FICO (Fair Isaac) Short-Term Debt: $0 Mil (As of Mar. 2026)


FICO Fair Isaac Corp FICO
87 GF Score
Price $1,270.83
GF Value $2,101.99
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Fair Isaac Short-Term Debt?

Fair Isaac FICO +5.32% 87 Short-Term Debt is $0 Mil as of Mar. 2026. GuruFocus rates FICO with a GF Score™ of 87/100 and a GF Value™ of $2,101.99 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Fair Isaac's Short-Term Debt for the quarter that ended in Mar. 2026 was $0 Mil.

Fair Isaac's quarterly Short-Term Debt increased from Sep. 2025 ($400 Mil) to Dec. 2025 ($400 Mil) but then declined from Dec. 2025 ($400 Mil) to Mar. 2026 ($0 Mil).

Fair Isaac's annual Short-Term Debt declined from Sep. 2023 ($50 Mil) to Sep. 2024 ($15 Mil) but then increased from Sep. 2024 ($15 Mil) to Sep. 2025 ($400 Mil).

Fair Isaac Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

Fair Isaac Short-Term Debt Related Terms

Fair Isaac Short-Term Debt Historical Data

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The historical data trend for Fair Isaac's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fair Isaac Short-Term Debt Chart

Fair Isaac Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 250.00 30.00 50.00 15.00 399.54

Fair Isaac Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.00 399.35 399.54 399.74 0.00
FICO
87GF Score
Fair Isaac Corp FICO
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of $0 Mil mean?
Fair Isaac (FICO) has a Short-Term Debt of $0 Mil as of Mar. 2026.
Is Fair Isaac's Short-Term Debt too high?
Fair Isaac's current Short-Term Debt is $0 Mil. Overall, Fair Isaac has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac's Short-Term Debt compare to MSTR and ZM?
Fair Isaac's Short-Term Debt of $0 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Software company?
A good Short-Term Debt depends on the Software industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Fair Isaac's current Short-Term Debt is $0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fair Isaac stock overvalued right now?
Based on GuruFocus' analysis, Fair Isaac (FICO) is currently considered Significantly Undervalued. The stock's GF Value™ is $2,101.99, compared to a current price of $1,270.83 — trading 39.5% below its estimated fair value. The current Short-Term Debt is $0 Mil. Fair Isaac's overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Fair Isaac (FICO), the current Short-Term Debt is $0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fair Isaac (FICO) Overvalued in 2026?

Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued. The current stock price of $1,270.83 is trading 39.5% below its estimated GF Value™ of $2,101.99. GuruFocus considers Fair Isaac to be Significantly Undervalued.

Key valuation signals for FICO:

  • Short-Term Debt: $0 Mil
  • GF Value™: $2,101.99 vs. price of $1,270.83 (39.5% below fair value)
  • GF Score™: 87/100 with 1 warning sign

No single metric tells the full story. See the FICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Fair Isaac Business Description

Address 5 West Mendenhall, Suite 105, Bozeman, MT, USA, 59715
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
87GF Score

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Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1,270.83
Price
$2,101.99
GF Value