Hightech Payment Systems (CAS:HPS) EV-to-FCF: 22.54 (As of Aug. 14, 2026) — 37% Below Median

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CAS:HPS Hightech Payment Systems SA CAS:HPS
100 GF Score
Price MAD645.00
GF Value MAD824.83
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Hightech Payment Systems EV-to-FCF?

Hightech Payment Systems CAS:HPS +0.31% 100 EV-to-FCF is 22.54 as of Aug. 14, 2026, which is 37% below its 10-year median of 35.74. GuruFocus rates CAS:HPS with a GF Score™ of 100/100 and a GF Value™ of MAD824.83 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,599 Software companies, Hightech Payment Systems ranks worse than 63.66% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Hightech Payment Systems's Enterprise Value is MAD4,927 Mil. Hightech Payment Systems's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was MAD219 Mil. Therefore, Hightech Payment Systems's EV-to-FCF for today is 22.54.

The historical rank and industry rank for Hightech Payment Systems's EV-to-FCF or its related term are showing as below:

CAS:HPS' s EV-to-FCF Range Over the Past 10 Years
Min: -106.44   Med: 35.74   Max: 3358.87
Current: 22.17

During the past 13 years, the highest EV-to-FCF of Hightech Payment Systems was 3358.87. The lowest was -106.44. And the median was 35.74.

CAS:HPS's EV-to-FCF is ranked worse than
63.66% of 1599 companies
in the Software industry
Industry Median: 15.34 vs CAS:HPS: 22.17

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-14), Hightech Payment Systems's stock price is MAD645.00. Hightech Payment Systems's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was MAD-43.137. Therefore, Hightech Payment Systems's PE Ratio (TTM) for today is At Loss.


Hightech Payment Systems  (CAS:HPS) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Hightech Payment Systems's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=645.00/-43.137
=At Loss

Hightech Payment Systems's share price for today is MAD645.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Hightech Payment Systems's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was MAD-43.137.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Hightech Payment Systems EV-to-FCF Related Terms


Hightech Payment Systems EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Hightech Payment Systems's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hightech Payment Systems EV-to-FCF Chart

Hightech Payment Systems Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.40 969.74 316.56 3,020.46 19.53

Hightech Payment Systems Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 316.56 0.00 3,020.46 0.00 19.53

CAS:HPS vs MSFT, ORCL, PLTR: EV-to-FCF Comparison

For the Software - Infrastructure subindustry, Hightech Payment Systems's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hightech Payment Systems EV-to-FCF vs Software Industry

For the Software industry and Technology sector, Hightech Payment Systems's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Hightech Payment Systems's EV-to-FCF falls into.


CAS:HPS
100GF Score
Hightech Payment Systems SA CAS:HPS
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hightech Payment Systems EV-to-FCF Calculation

Hightech Payment Systems's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=4926.581/218.557
=22.54

Hightech Payment Systems's current Enterprise Value is MAD4,927 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Hightech Payment Systems's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was MAD219 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 22.54 mean?
Hightech Payment Systems (CAS:HPS) has a EV-to-FCF of 22.54 as of Aug. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Hightech Payment Systems and its competitors. This is 37% below median its historical median of 35.74. According to the industry distribution chart, Hightech Payment Systems ranks #1018 out of 1599 companies in the Software industry, placing it in the top 63.7%.
Is Hightech Payment Systems' EV-to-FCF too high?
Hightech Payment Systems' current EV-to-FCF of 22.54 is 37% below median its 10-year median of 35.74. The Software industry median EV-to-FCF is 15.34. Hightech Payment Systems' value of 22.54 is 46.9% above this industry median. Based on the distribution chart, Hightech Payment Systems ranks #1018 out of 1599 companies in the Software industry, which is below the industry midpoint. Overall, Hightech Payment Systems has a GF Score™ of 100/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hightech Payment Systems' EV-to-FCF compare to MSFT and ORCL?
According to the Software industry distribution chart, Hightech Payment Systems ranks #1018 out of 1599 companies for EV-to-FCF. This places Hightech Payment Systems in the lower half of its industry. The industry median EV-to-FCF is 15.34. Hightech Payment Systems' value of 22.54 is 46.9% above this benchmark. While the company's 10-year median is 35.74 vs. the industry median of 15.34, Hightech Payment Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Software company?
The median EV-to-FCF among Software companies is 15.34, based on 1,599 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hightech Payment Systems's current EV-to-FCF of 22.54 is 46.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Hightech Payment Systems and its competitors. For the Software industry, the median EV-to-FCF is 15.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hightech Payment Systems's current EV-to-FCF is 22.54, which is 37% below median its own 10-year median of 35.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hightech Payment Systems stock overvalued right now?
Based on GuruFocus' analysis, Hightech Payment Systems (CAS:HPS) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD824.83, compared to a current price of MAD645.00 — trading 21.8% below its estimated fair value. The current EV-to-FCF is 22.54, which is 37% below median its 10-year median of 35.74 and 46.9% above the Software industry median of 15.34. Hightech Payment Systems' overall GF Score™ is 100/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Hightech Payment Systems (CAS:HPS), the current EV-to-FCF is 22.54 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hightech Payment Systems (CAS:HPS) Overvalued in 2026?

Based on GuruFocus' analysis, Hightech Payment Systems stock appears to be undervalued. The current stock price of MAD645.00 is trading 21.8% below its estimated GF Value™ of MAD824.83. GuruFocus considers Hightech Payment Systems to be Modestly Undervalued.

Key valuation signals for CAS:HPS:

  • EV-to-FCF: 22.54 (37% below median its 10-year median of 35.74)
  • GF Value™: MAD824.83 vs. price of MAD645.00 (21.8% below fair value)
  • GF Score™: 100/100 with 4 warning signs
  • Industry Position: 46.9% above the Software median (#1018 of 1599)

No single metric tells the full story. See the CAS:HPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hightech Payment Systems Business Description

Address 1100, Boulevard Al Qods - Sidi Maarouf, Casablanca Nearshore Park, Shore 1, Casablanca, MAR, 20270
Hightech Payment Systems SA is the group that provides solutions and services involving electronic payment. The company provides its clients with technology solutions that transcend the entire payments value chain, enabling them to innovate rapidly and bring new products to market with ease and efficiency using HPS' PowerCARD software. The PowerCARD suite is fully integrated with all international payment networks, and supports all back-office payments functions. The company's software and services are sold covering many geographical areas such as Europe, Americas, Africa and the Middle East and Asia. The group's majority revenue is generated from Africa.
100GF Score

Get the complete analysis for CAS:HPS

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD645.00
Price
MAD824.83
GF Value