Empresa General de Inversiones (XPTY:EGIN) EV-to-FCF: 8.42 (As of Jul. 05, 2026) — Near Median


XPTY:EGIN Empresa General de Inversiones SA XPTY:EGIN
69 GF Score
Price $200.00
GF Value $140.80
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Empresa General de Inversiones EV-to-FCF?

Empresa General de Inversiones XPTY:EGIN 69 EV-to-FCF is 8.42 as of Jul. 05, 2026, which is 3% below its 10-year median of 8.70. GuruFocus rates XPTY:EGIN with a GF Score™ of 69/100 and a GF Value™ of $140.80 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,193 Banks companies, Empresa General de Inversiones ranks worse than 56.33% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Empresa General de Inversiones's Enterprise Value is $10,823 Mil. Empresa General de Inversiones's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $1,286 Mil. Therefore, Empresa General de Inversiones's EV-to-FCF for today is 8.42.

The historical rank and industry rank for Empresa General de Inversiones's EV-to-FCF or its related term are showing as below:

XPTY:EGIN' s EV-to-FCF Range Over the Past 10 Years
Min: -296.89   Med: 8.7   Max: 928.34
Current: 8.42

During the past 13 years, the highest EV-to-FCF of Empresa General de Inversiones was 928.34. The lowest was -296.89. And the median was 8.70.

XPTY:EGIN's EV-to-FCF is ranked worse than
56.33% of 1193 companies
in the Banks industry
Industry Median: 6.61 vs XPTY:EGIN: 8.42

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-05), Empresa General de Inversiones's stock price is $200.00. Empresa General de Inversiones's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $13.328. Therefore, Empresa General de Inversiones's PE Ratio (TTM) for today is 15.01.


Empresa General de Inversiones  (XPTY:EGIN) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Empresa General de Inversiones's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=200.00/13.328
=15.01

Empresa General de Inversiones's share price for today is $200.00.
Empresa General de Inversiones's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $13.328.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Empresa General de Inversiones EV-to-FCF Related Terms


Empresa General de Inversiones EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Empresa General de Inversiones's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Empresa General de Inversiones EV-to-FCF Chart

Empresa General de Inversiones Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.79 83.87 9.32 12.53 6.91

Empresa General de Inversiones Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.81 7.89 8.36 6.91 8.42

XPTY:EGIN vs PNC, USB: EV-to-FCF Comparison

For the Banks - Regional subindustry, Empresa General de Inversiones's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Empresa General de Inversiones EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Empresa General de Inversiones's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Empresa General de Inversiones's EV-to-FCF falls into.


XPTY:EGIN
69GF Score
Empresa General de Inversiones SA XPTY:EGIN
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Empresa General de Inversiones EV-to-FCF Calculation

Empresa General de Inversiones's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=10822.994/1285.777
=8.42

Empresa General de Inversiones's current Enterprise Value is $10,823 Mil.
Empresa General de Inversiones's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,286 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 8.42 mean?
Empresa General de Inversiones (XPTY:EGIN) has a EV-to-FCF of 8.42 as of Jul. 05, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Empresa General de Inversiones and its competitors. This is near median its historical median of 8.70. According to the industry distribution chart, Empresa General de Inversiones ranks #672 out of 1193 companies in the Banks industry, placing it in the top 56.3%.
Is Empresa General de Inversiones' EV-to-FCF too high?
Empresa General de Inversiones' current EV-to-FCF of 8.42 is near median its 10-year median of 8.70. The Banks industry median EV-to-FCF is 6.61. Empresa General de Inversiones' value of 8.42 is 27.4% above this industry median. Based on the distribution chart, Empresa General de Inversiones ranks #672 out of 1193 companies in the Banks industry, which is below the industry midpoint. Overall, Empresa General de Inversiones has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Empresa General de Inversiones' EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Empresa General de Inversiones ranks #672 out of 1193 companies for EV-to-FCF. This places Empresa General de Inversiones in the lower half of its industry. The industry median EV-to-FCF is 6.61. Empresa General de Inversiones' value of 8.42 is 27.4% above this benchmark. While the company's 10-year median is 8.70 vs. the industry median of 6.61, Empresa General de Inversiones has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Empresa General de Inversiones's current EV-to-FCF of 8.42 is 27.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Empresa General de Inversiones and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Empresa General de Inversiones's current EV-to-FCF is 8.42, which is near median its own 10-year median of 8.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Empresa General de Inversiones stock overvalued right now?
Based on GuruFocus' analysis, Empresa General de Inversiones (XPTY:EGIN) is currently considered Significantly Overvalued. The stock's GF Value™ is $140.80, compared to a current price of $200.00 — trading 42% above its estimated fair value. The current EV-to-FCF is 8.42, which is near median its 10-year median of 8.70 and 27.4% above the Banks industry median of 6.61. Empresa General de Inversiones' overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Empresa General de Inversiones (XPTY:EGIN), the current EV-to-FCF is 8.42 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Empresa General de Inversiones (XPTY:EGIN) Overvalued in 2026?

Based on GuruFocus' analysis, Empresa General de Inversiones stock appears to be overvalued. The current stock price of $200.00 is trading 42% above its estimated GF Value™ of $140.80. GuruFocus considers Empresa General de Inversiones to be Significantly Overvalued.

Key valuation signals for XPTY:EGIN:

  • EV-to-FCF: 8.42 (near median its 10-year median of 8.70)
  • GF Value™: $140.80 vs. price of $200.00 (42% above fair value)
  • GF Score™: 69/100 with 6 warning signs
  • Industry Position: 27.4% above the Banks median (#672 of 1193)

No single metric tells the full story. See the XPTY:EGIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Empresa General de Inversiones Business Description

Address Building Torre Banco General, Aquilino de la, Guardia Street to 5th Avenue South B, Section 4592 Marbella, Panama, PAN, 5
Empresa General de Inversiones SA is engaged in the provision of banking and insurance services to individual and corporate customers. The company offers mortgage, commercial, consumer, and corporate loans; fixed term deposits; and consumer and corporate banking services. The company has five segments Banking and Financial Activities, Insurance and Reinsurance, Pension and Unemployment Funds, Petroleum, Share Holder, and the majority of its revenue is generated from Banking and Financial Activities.
69GF Score

Get the complete analysis for XPTY:EGIN

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$200.00
Price
$140.80
GF Value