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Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Fair Isaac's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $-2,102 Mil. Fair Isaac's Total Assets for the quarter that ended in Mar. 2026 was $2,048 Mil.
Therefore, Fair Isaac's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was -1.03.
The historical rank and industry rank for Fair Isaac's Equity-to-Asset or its related term are showing as below:
FICO'
s Equity-to-Asset Range Over the Past 10 Years
Min: -1.03 Med: 0.11 Max: 0.37
Current: -1.03
During the past 13 years, the highest Equity to Asset Ratio of Fair Isaac was 0.37. The lowest was -1.03. And the median was 0.11.
FICO's Equity-to-Asset is ranked worse than 95.88% of 2890
companies
in the Software industry
Industry Median: 0.56
vs FICO: -1.03
Fair Isaac (NYSE:FICO) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Fair Isaac Equity-to-Asset Related Terms
Fair Isaac Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Fair Isaac's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FICO vs MSTR, ZM, WDAY: Equity-to-Asset Comparison
For the Software - Application subindustry, Fair Isaac's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fair Isaac Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, Fair Isaac's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Fair Isaac's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Fair Isaac's Equity to Asset Ratio for the fiscal year that ended in Sep. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fair Isaac (FICO) has a Equity-to-Asset of -1.03 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Fair Isaac and its competitors. According to the industry distribution chart, Fair Isaac ranks #2771 out of 2890 companies in the Software industry, placing it in the top 95.9%.
Is Fair Isaac's Equity-to-Asset too high?
Fair Isaac's current Equity-to-Asset is -1.03. Based on the distribution chart, Fair Isaac ranks #2771 out of 2890 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Fair Isaac has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac's Equity-to-Asset compare to MSTR and ZM?
According to the Software industry distribution chart, Fair Isaac ranks #2771 out of 2890 companies for Equity-to-Asset. This places Fair Isaac in the lower half of its industry. The industry median Equity-to-Asset is 0.56. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,890 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Fair Isaac and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fair Isaac's current Equity-to-Asset is -1.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fair Isaac stock overvalued right now?
Based on GuruFocus' analysis, Fair Isaac (FICO) is currently considered Significantly Undervalued. The stock's GF Value™ is $2,126.07, compared to a current price of $1,257.11 — trading 40.9% below its estimated fair value. The current Equity-to-Asset is -1.03. Fair Isaac's overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Fair Isaac (FICO), the current Equity-to-Asset is -1.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fair Isaac (FICO) Overvalued in 2026?
Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued.
The current stock price of $1,257.11 is trading 40.9% below its estimated GF Value™ of $2,126.07.
GuruFocus considers Fair Isaac to be Significantly Undervalued.
Key valuation signals for FICO:
Equity-to-Asset: -1.03
GF Value™: $2,126.07 vs. price of $1,257.11 (40.9% below fair value)
No single metric tells the full story. See the FICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
87GF Score
Get the complete analysis for FICO
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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