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Fair IsaacFICO +5.13%86 12-1 Month Momentum % is -6.62% as of Aug. 05, 2026. GuruFocus rates FICO with a GF Score™ of 86/100 and a GF Value™ of $2,203.70 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 2,766 Software companies, Fair Isaac ranks better than 64.06% on this metric.
12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-08-05), Fair Isaac's 12-1 Month Momentum % is -6.62%.
The industry rank for Fair Isaac's 12-1 Month Momentum % or its related term are showing as below:
FICO's 12-1 Month Momentum % is ranked better than 64.06% of 2766
companies
in the Software industry
Industry Median: -19.555
vs FICO: -6.62
Fair Isaac (NYSE:FICO) 12-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Fair Isaac 12-1 Month Momentum % Related Terms
FICO vs ZM, WDAY, MSTR: 12-1 Month Momentum % Comparison
For the Software - Application subindustry, Fair Isaac's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fair Isaac 12-1 Month Momentum % vs Software Industry
For the Software industry and Technology sector, Fair Isaac's 12-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Fair Isaac's 12-1 Month Momentum % falls into.
Fair Isaac (NYSE:FICO) 12-1 Month Momentum % Calculation
12-1 Month Momentum % is calculated as following:
12-1 Month Momentum %
=
( Price 1-month ago
/
Price 12-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fair Isaac (FICO) has a 12-1 Month Momentum % of -6.62% as of Aug. 05, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Fair Isaac and its competitors. According to the industry distribution chart, Fair Isaac ranks #994 out of 2766 companies in the Software industry, placing it in the top 35.9%.
Is Fair Isaac's 12-1 Month Momentum % too high?
Fair Isaac's current 12-1 Month Momentum % is -6.62%. Based on the distribution chart, Fair Isaac ranks #994 out of 2766 companies in the Software industry, which is above the industry midpoint. Overall, Fair Isaac has a GF Score™ of 86/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac's 12-1 Month Momentum % compare to ZM and WDAY?
According to the Software industry distribution chart, Fair Isaac ranks #994 out of 2766 companies for 12-1 Month Momentum %. This puts Fair Isaac in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Software company?
A good 12-1 Month Momentum % depends on the Software industry context. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Fair Isaac and its competitors. Fair Isaac's current 12-1 Month Momentum % is -6.62%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fair Isaac stock overvalued right now?
Based on GuruFocus' analysis, Fair Isaac (FICO) is currently considered Significantly Undervalued. The stock's GF Value™ is $2,203.70, compared to a current price of $1,100.75 — trading 50.1% below its estimated fair value. The current 12-1 Month Momentum % is -6.62%. Fair Isaac's overall GF Score™ is 86/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Fair Isaac (FICO), the current 12-1 Month Momentum % is -6.62% as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fair Isaac (FICO) Overvalued in 2026?
Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued.
The current stock price of $1,100.75 is trading 50.1% below its estimated GF Value™ of $2,203.70.
GuruFocus considers Fair Isaac to be Significantly Undervalued.
Key valuation signals for FICO:
12-1 Month Momentum %: -6.62%
GF Value™: $2,203.70 vs. price of $1,100.75 (50.1% below fair value)
No single metric tells the full story. See the FICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
86GF Score
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12-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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