FICO (Fair Isaac) 3-Month Share Buyback Ratio: 1.97% (As of Mar. 2026 )

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FICO Fair Isaac Corp FICO
88 GF Score
Price $1,224.68
GF Value $2,117.61
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Fair Isaac 3-Month Share Buyback Ratio?

Fair Isaac FICO -4.19% 88 3-Month Share Buyback Ratio is 1.97 as of Mar. 2026. GuruFocus rates FICO with a GF Score™ of 88/100 and a GF Value™ of $2,117.61 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. Fair Isaac's current 3-Month Share Buyback Ratio was 1.97%.

Fair Isaac  (NYSE:FICO) 3-Month Share Buyback Ratio Explanation

A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.

Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.

Fair Isaac 3-Month Share Buyback Ratio Related Terms

FICO vs MSTR, ZM, WDAY: 3-Month Share Buyback Ratio Comparison

For the Software - Application subindustry, Fair Isaac's 3-Month Share Buyback Ratio, along with its competitors' market caps and 3-Month Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Fair Isaac 3-Month Share Buyback Ratio vs Software Industry

For the Software industry and Technology sector, Fair Isaac's 3-Month Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Fair Isaac's 3-Month Share Buyback Ratio falls into.


FICO
88GF Score
Fair Isaac Corp FICO
3-Month Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Fair Isaac 3-Month Share Buyback Ratio Calculation

Fair Isaac's 3-Month Share Buyback Ratio for the quarter that ended in Mar. 2026 is calculated as

3-Month Share Buyback Ratio=(Shares Outstanding (EOP) (Dec. 2025 ) - Shares Outstanding (EOP) (Mar. 2026 )) / Shares Outstanding (EOP) (Dec. 2025 )
=(23.763 - 23.295) / 23.763
=1.97%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a 3-Month Share Buyback Ratio of 1.97 mean?
Fair Isaac (FICO) has a 3-Month Share Buyback Ratio of 1.97 as of Mar. 2026. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Fair Isaac and its competitors.
Is Fair Isaac's 3-Month Share Buyback Ratio too high?
Fair Isaac's current 3-Month Share Buyback Ratio is 1.97. Overall, Fair Isaac has a GF Score™ of 88/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac's 3-Month Share Buyback Ratio compare to MSTR and ZM?
Fair Isaac's 3-Month Share Buyback Ratio of 1.97 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Month Share Buyback Ratio for a Software company?
A good 3-Month Share Buyback Ratio depends on the Software industry context. However, 3-Month Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Month Share Buyback Ratio mean?
A high 3-Month Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Fair Isaac and its competitors. Fair Isaac's current 3-Month Share Buyback Ratio is 1.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fair Isaac stock overvalued right now?
Based on GuruFocus' analysis, Fair Isaac (FICO) is currently considered Significantly Undervalued. The stock's GF Value™ is $2,117.61, compared to a current price of $1,224.68 — trading 42.2% below its estimated fair value. The current 3-Month Share Buyback Ratio is 1.97. Fair Isaac's overall GF Score™ is 88/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Month Share Buyback Ratio calculated?
3-Month Share Buyback Ratio is calculated from a company's financial statements. For Fair Isaac (FICO), the current 3-Month Share Buyback Ratio is 1.97 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fair Isaac (FICO) Overvalued in 2026?

Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued. The current stock price of $1,224.68 is trading 42.2% below its estimated GF Value™ of $2,117.61. GuruFocus considers Fair Isaac to be Significantly Undervalued.

Key valuation signals for FICO:

  • 3-Month Share Buyback Ratio: 1.97
  • GF Value™: $2,117.61 vs. price of $1,224.68 (42.2% below fair value)
  • GF Score™: 88/100 with 1 warning sign

No single metric tells the full story. See the FICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Fair Isaac Business Description

Address 5 West Mendenhall, Suite 105, Bozeman, MT, USA, 59715
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
88GF Score

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3-Month Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1,224.68
Price
$2,117.61
GF Value