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CPI Card Group (CPI Card Group) Operating Margin % : 10.24% (As of Dec. 2023)


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What is CPI Card Group Operating Margin %?

Operating Margin % is calculated as Operating Income divided by its Revenue. CPI Card Group's Operating Income for the three months ended in Dec. 2023 was $10.5 Mil. CPI Card Group's Revenue for the three months ended in Dec. 2023 was $102.9 Mil. Therefore, CPI Card Group's Operating Margin % for the quarter that ended in Dec. 2023 was 10.24%.

Good Sign:

CPI Card Group Inc operating margin is expanding. Margin expansion is usually a good sign.

The historical rank and industry rank for CPI Card Group's Operating Margin % or its related term are showing as below:

PMTS' s Operating Margin % Range Over the Past 10 Years
Min: -0.1   Med: 12.76   Max: 18.28
Current: 13.86


PMTS's Operating Margin % is ranked worse than
58.16% of 380 companies
in the Credit Services industry
Industry Median: 20.135 vs PMTS: 13.86

CPI Card Group's 5-Year Average Operating Margin % Growth Rate was 45.80% per year.

CPI Card Group's Operating Income for the three months ended in Dec. 2023 was $10.5 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Dec. 2023 was $61.6 Mil.


CPI Card Group Operating Margin % Historical Data

The historical data trend for CPI Card Group's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CPI Card Group Operating Margin % Chart

CPI Card Group Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Operating Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.73 12.30 15.85 16.63 13.85

CPI Card Group Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Operating Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.91 17.04 15.22 12.24 10.24

Competitive Comparison of CPI Card Group's Operating Margin %

For the Credit Services subindustry, CPI Card Group's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CPI Card Group's Operating Margin % Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, CPI Card Group's Operating Margin % distribution charts can be found below:

* The bar in red indicates where CPI Card Group's Operating Margin % falls into.



CPI Card Group Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

CPI Card Group's Operating Margin % for the fiscal year that ended in Dec. 2023 is calculated as

Operating Margin %=Operating Income (A: Dec. 2023 ) / Revenue (A: Dec. 2023 )
=61.59 / 444.547
=13.85 %

CPI Card Group's Operating Margin % for the quarter that ended in Dec. 2023 is calculated as

Operating Margin %=Operating Income (Q: Dec. 2023 ) / Revenue (Q: Dec. 2023 )
=10.539 / 102.872
=10.24 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


CPI Card Group  (NAS:PMTS) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


CPI Card Group Operating Margin % Related Terms

Thank you for viewing the detailed overview of CPI Card Group's Operating Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


CPI Card Group (CPI Card Group) Business Description

Traded in Other Exchanges
Address
10368 West Centennial Road, Littleton, CO, USA, 80127
CPI Card Group Inc is a payment technology company engaged in providing financial payment card solutions and services. It offers credit, debit and prepaid cards. The business segments of the group are Debit and Credit, which produces Financial Payment Cards and provides integrated card services to card-issuing banks in the United States, and Prepaid Debit, which provides integrated card services to Prepaid Debit Card program managers in the United States and Others. It derives key revenue from the Debit and Credit segment.
Executives
H Sanford Riley director P.O. BOX 4030, NH353, GOLDEN CO 80401
Jeffrey A. Hochstadt officer: Chief Financial Officer C/O CPI CARD GROUP INC., 10368 WEST CENTENNIAL ROAD, LITTLETON CO 80127
Margaret Elizabeth O'leary officer: SVP, Prepaid Solutions C/O CPI CARD GROUP INC., 10368 WEST CENTENNIAL ROAD, LITTLETON CO 80127
Thomas M Furey director 839 W T STREET, WASHOUGAL WA 98671
Sonya Vollmer officer: Chief Human Resources Officer C/O CPI CARD GROUP INC., 10368 WEST CENTENNIAL ROAD, LITTLETON CO 80127
Donna Renee Abbey officer: Controller & Chief Acct. Off. 10368 WEST CENTENNIAL ROAD, LITTLETON CO 80127
Keating Valerie Soranno director C/O CPI CARD GROUP INC., 10026 WEST SAN JUAN WAY, LITTLETON CO 80127
Nicholas A Peters director 10368 WEST CENTENNIAL RD., LITTLETON CO 80127
Robert Pearce director 10368 WEST CENTENNIAL RD., LITTLETON CO 80127
Amintore Schenkel officer: CFO 7001 EAST BELLEVIEW AVENUE, DENVER CO 80237
Lauren Kay Baer officer: Chief Human Resources Officer 10368 WEST CENTENNIAL ROAD, LITTLETON CO 80127
Marc Sheinbaum director 24 DEERFIELD ROAD, CHAPPAQUA NY 10514
Scott Scheirman director, officer: President & CEO THE WESTERN UNION COMPANY, 12500 EAST BELFORD AVENUE, ENGLEWOOD CO 80112
Kevin Patrick O'brien officer: Chief Accounting Officer C/O CPI CARD GROUP INC., 10026 W. SAN JUAN WAY, SUITE 200, LITTLETON CO 80127
Sarah Elizabeth Williams officer: Chief Technology Officer C/O CPI CARD GROUP INC., 10026 W. SAN JUAN WAY, LITTLETON CO 80127