset Historical Data

The historical data trend for Consumer Portfolio Services's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Consumer Portfolio Services Equity-to-Asset Chart

Consumer Portfolio Services Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.06 0.08 0.08 0.10 0.08

Consumer Portfolio Services Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.09 0.09 0.08 0.08 0.08

Competitive Comparison of Consumer Portfolio Services's Equity-to-Asset

For the Credit Services subindustry, Consumer Portfolio Services's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Consumer Portfolio Services's Equity-to-Asset Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Consumer Portfolio Services's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Consumer Portfolio Services's Equity-to-Asset falls into.


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Consumer Portfolio Services Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Consumer Portfolio Services's Equity to Asset Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Equity to Asset (A: Dec. 2024 )=Total Stockholders Equity/Total Assets
=292.77/3493.868
=0.08

Consumer Portfolio Services's Equity to Asset Ratio for the quarter that ended in Mar. 2025 is calculated as

Equity to Asset (Q: Mar. 2025 )=Total Stockholders Equity/Total Assets
=298.427/3673.606
=0.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Consumer Portfolio Services  (NAS:CPSS) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Consumer Portfolio Services Equity-to-Asset Related Terms

Thank you for viewing the detailed overview of Consumer Portfolio Services's Equity-to-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.


Consumer Portfolio Services Business Description

Traded in Other Exchanges
Address
3800 Howard Hughes Parkway, Las Vegas, NV, USA, 89169
Consumer Portfolio Services Inc is a U.S based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.
Executives
Greg Washer director 3187 PULLMAN STREET, COSTA MESA CA 92618
William B Roberts director 126 EAST 56TH STREET, TOWER 56 12TH FLOOR, NEW YORK NY 10022
April Crisp officer: Sr. Vice President 19500 JAMBOREE RD, STE 600, IRVINE CA 92610
Daniel S Wood director
Chris Terry officer: Sr. Vice President
Denesh Bharwani officer: Sr. Vice President 19500 JAMBOREE ROAD, IRVINE CA 92612
John Patrick Harton officer: Sr. Vice President 19500 JAMBOREE ROAD, IRVINE CA 92612
Bradley Charles E Jr director, officer: CEO and President 2 ADA, IRVINE CA 92618
Susan Ryan officer: Sr. Vice President 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS NV 89169
Charles E. Gonel officer: Sr. Vice President 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS NV 86169
Michele L Baumeister officer: Sr. Vice President 19500 JAMBOREE RD, SUITE 600, IRVINE CA 92612
Lisette Reynoso officer: Sr. Vice President 19500 JAMBOREE RD., IRVINE CA 92612
Steven Howard Schween officer: Sr. Vice President 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS CA 89169
Catrina Marie Ralston officer: Sr. Vice President 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS NV 89169
Jeffrey P Fritz officer: SVP & CFO 16355 LAGUNA CANYON ROAD, IRVINE CA 92618