EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, PagSeguro Digital's Enterprise Value is $10,046 Mil.
PagSeguro Digital's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $935 Mil. Therefore, PagSeguro Digital's EV-to-FCF for today is 10.75.
The historical rank and industry rank for PagSeguro Digital's EV-to-FCF or its related term are showing as below:
PAGS'
s EV-to-FCF Range Over the Past 10 Years
Min: -943.58 Med: -9.62 Max: 1262.17
Current: 10.75
During the past 12 years, the highest EV-to-FCF of PagSeguro Digital was 1262.17. The lowest was -943.58. And the median was -9.62.
PAGS's EV-to-FCF is ranked better than 61.57% of 1590
companies
in the Software industry
Industry Median: 14.385
vs PAGS: 10.75
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PagSeguro Digital (NYSE:PAGS) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PagSeguro Digital's PE Ratio (TTM) for today is calculated as:
PagSeguro Digital's share price for today is $8.74.
PagSeguro Digital's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.359.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
PagSeguro Digital EV-to-FCF Related Terms
PagSeguro Digital EV-to-FCF Historical Data
* Premium members only.
The historical data trend for PagSeguro Digital's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, PagSeguro Digital's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PagSeguro Digital EV-to-FCF vs Software Industry
For the Software industry and Technology sector, PagSeguro Digital's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where PagSeguro Digital's EV-to-FCF falls into.
PagSeguro Digital's current Enterprise Value is $10,046 Mil.
PagSeguro Digital's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $935 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PagSeguro Digital (PAGS) has a EV-to-FCF of 10.75 as of Jun. 25, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PagSeguro Digital and its competitors. According to the industry distribution chart, PagSeguro Digital ranks #611 out of 1590 companies in the Software industry, placing it in the top 38.4%.
Is PagSeguro Digital's EV-to-FCF too high?
PagSeguro Digital's current EV-to-FCF is 10.75. The Software industry median EV-to-FCF is 14.39. PagSeguro Digital's value of 10.75 is 25.3% below this industry median. Based on the distribution chart, PagSeguro Digital ranks #611 out of 1590 companies in the Software industry, which is above the industry midpoint. Overall, PagSeguro Digital has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PagSeguro Digital's EV-to-FCF compare to CALX and EEFT?
According to the Software industry distribution chart, PagSeguro Digital ranks #611 out of 1590 companies for EV-to-FCF. This puts PagSeguro Digital in the upper half of its industry. The industry median EV-to-FCF is 14.39. PagSeguro Digital's value of 10.75 is 25.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Software company?
The median EV-to-FCF among Software companies is 14.39, based on 1,590 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PagSeguro Digital's current EV-to-FCF of 10.75 is 25.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PagSeguro Digital and its competitors. For the Software industry, the median EV-to-FCF is 14.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PagSeguro Digital's current EV-to-FCF is 10.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PagSeguro Digital stock overvalued right now?
Based on GuruFocus' analysis, PagSeguro Digital (PAGS) is currently considered Modestly Undervalued. The stock's GF Value™ is $11.94, compared to a current price of $8.74 — trading 26.8% below its estimated fair value. The current EV-to-FCF is 10.75 and 25.3% below the Software industry median of 14.39. PagSeguro Digital's overall GF Score™ is 88/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PagSeguro Digital (PAGS), the current EV-to-FCF is 10.75 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PagSeguro Digital (PAGS) Overvalued in 2026?
Based on GuruFocus' analysis, PagSeguro Digital stock appears to be undervalued.
The current stock price of $8.74 is trading 26.8% below its estimated GF Value™ of $11.94.
GuruFocus considers PagSeguro Digital to be Modestly Undervalued.
Key valuation signals for PAGS:
EV-to-FCF: 10.75
GF Value™: $11.94 vs. price of $8.74 (26.8% below fair value)
Industry Position: 25.3% below the Software median (#611 of 1590)
No single metric tells the full story. See the PAGS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PagSeguro Digital Ltd is a Brazilian-based company that acts as a provider of financial technology solutions focused on Micro-Merchants, Small Companies and Medium-Sized Companies (SMEs), in Brazil. The company provides a range of solutions and tools such as cash-in and cash-out options and provides access to working capital to help to manage its cash flow. It delivers an end-to-end digital ecosystem to address day-to-day financial needs, including receiving and spending funds and managing and growing businesses for clients. The company also offers the Free PagSeguro Digital Account delivering Cash-In Solutions, Online and In-Person Payment Tools, Online Payment Tools; and Web Check Outs offer tokenization, handling of shipping information, and others.
88GF Score
Get the complete analysis for PAGS
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PAGS has been successfully added to your 
