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Richmond Mutual Bancorp (Richmond Mutual Bancorp) PS Ratio

: 2.92 (As of Today)
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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Richmond Mutual Bancorp's share price is $11.72. Richmond Mutual Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $4.02. Hence, Richmond Mutual Bancorp's PS Ratio for today is 2.92.

Warning Sign:

Richmond Mutual Bancorp Inc stock PS Ratio (=2.86) is close to 1-year high of 3.11

The historical rank and industry rank for Richmond Mutual Bancorp's PS Ratio or its related term are showing as below:

RMBI' s PS Ratio Range Over the Past 10 Years
Min: 2.18   Med: 3.94   Max: 6.03
Current: 2.87

During the past 7 years, Richmond Mutual Bancorp's highest PS Ratio was 6.03. The lowest was 2.18. And the median was 3.94.

RMBI's PS Ratio is ranked worse than
67.15% of 1455 companies
in the Banks industry
Industry Median: 2.36 vs RMBI: 2.87

Richmond Mutual Bancorp's Revenue per Sharefor the three months ended in Dec. 2023 was $1.02. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $4.02.

Warning Sign:

Richmond Mutual Bancorp Inc revenue per share is in decline over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of Richmond Mutual Bancorp was -4.00% per year. During the past 3 years, the average Revenue per Share Growth Rate was 7.20% per year. During the past 5 years, the average Revenue per Share Growth Rate was 11.90% per year.

During the past 7 years, Richmond Mutual Bancorp's highest 3-Year average Revenue per Share Growth Rate was 15.50% per year. The lowest was 7.20% per year. And the median was 15.30% per year.

Back to Basics: PS Ratio


Richmond Mutual Bancorp PS Ratio Historical Data

The historical data trend for Richmond Mutual Bancorp's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Richmond Mutual Bancorp Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
Premium Member Only Premium Member Only 5.84 4.18 4.29 3.10 2.86

Richmond Mutual Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PS Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.10 2.44 2.63 2.72 2.86

Competitive Comparison

For the Banks - Regional subindustry, Richmond Mutual Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Richmond Mutual Bancorp PS Ratio Distribution

For the Banks industry and Financial Services sector, Richmond Mutual Bancorp's PS Ratio distribution charts can be found below:

* The bar in red indicates where Richmond Mutual Bancorp's PS Ratio falls into.



Richmond Mutual Bancorp PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Richmond Mutual Bancorp's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=11.72/4.02
=2.92

Richmond Mutual Bancorp's Share Price of today is $11.72.
Richmond Mutual Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.02.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Richmond Mutual Bancorp  (NAS:RMBI) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Richmond Mutual Bancorp PS Ratio Related Terms

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Richmond Mutual Bancorp (Richmond Mutual Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
31 North 9th Street, Richmond, IN, USA, 47374
Richmond Mutual Bancorp Inc is a United States-based banking company. Its principal business consists of attracting deposits from the general public & brokered deposits and investing those funds primarily in loans secured by commercial and multi-family real estate, first mortgages on owner-occupied, one-to four-family residences, a variety of consumer loans, direct financing leases, and commercial and industrial loans.
Executives
Hanley Harold T. Iii director RICHMOND MUTUAL BANCORPORATION, INC., 31 N. 9TH STREET, RICHMOND IN 47374
M. Lynn Wetzel director RICHMOND MUTUAL BANCORPORATION, INC., 31 N. 9TH STREET, RICHMOND IN 47374
Kathryn Cruz-uribe director RICHMOND MUTUAL BANCORPORATION, INC., 31 N. 9TH STREET, RICHMOND IN 47374
E. Michael Blum director RICHMOND MUTUAL BANCORPORATION, INC., 31 N. 9TH STREET, RICHMOND IN 47374
Jeffrey A. Jackson director RICHMOND MUTUAL BANCORPORATION, INC., 31 N. 9TH STREET, RICHMOND IN 47374
Bradley M. Glover officer: Acting CFO RICHMOND MUTUAL BANCORPORATION, 31 NORTH 9TH STREET, RICHMOND IN 47374
Donald A Benziger officer: EVP, CFO RICHMOND MUTUAL BANCORPORATION, INC., 31 N. 9TH STREET, RICHMOND IN 47374
Alan M. Spears officer: Senior Vice President, Trust RICHMOND MUTUAL BANCORPORATION, INC., 31 N. 9TH STREET, RICHMOND IN 47374
Robin S. Weinert officer: SVP Operations/Retail Banking RICHMOND MUTUAL BANCORPORATION, INC., 31 N. 9TH STREET, RICHMOND IN 47374
Lindley S. Mann director RICHMOND MUTUAL BANCORPORATION, INC., 31 N. 9TH STREET, RICHMOND IN 47374
Garry D. Kleer officer: President, CEO RICHMOND MUTUAL BANCORPORATION, INC., 31 N. 9TH STREET, RICHMOND IN 47374
Stevens W. Ray Iii director RICHMOND MUTUAL BANCORPORATION, INC., 31 N. 9TH STREET, RICHMOND IN 47374
Dean W. Weinert officer: President, Mutual Federal RICHMOND MUTUAL BANCORPORATION, INC., 31 N. 9TH STREET, RICHMOND IN 47374
Fullerton Albert E. Jr. officer: SVP, Chief Information Officer RICHMOND MUTUAL BANCORPORATION, INC., 31 N. 9TH STREET, RICHMOND IN 47374
Pamela S. Stoops officer: SVP, Retail Lending Manager RICHMOND MUTUAL BANCORPORATION, INC., 31 N. 9TH STREET, RICHMOND IN 47374