Fair IsaacFICO +5.32%87 5-Year Yield-on-Cost % is 0.00 as of Jul. 05, 2026. GuruFocus rates FICO with a GF Score™ of 87/100 and a GF Value™ of $2,101.99 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,033 Software companies, Fair Isaac ranks worse than 96805.32% on this metric.
Fair Isaac's yield on cost for the quarter that ended in Mar. 2026 was 0.00.
The historical rank and industry rank for Fair Isaac's 5-Year Yield-on-Cost % or its related term are showing as below:
During the past 13 years, Fair Isaac's highest Yield on Cost was 0.07. The lowest was 0.01. And the median was 0.06.
FICO's 5-Year Yield-on-Cost % is not ranked *
in the Software industry.
Industry Median: 3.01 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
Fair Isaac (NYSE:FICO) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Fair Isaac 5-Year Yield-on-Cost % Related Terms
FICO vs MSTR, ZM, WDAY: 5-Year Yield-on-Cost % Comparison
For the Software - Application subindustry, Fair Isaac's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fair Isaac 5-Year Yield-on-Cost % vs Software Industry
For the Software industry and Technology sector, Fair Isaac's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Fair Isaac's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Fair Isaac is calculated as
Fair Isaac (FICO) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 05, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Fair Isaac and its competitors. Over the past decade, Fair Isaac's 5-Year Yield-on-Cost % has ranged from 0.01 to 0.07. According to the industry distribution chart, Fair Isaac ranks #999999 out of 1033 companies in the Software industry.
Is Fair Isaac's 5-Year Yield-on-Cost % too high?
Fair Isaac's current 5-Year Yield-on-Cost % is 0.00. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.07. Based on the distribution chart, Fair Isaac ranks #999999 out of 1033 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Fair Isaac has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac's 5-Year Yield-on-Cost % compare to MSTR and ZM?
According to the Software industry distribution chart, Fair Isaac ranks #999999 out of 1033 companies for 5-Year Yield-on-Cost %. This places Fair Isaac in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.01. Historically, Fair Isaac's own 5-Year Yield-on-Cost % has ranged from 0.01 to 0.07 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Software company?
The median 5-Year Yield-on-Cost % among Software companies is 3.01, based on 1,033 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Fair Isaac and its competitors. For the Software industry, the median 5-Year Yield-on-Cost % is 3.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fair Isaac's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fair Isaac stock overvalued right now?
Based on GuruFocus' analysis, Fair Isaac (FICO) is currently considered Significantly Undervalued. The stock's GF Value™ is $2,101.99, compared to a current price of $1,270.83 — trading 39.5% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Fair Isaac's overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Fair Isaac (FICO), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fair Isaac (FICO) Overvalued in 2026?
Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued.
The current stock price of $1,270.83 is trading 39.5% below its estimated GF Value™ of $2,101.99.
GuruFocus considers Fair Isaac to be Significantly Undervalued.
Key valuation signals for FICO:
5-Year Yield-on-Cost %: 0.00
GF Value™: $2,101.99 vs. price of $1,270.83 (39.5% below fair value)
No single metric tells the full story. See the FICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
87GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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