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CBU (Community Financial System) 5-Year Yield-on-Cost % : 3.76 (As of Jun. 25, 2025)


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What is Community Financial System 5-Year Yield-on-Cost %?

Community Financial System's yield on cost for the quarter that ended in Mar. 2025 was 3.76.


The historical rank and industry rank for Community Financial System's 5-Year Yield-on-Cost % or its related term are showing as below:

CBU' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.3   Med: 2.98   Max: 5.23
Current: 3.76


During the past 13 years, Community Financial System's highest Yield on Cost was 5.23. The lowest was 2.30. And the median was 2.98.


CBU's 5-Year Yield-on-Cost % is ranked worse than
64.64% of 1281 companies
in the Banks industry
Industry Median: 4.72 vs CBU: 3.76

Competitive Comparison of Community Financial System's 5-Year Yield-on-Cost %

For the Banks - Regional subindustry, Community Financial System's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Financial System's 5-Year Yield-on-Cost % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Community Financial System's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Community Financial System's 5-Year Yield-on-Cost % falls into.


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Community Financial System 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Community Financial System is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5

Community Financial System  (NYSE:CBU) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Community Financial System 5-Year Yield-on-Cost % Related Terms

Thank you for viewing the detailed overview of Community Financial System's 5-Year Yield-on-Cost % provided by GuruFocus.com. Please click on the following links to see related term pages.


Community Financial System Business Description

Traded in Other Exchanges
Address
5790 Widewaters Parkway, DeWitt, NY, USA, 13214-1883
Community Financial System Inc is a diversified financial services company providing a broad array of banking and other financial services to retail, commercial, institutional and governmental customers. The Company also offers comprehensive financial planning, trust administration and wealth management services through its Community Bank Wealth Management operating unit. It has four reportable operating business segments: Banking and Corporate, Employee Benefit Services, Insurance Services and Wealth Management Services.
Executives
Jeffrey M Levy officer: President, Commercial Banking 52 SOUTH BROAD STREET, NORWICH NY 13815
John F. Whipple director 1692 GOODRICH AVENUE, OLEAN NY 14760
Mark J. Bolus director R.R. 1, BOX 412A, DALTON PA 18414
Kerrie D. Macpherson director 5790 WIDEWATERS PARKWAY, C/O COMMUNITY BANK SYSTEM INC., DEWITT NY 13214
Dimitar Karaivanov officer: EVP Financial Serv & Corp Dev C/O COMMUNITY BANK SYSTEM, INC., 5790 WIDEWATERS PARKWAY, DEWITT NY 13214
Sally A Steele director
Brian R Ace director
Michael N Abdo officer: EVP and General Counsel 5790 WIDEWATERS PARKWAY, DEWITT NY 13214
Jeffrey J Knauss director 2438 EAST LAKE ROAD, SKANEATELES NY 13152
George J Getman officer: Executive VP & General Counsel 7856 CAHILL ROAD, MANLIUS NY 13104
Maureen A Gillan-myer officer: EVP, Chief Human Resources Off C/O HSBC NORTH AMERICA, 452 FIFTH AVENUE, NEW YORK NY 10018
John Parente director 478 SCHOOLHOUSE ROAD, TUNKHANNOCK PA 18657
Joseph Jonathon Lemchak officer: SVP, Chief Investment Officer 4482 YOUNG ROAD, SYRACUSE NY 13215
Eric Stickels director 182 MAIN STREET, ONEIDA NY 13421
Susan E Skerritt director 3200 NORTHLINE AVE, SUITE 360, GREENSBORO NC 27408