FICO (Fair Isaac) EPS (Basic): $31.84 (TTM As of Mar. 2026)


FICO Fair Isaac Corp FICO
87 GF Score
Price $1,140.34
GF Value $2,086.40
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Fair Isaac EPS (Basic)?

Fair Isaac FICO +3.72% 87 EPS (Basic) is $31.84 as of Mar. 2026. GuruFocus rates FICO with a GF Score™ of 87/100 and a GF Value™ of $2,086.40 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Fair Isaac's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was $11.19. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was $31.84.

Fair Isaac's EPS (Diluted) for the three months ended in Mar. 2026 was $11.14. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $31.57.

Fair Isaac's EPS without NRI for the three months ended in Mar. 2026 was $12.50. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 34.97.

During the past 12 months, Fair Isaac's average EPS without NRIGrowth Rate was 52.90% per year. During the past 3 years, the average EPS without NRI Growth Rate was 20.20% per year. During the past 5 years, the average EPS without NRI Growth Rate was 22.40% per year. During the past 10 years, the average EPS without NRI Growth Rate was 22.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Fair Isaac's highest 3-Year average EPS without NRI Growth Rate was 93.40% per year. The lowest was -32.40% per year. And the median was 16.90% per year.

Fair Isaac  (NYSE:FICO) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Fair Isaac EPS (Basic) Related Terms

Fair Isaac EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Fair Isaac's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fair Isaac EPS (Basic) Chart

Fair Isaac Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.65 14.34 17.18 20.78 26.90

Fair Isaac Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.67 7.49 6.48 6.68 11.19
FICO
87GF Score
Fair Isaac Corp FICO
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fair Isaac EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Fair Isaac's Basic EPS for the fiscal year that ended in Sep. 2025 is calculated as

Basic EPS (A: Sep. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(651.946-0)/24.239
=26.90

Fair Isaac's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(264.458-0)/23.628
=11.19

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $31.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of $31.84 mean?
Fair Isaac (FICO) has a EPS (Basic) of $31.84 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Fair Isaac and its competitors.
Is Fair Isaac's EPS (Basic) too high?
Fair Isaac's current EPS (Basic) is $31.84. Overall, Fair Isaac has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac's EPS (Basic) compare to ZM and TEAM?
Fair Isaac's EPS (Basic) of $31.84 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Software company?
A good EPS (Basic) depends on the Software industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Fair Isaac and its competitors. Fair Isaac's current EPS (Basic) is $31.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fair Isaac stock overvalued right now?
Based on GuruFocus' analysis, Fair Isaac (FICO) is currently considered Significantly Undervalued. The stock's GF Value™ is $2,086.40, compared to a current price of $1,140.34 — trading 45.3% below its estimated fair value. The current EPS (Basic) is $31.84. Fair Isaac's overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Fair Isaac (FICO), the current EPS (Basic) is $31.84 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fair Isaac (FICO) Overvalued in 2026?

Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued. The current stock price of $1,140.34 is trading 45.3% below its estimated GF Value™ of $2,086.40. GuruFocus considers Fair Isaac to be Significantly Undervalued.

Key valuation signals for FICO:

  • EPS (Basic): $31.84
  • GF Value™: $2,086.40 vs. price of $1,140.34 (45.3% below fair value)
  • GF Score™: 87/100 with 1 warning sign

No single metric tells the full story. See the FICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Fair Isaac Business Description

Address 5 West Mendenhall, Suite 105, Bozeman, MT, USA, 59715
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
87GF Score

Get the complete analysis for FICO

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1,140.34
Price
$2,086.40
GF Value