FICO (Fair Isaac) Change In Receivables: $-116 Mil (TTM As of Mar. 2026)


FICO Fair Isaac Corp FICO
88 GF Score
Price $1,250.90
GF Value $2,112.92
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Fair Isaac Change In Receivables?

Fair Isaac FICO -2.23% 88 Change In Receivables is $-116 Mil as of Mar. 2026. GuruFocus rates FICO with a GF Score™ of 88/100 and a GF Value™ of $2,112.92 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Fair Isaac's change in receivables for the quarter that ended in Mar. 2026 was $-122 Mil. It means Fair Isaac's Accounts Receivable increased by $122 Mil from Dec. 2025 to Mar. 2026 .

Fair Isaac's change in receivables for the fiscal year that ended in Sep. 2025 was $-100 Mil. It means Fair Isaac's Accounts Receivable increased by $100 Mil from Sep. 2024 to Sep. 2025 .

Fair Isaac's Accounts Receivable for the quarter that ended in Mar. 2026 was $620 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Fair Isaac's Days Sales Outstanding for the three months ended in Mar. 2026 was 81.79.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Fair Isaac's liquidation value for the three months ended in Mar. 2026 was $-3,466 Mil.

Fair Isaac  (NYSE:FICO) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Fair Isaac's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=619.957/691.677*91
=81.79

2. In Ben Graham's calculation of liquidation value, Fair Isaac's accounts receivable are only considered to be worth 75% of book value:

Fair Isaac's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=219.419-4149.899+0.75 * 619.957+0.5 * 0
=-3,466

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fair Isaac Change In Receivables Related Terms

Fair Isaac Change In Receivables Historical Data

* Premium members only.

The historical data trend for Fair Isaac's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fair Isaac Change In Receivables Chart

Fair Isaac Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.50 -31.56 -70.12 -34.14 -100.38

Fair Isaac Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -124.09 33.93 -67.59 39.79 -122.04
FICO
88GF Score
Fair Isaac Corp FICO
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Fair Isaac Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-116 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $-116 Mil mean?
Fair Isaac (FICO) has a Change In Receivables of $-116 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Fair Isaac and its competitors.
Is Fair Isaac's Change In Receivables too high?
Fair Isaac's current Change In Receivables is $-116 Mil. Overall, Fair Isaac has a GF Score™ of 88/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac's Change In Receivables compare to MSTR and ZM?
Fair Isaac's Change In Receivables of $-116 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Software company?
A good Change In Receivables depends on the Software industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Fair Isaac and its competitors. Fair Isaac's current Change In Receivables is $-116 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fair Isaac stock overvalued right now?
Based on GuruFocus' analysis, Fair Isaac (FICO) is currently considered Significantly Undervalued. The stock's GF Value™ is $2,112.92, compared to a current price of $1,250.90 — trading 40.8% below its estimated fair value. The current Change In Receivables is $-116 Mil. Fair Isaac's overall GF Score™ is 88/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Fair Isaac (FICO), the current Change In Receivables is $-116 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fair Isaac (FICO) Overvalued in 2026?

Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued. The current stock price of $1,250.90 is trading 40.8% below its estimated GF Value™ of $2,112.92. GuruFocus considers Fair Isaac to be Significantly Undervalued.

Key valuation signals for FICO:

  • Change In Receivables: $-116 Mil
  • GF Value™: $2,112.92 vs. price of $1,250.90 (40.8% below fair value)
  • GF Score™: 88/100 with 1 warning sign

No single metric tells the full story. See the FICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Fair Isaac Business Description

Address 5 West Mendenhall, Suite 105, Bozeman, MT, USA, 59715
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
88GF Score

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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1,250.90
Price
$2,112.92
GF Value