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Fair IsaacFICO -0.72%88 Earnings Yield (Joel Greenblatt) % is 4.05% as of Mar. 2026, which is 52% above its 10-year median of 2.67. GuruFocus rates FICO with a GF Score™ of 88/100 and a GF Value™ of $2,119.42 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 2,908 Software companies, Fair Isaac ranks better than 57.87% on this metric.
Fair Isaac's Enterprise Value for the quarter that ended in Mar. 2026 was $28,306 Mil.
Fair Isaac's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was $1,147 Mil. Fair Isaac's Earnings Yield (Joel Greenblatt) for the quarter that ended in Mar. 2026 was 4.05%.
The historical rank and industry rank for Fair Isaac's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:
FICO'
s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: 1.22 Med: 2.67 Max: 5.32
Current: 3.66
During the past 13 years, the highest Earnings Yield (Joel Greenblatt) of Fair Isaac was 5.32%. The lowest was 1.22%. And the median was 2.67%.
FICO's Earnings Yield (Joel Greenblatt) % is ranked better than 57.87% of 2908
companies
in the Software industry
Industry Median: 2
vs FICO: 3.66
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Fair Isaac's Forward Rate of Return (Yacktman) % for the quarter that ended in Mar. 2026 was 22.13%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
Fair Isaac (NYSE:FICO) Earnings Yield (Joel Greenblatt) % Explanation
Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.
Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.
Be Aware
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
Fair Isaac Earnings Yield (Joel Greenblatt) % Related Terms
Fair Isaac Earnings Yield (Joel Greenblatt) % Historical Data
* Premium members only.
The historical data trend for Fair Isaac's Earnings Yield (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fair Isaac Earnings Yield (Joel Greenblatt) % Chart
For the Software - Application subindustry, Fair Isaac's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fair Isaac Earnings Yield (Joel Greenblatt) % vs Software Industry
For the Software industry and Technology sector, Fair Isaac's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Fair Isaac's Earnings Yield (Joel Greenblatt) % falls into.
Fair Isaac Earnings Yield (Joel Greenblatt) % Calculation
In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.
Fair Isaacs Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Sep. 2025 is calculated as
Fair Isaac's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,147 Mil.
What does a Earnings Yield (Joel Greenblatt) % of 4.05% mean?
Fair Isaac (FICO) has a Earnings Yield (Joel Greenblatt) % of 4.05% as of Mar. 2026. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Fair Isaac and its competitors. This is 52% above median its historical median of 2.67. Over the past decade, Fair Isaac's Earnings Yield (Joel Greenblatt) % has ranged from 1.22 to 5.32. According to the industry distribution chart, Fair Isaac ranks #1225 out of 2908 companies in the Software industry, placing it in the top 42.1%.
Is Fair Isaac's Earnings Yield (Joel Greenblatt) % too high?
Fair Isaac's current Earnings Yield (Joel Greenblatt) % of 4.05% is 52% above median its 10-year median of 2.67. Over the past 10 years, this metric has ranged from a low of 1.22 to a high of 5.32. The Software industry median Earnings Yield (Joel Greenblatt) % is 2.00. Fair Isaac's value of 4.05% is 102.5% above this industry median. Based on the distribution chart, Fair Isaac ranks #1225 out of 2908 companies in the Software industry, which is above the industry midpoint. Overall, Fair Isaac has a GF Score™ of 88/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac's Earnings Yield (Joel Greenblatt) % compare to MSTR and ZM?
According to the Software industry distribution chart, Fair Isaac ranks #1225 out of 2908 companies for Earnings Yield (Joel Greenblatt) %. This puts Fair Isaac in the upper half of its industry. The industry median Earnings Yield (Joel Greenblatt) % is 2.00. Fair Isaac's value of 4.05% is 102.5% above this benchmark. Historically, Fair Isaac's own Earnings Yield (Joel Greenblatt) % has ranged from 1.22 to 5.32 over the past decade. While the company's 10-year median is 2.67 vs. the industry median of 2.00, Fair Isaac has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for a Software company?
The median Earnings Yield (Joel Greenblatt) % among Software companies is 2.00, based on 2,908 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fair Isaac's current Earnings Yield (Joel Greenblatt) % of 4.05% is 102.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Fair Isaac and its competitors. For the Software industry, the median Earnings Yield (Joel Greenblatt) % is 2.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fair Isaac's current Earnings Yield (Joel Greenblatt) % is 4.05%, which is 52% above median its own 10-year median of 2.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fair Isaac stock overvalued right now?
Based on GuruFocus' analysis, Fair Isaac (FICO) is currently considered Significantly Undervalued. The stock's GF Value™ is $2,119.42, compared to a current price of $1,201.81 — trading 43.3% below its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is 4.05%, which is 52% above median its 10-year median of 2.67 and 102.5% above the Software industry median of 2.00. Fair Isaac's overall GF Score™ is 88/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For Fair Isaac (FICO), the current Earnings Yield (Joel Greenblatt) % is 4.05% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fair Isaac (FICO) Overvalued in 2026?
Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued.
The current stock price of $1,201.81 is trading 43.3% below its estimated GF Value™ of $2,119.42.
GuruFocus considers Fair Isaac to be Significantly Undervalued.
Key valuation signals for FICO:
Earnings Yield (Joel Greenblatt) %: 4.05% (52% above median its 10-year median of 2.67)
GF Value™: $2,119.42 vs. price of $1,201.81 (43.3% below fair value)
Industry Position: 102.5% above the Software median (#1225 of 2908)
No single metric tells the full story. See the FICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
88GF Score
Get the complete analysis for FICO
Earnings Yield (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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