Ohio Valley BancOVBC -2.71%45 EV-to-FCF is 5.41 as of Jul. 02, 2026, which is 27% below its 10-year median of 7.42. GuruFocus rates OVBC with a GF Score™ of 45/100 and a GF Value™ of $30.35 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,193 Banks companies, Ohio Valley Banc ranks better than 53.73% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Ohio Valley Banc's Enterprise Value is $128.29 Mil.
Ohio Valley Banc's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $23.71 Mil. Therefore, Ohio Valley Banc's EV-to-FCF for today is 5.41.
The historical rank and industry rank for Ohio Valley Banc's EV-to-FCF or its related term are showing as below:
OVBC'
s EV-to-FCF Range Over the Past 10 Years
Min: -3.6 Med: 7.42 Max: 26.61
Current: 5.41
During the past 13 years, the highest EV-to-FCF of Ohio Valley Banc was 26.61. The lowest was -3.60. And the median was 7.42.
OVBC's EV-to-FCF is ranked better than 53.73% of 1193
companies
in the Banks industry
Industry Median: 6.65
vs OVBC: 5.41
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Ohio Valley Banc's PE Ratio (TTM) for today is calculated as:
Ohio Valley Banc's share price for today is $42.63.
Ohio Valley Banc's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.280.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Ohio Valley Banc EV-to-FCF Related Terms
Ohio Valley Banc EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Ohio Valley Banc's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Ohio Valley Banc's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ohio Valley Banc EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Ohio Valley Banc's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Ohio Valley Banc's EV-to-FCF falls into.
Ohio Valley Banc's current Enterprise Value is $128.29 Mil.
Ohio Valley Banc's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $23.71 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ohio Valley Banc (OVBC) has a EV-to-FCF of 5.41 as of Jul. 02, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Ohio Valley Banc and its competitors. This is 27% below median its historical median of 7.42. According to the industry distribution chart, Ohio Valley Banc ranks #552 out of 1193 companies in the Banks industry, placing it in the top 46.3%.
Is Ohio Valley Banc's EV-to-FCF too high?
Ohio Valley Banc's current EV-to-FCF of 5.41 is 27% below median its 10-year median of 7.42. The Banks industry median EV-to-FCF is 6.65. Ohio Valley Banc's value of 5.41 is 18.6% below this industry median. Based on the distribution chart, Ohio Valley Banc ranks #552 out of 1193 companies in the Banks industry, which is above the industry midpoint. Overall, Ohio Valley Banc has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ohio Valley Banc's EV-to-FCF compare to CBTN and FOTB?
According to the Banks industry distribution chart, Ohio Valley Banc ranks #552 out of 1193 companies for EV-to-FCF. This puts Ohio Valley Banc in the upper half of its industry. The industry median EV-to-FCF is 6.65. Ohio Valley Banc's value of 5.41 is 18.6% below this benchmark. While the company's 10-year median is 7.42 vs. the industry median of 6.65, Ohio Valley Banc has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.65, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ohio Valley Banc's current EV-to-FCF of 5.41 is 18.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Ohio Valley Banc and its competitors. For the Banks industry, the median EV-to-FCF is 6.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ohio Valley Banc's current EV-to-FCF is 5.41, which is 27% below median its own 10-year median of 7.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ohio Valley Banc stock overvalued right now?
Based on GuruFocus' analysis, Ohio Valley Banc (OVBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.35, compared to a current price of $42.63 — trading 40.5% above its estimated fair value. The current EV-to-FCF is 5.41, which is 27% below median its 10-year median of 7.42 and 18.6% below the Banks industry median of 6.65. Ohio Valley Banc's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Ohio Valley Banc (OVBC), the current EV-to-FCF is 5.41 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ohio Valley Banc (OVBC) Overvalued in 2026?
Based on GuruFocus' analysis, Ohio Valley Banc stock appears to be overvalued.
The current stock price of $42.63 is trading 40.5% above its estimated GF Value™ of $30.35.
GuruFocus considers Ohio Valley Banc to be Significantly Overvalued.
Key valuation signals for OVBC:
EV-to-FCF: 5.41 (27% below median its 10-year median of 7.42)
GF Value™: $30.35 vs. price of $42.63 (40.5% above fair value)
Industry Position: 18.6% below the Banks median (#552 of 1193)
No single metric tells the full story. See the OVBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ohio Valley Banc Corporation is a financial holding company. The bank is a full-service financial institution offering a blend of commercial and consumer banking services in Southeastern Ohio and western West Virginia. The banking services offered by the bank include the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, and student loans; and the making of construction and real estate loans. It also offers individual retirement accounts, safe deposit boxes, wire transfers, and other standard banking products and services.
45GF Score
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