FICO (Fair Isaac) ROE % Adjusted to Book Value: Negative Equity% (As of Mar. 2026)


FICO Fair Isaac Corp FICO
87 GF Score
Price $1,140.34
GF Value $2,086.40
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Fair Isaac ROE % Adjusted to Book Value?

Fair Isaac FICO +3.72% 87 ROE % Adjusted to Book Value is Negative Equity% as of Mar. 2026. GuruFocus rates FICO with a GF Score™ of 87/100 and a GF Value™ of $2,086.40 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Fair Isaac's ROE % for the quarter that ended in Mar. 2026 was Negative Equity. Fair Isaac's PB Ratio for the quarter that ended in Mar. 2026 was N/A. Fair Isaac's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was Negative Equity.


Fair Isaac ROE % Adjusted to Book Value Related Terms


Fair Isaac ROE % Adjusted to Book Value Historical Data

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The historical data trend for Fair Isaac's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fair Isaac ROE % Adjusted to Book Value Chart

Fair Isaac Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 Negative Equity Negative Equity Negative Equity Negative Equity

Fair Isaac Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Negative Equity Negative Equity Negative Equity Negative Equity Negative Equity

FICO vs ZM, TEAM, ROP: ROE % Adjusted to Book Value Comparison

For the Software - Application subindustry, Fair Isaac's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fair Isaac ROE % Adjusted to Book Value vs Software Industry

For the Software industry and Technology sector, Fair Isaac's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Fair Isaac's ROE % Adjusted to Book Value falls into.


FICO
87GF Score
Fair Isaac Corp FICO
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Fair Isaac ROE % Adjusted to Book Value Calculation

Fair Isaac's ROE % Adjusted to Book Value for the fiscal year that ended in Sep. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=Negative Equity / N/A
=Negative Equity

Fair Isaac's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=Negative Equity / N/A
=Negative Equity

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of Negative Equity% mean?
Fair Isaac (FICO) has a ROE % Adjusted to Book Value of Negative Equity% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Fair Isaac and its competitors.
Is Fair Isaac's ROE % Adjusted to Book Value too high?
Fair Isaac's current ROE % Adjusted to Book Value is Negative Equity%. Overall, Fair Isaac has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac's ROE % Adjusted to Book Value compare to ZM and TEAM?
Fair Isaac's ROE % Adjusted to Book Value of Negative Equity% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Software company?
A good ROE % Adjusted to Book Value depends on the Software industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Fair Isaac and its competitors. Fair Isaac's current ROE % Adjusted to Book Value is Negative Equity%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fair Isaac stock overvalued right now?
Based on GuruFocus' analysis, Fair Isaac (FICO) is currently considered Significantly Undervalued. The stock's GF Value™ is $2,086.40, compared to a current price of $1,140.34 — trading 45.3% below its estimated fair value. The current ROE % Adjusted to Book Value is Negative Equity%. Fair Isaac's overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Fair Isaac (FICO), the current ROE % Adjusted to Book Value is Negative Equity% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fair Isaac (FICO) Overvalued in 2026?

Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued. The current stock price of $1,140.34 is trading 45.3% below its estimated GF Value™ of $2,086.40. GuruFocus considers Fair Isaac to be Significantly Undervalued.

Key valuation signals for FICO:

  • ROE % Adjusted to Book Value: Negative Equity%
  • GF Value™: $2,086.40 vs. price of $1,140.34 (45.3% below fair value)
  • GF Score™: 87/100 with 1 warning sign

No single metric tells the full story. See the FICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fair Isaac Business Description

Address 5 West Mendenhall, Suite 105, Bozeman, MT, USA, 59715
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
87GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1,140.34
Price
$2,086.40
GF Value