FICO (Fair Isaac) Institutional Ownership: 105.04% (As of Jul. 05, 2026)


FICO Fair Isaac Corp FICO
87 GF Score
Price $1,270.83
GF Value $2,101.99
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Fair Isaac Institutional Ownership?

Fair Isaac FICO +5.32% 87 Institutional Ownership is 105.04% as of Jul. 05, 2026. GuruFocus rates FICO with a GF Score™ of 87/100 and a GF Value™ of $2,101.99 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Fair Isaac's institutional ownership is 105.04%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Fair Isaac's Insider Ownership is 5.72%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Fair Isaac's Float Percentage Of Total Shares Outstanding is 84.19%.

Fair Isaac Institutional Ownership Historical Data

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The historical data trend for Fair Isaac's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fair Isaac Institutional Ownership Chart

Fair Isaac Historical Data

The historical data trend for Fair Isaac can be seen below:

2025-06-30 2025-07-31 2025-08-31 2025-09-30 2025-10-31 2025-11-30 2026-03-31 2026-04-30 2026-05-31 2026-06-30
Institutional Ownership 99.44 96.66 94.53 96.81 97.56 97.63 84.45 84.18 84.01 84.15
FICO
87GF Score
Fair Isaac Corp FICO
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Fair Isaac Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 105.04% mean?
Fair Isaac (FICO) has a Institutional Ownership of 105.04% as of Jul. 05, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Fair Isaac and its competitors.
Is Fair Isaac's Institutional Ownership too high?
Fair Isaac's current Institutional Ownership is 105.04%. Overall, Fair Isaac has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac's Institutional Ownership compare to MSTR and ZM?
Fair Isaac's Institutional Ownership of 105.04% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Software company?
A good Institutional Ownership depends on the Software industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Fair Isaac and its competitors. Fair Isaac's current Institutional Ownership is 105.04%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fair Isaac stock overvalued right now?
Based on GuruFocus' analysis, Fair Isaac (FICO) is currently considered Significantly Undervalued. The stock's GF Value™ is $2,101.99, compared to a current price of $1,270.83 — trading 39.5% below its estimated fair value. The current Institutional Ownership is 105.04%. Fair Isaac's overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Fair Isaac (FICO), the current Institutional Ownership is 105.04% as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fair Isaac (FICO) Overvalued in 2026?

Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued. The current stock price of $1,270.83 is trading 39.5% below its estimated GF Value™ of $2,101.99. GuruFocus considers Fair Isaac to be Significantly Undervalued.

Key valuation signals for FICO:

  • Institutional Ownership: 105.04%
  • GF Value™: $2,101.99 vs. price of $1,270.83 (39.5% below fair value)
  • GF Score™: 87/100 with 1 warning sign

No single metric tells the full story. See the FICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Fair Isaac Business Description

Address 5 West Mendenhall, Suite 105, Bozeman, MT, USA, 59715
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
87GF Score

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Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1,270.83
Price
$2,101.99
GF Value