FICO (Fair Isaac) Accounts Receivable: $620 Mil (As of Mar. 2026)

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FICO Fair Isaac Corp FICO
87 GF Score
Price $1,257.11
GF Value $2,126.07
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Fair Isaac Accounts Receivable?

Fair Isaac FICO +1.28% 87 Accounts Receivable is $620 Mil as of Mar. 2026. GuruFocus rates FICO with a GF Score™ of 87/100 and a GF Value™ of $2,126.07 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Fair Isaac's accounts receivables for the quarter that ended in Mar. 2026 was $620 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Fair Isaac's Days Sales Outstanding for the quarter that ended in Mar. 2026 was 81.79.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Fair Isaac's Net-Net Working Capital per share for the quarter that ended in Mar. 2026 was $-148.77.


Fair Isaac Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Fair Isaac's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=619.957/691.677*91
=81.79

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Fair Isaac's accounts receivable are only considered to be worth 75% of book value:

Fair Isaac's Net-Net Working Capital Per Share for the quarter that ended in Mar. 2026 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(219.419+0.75 * 619.957+0.5 * 0-4149.899
-0-0)/23.295
=-148.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


Fair Isaac Accounts Receivable Related Terms


Fair Isaac Accounts Receivable Historical Data

* Premium members only.

The historical data trend for Fair Isaac's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fair Isaac Accounts Receivable Chart

Fair Isaac Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Accounts Receivable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 312.11 322.41 387.95 426.64 529.15

Fair Isaac Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 492.54 454.11 529.15 495.12 619.96
FICO
87GF Score
Fair Isaac Corp FICO
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Fair Isaac Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of $620 Mil mean?
Fair Isaac (FICO) has a Accounts Receivable of $620 Mil as of Mar. 2026. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Fair Isaac and its competitors.
Is Fair Isaac's Accounts Receivable too high?
Fair Isaac's current Accounts Receivable is $620 Mil. Overall, Fair Isaac has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac's Accounts Receivable compare to MSTR and ZM?
Fair Isaac's Accounts Receivable of $620 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Software company?
A good Accounts Receivable depends on the Software industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Fair Isaac and its competitors. Fair Isaac's current Accounts Receivable is $620 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fair Isaac stock overvalued right now?
Based on GuruFocus' analysis, Fair Isaac (FICO) is currently considered Significantly Undervalued. The stock's GF Value™ is $2,126.07, compared to a current price of $1,257.11 — trading 40.9% below its estimated fair value. The current Accounts Receivable is $620 Mil. Fair Isaac's overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Fair Isaac (FICO), the current Accounts Receivable is $620 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fair Isaac (FICO) Overvalued in 2026?

Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued. The current stock price of $1,257.11 is trading 40.9% below its estimated GF Value™ of $2,126.07. GuruFocus considers Fair Isaac to be Significantly Undervalued.

Key valuation signals for FICO:

  • Accounts Receivable: $620 Mil
  • GF Value™: $2,126.07 vs. price of $1,257.11 (40.9% below fair value)
  • GF Score™: 87/100 with 1 warning sign

No single metric tells the full story. See the FICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fair Isaac Business Description

Address 5 West Mendenhall, Suite 105, Bozeman, MT, USA, 59715
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
87GF Score

Get the complete analysis for FICO

Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1,257.11
Price
$2,126.07
GF Value