Mechanics BancorpMCHB -0.73%12 EV-to-FCF is 373.80 as of Jul. 02, 2026. GuruFocus rates MCHB with a GF Score™ of 12/100. The stock has 2 warning signs investors should review. Among 1,193 Banks companies, Mechanics Bancorp ranks worse than 99.16% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Mechanics Bancorp's Enterprise Value is $3,275.2 Mil.
Mechanics Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $8.8 Mil. Therefore, Mechanics Bancorp's EV-to-FCF for today is 373.80.
The historical rank and industry rank for Mechanics Bancorp's EV-to-FCF or its related term are showing as below:
MCHB'
s EV-to-FCF Range Over the Past 10 Years
Min: -1414.84 Med: -863.96 Max: 455.62
Current: 373.8
During the past 4 years, the highest EV-to-FCF of Mechanics Bancorp was 455.62. The lowest was -1414.84. And the median was -863.96.
MCHB's EV-to-FCF is ranked worse than 99.16% of 1193
companies
in the Banks industry
Industry Median: 6.65
vs MCHB: 373.80
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Mechanics Bancorp's PE Ratio (TTM) for today is calculated as:
Mechanics Bancorp's share price for today is $16.24.
Mechanics Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.980.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Mechanics Bancorp EV-to-FCF Related Terms
Mechanics Bancorp EV-to-FCF Historical Data
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The historical data trend for Mechanics Bancorp's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Mechanics Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mechanics Bancorp EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Mechanics Bancorp's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Mechanics Bancorp's EV-to-FCF falls into.
Mechanics Bancorp's current Enterprise Value is $3,275.2 Mil.
Mechanics Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $8.8 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mechanics Bancorp (MCHB) has a EV-to-FCF of 373.80 as of Jul. 02, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Mechanics Bancorp and its competitors. According to the industry distribution chart, Mechanics Bancorp ranks #1183 out of 1193 companies in the Banks industry, placing it in the top 99.2%.
Is Mechanics Bancorp's EV-to-FCF too high?
Mechanics Bancorp's current EV-to-FCF is 373.80. The Banks industry median EV-to-FCF is 6.65. Mechanics Bancorp's value of 373.80 is 5521.1% above this industry median. Based on the distribution chart, Mechanics Bancorp ranks #1183 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mechanics Bancorp has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Mechanics Bancorp's EV-to-FCF compare to FFBC and CBU?
According to the Banks industry distribution chart, Mechanics Bancorp ranks #1183 out of 1193 companies for EV-to-FCF. This places Mechanics Bancorp in the lower half of its industry. The industry median EV-to-FCF is 6.65. Mechanics Bancorp's value of 373.80 is 5521.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.65, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mechanics Bancorp's current EV-to-FCF of 373.80 is 5521.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Mechanics Bancorp and its competitors. For the Banks industry, the median EV-to-FCF is 6.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mechanics Bancorp's current EV-to-FCF is 373.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mechanics Bancorp stock overvalued right now?
Mechanics Bancorp (MCHB) has a current EV-to-FCF of 373.80. The current EV-to-FCF is 373.80 and 5521.1% above the Banks industry median of 6.65. Mechanics Bancorp's overall GF Score™ is 12/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Mechanics Bancorp (MCHB), the current EV-to-FCF is 373.80 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Mechanics Bancorp is a full-service community bank providing a multiple products and services in consumer and business banking, commercial lending, cash management, private banking, and wealth management and trust services. Its activities mainly include offering loan products such as commercial business loans, residential mortgages, consumer loans, real estate and construction loans, and small business lending, supported by various lending units including commercial banking, mortgage and consumer lending, commercial real estate lending, and private banking. The bank also provides deposit products such as checking and savings accounts, money market accounts, and certificates of deposit, along with treasury management and digital banking services.
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