ORPB (Oregon Pacific Bancorp) EV-to-FCF: (As of Sep. 16, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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ORPB Oregon Pacific Bancorp ORPB
67 GF Score
Price $12.45
GF Value $15.68
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Oregon Pacific Bancorp EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Oregon Pacific Bancorp's Enterprise Value is $87.56 Mil. Oregon Pacific Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $0.00 Mil. Therefore, Oregon Pacific Bancorp's EV-to-FCF for today is .

The historical rank and industry rank for Oregon Pacific Bancorp's EV-to-FCF or its related term are showing as below:

ORPB' s EV-to-FCF Range Over the Past 10 Years
Min: -21.91   Med: 7.05   Max: 10.68
Current: 9

During the past 13 years, the highest EV-to-FCF of Oregon Pacific Bancorp was 10.68. The lowest was -21.91. And the median was 7.05.

ORPB's EV-to-FCF is ranked worse than
55.09% of 1178 companies
in the Banks industry
Industry Median: 7.43 vs ORPB: 9.00

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-16), Oregon Pacific Bancorp's stock price is $12.45. Oregon Pacific Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $1.393. Therefore, Oregon Pacific Bancorp's PE Ratio (TTM) for today is 8.94.


Oregon Pacific Bancorp  (OTCPK:ORPB) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Oregon Pacific Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=12.45/1.393
=8.94

Oregon Pacific Bancorp's share price for today is $12.45.
Oregon Pacific Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.393.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Oregon Pacific Bancorp EV-to-FCF Related Terms


Oregon Pacific Bancorp EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Oregon Pacific Bancorp's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oregon Pacific Bancorp EV-to-FCF Chart

Oregon Pacific Bancorp Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.20 8.87 10.09 7.34 8.13

Oregon Pacific Bancorp Quarterly Data
Dec03 Dec04 Dec05 Dec06 Dec07 Dec09 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec24 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

ORPB vs MCBK, HMLN, FBTT: EV-to-FCF Comparison

For the Banks - Regional subindustry, Oregon Pacific Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oregon Pacific Bancorp EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Oregon Pacific Bancorp's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Oregon Pacific Bancorp's EV-to-FCF falls into.


ORPB
67GF Score
Oregon Pacific Bancorp ORPB
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Oregon Pacific Bancorp EV-to-FCF Calculation

Oregon Pacific Bancorp's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=87.555/0
=

Oregon Pacific Bancorp's current Enterprise Value is $87.56 Mil.
Oregon Pacific Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Oregon Pacific Bancorp (ORPB) Overvalued in 2026?

Based on GuruFocus' analysis, Oregon Pacific Bancorp stock appears to be undervalued. The current stock price of $12.45 is trading 20.6% below its estimated GF Value™ of $15.68. GuruFocus considers Oregon Pacific Bancorp to be Modestly Undervalued.

Key valuation signals for ORPB:

  • EV-to-FCF:
  • GF Value™: $15.68 vs. price of $12.45 (20.6% below fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the ORPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oregon Pacific Bancorp Business Description

Address 1365 Highway 101, Florence, OR, USA, 97439
Oregon Pacific Bancorp is a holding company based in the United States. Through its subsidiaries, it mainly provides banking products and services from full-service branches in Florence, Eugene, Portland, Coos Bay, Roseburg, and Medford. Additionally, it offers trust and wealth management products and services. The various financial services offered by the Group include full-service banking for both individual and business customers, which includes checking, savings, money market, and time deposit accounts; internet banking, online bill pay, and mobile banking services; lending services, including commercial and consumer; wealth management solutions; trust services; and others.
67GF Score

Get the complete analysis for ORPB

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.45
Price
$15.68
GF Value