Fair IsaacFICO +3.72%87 OCF Yield % is 3.43 as of Jun. 24, 2026, which is 18% above its 10-year median of 2.90. GuruFocus rates FICO with a GF Score™ of 87/100 and a GF Value™ of $2,086.40 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 2,865 Software companies, Fair Isaac ranks better than 51.76% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Fair Isaac OCF Yield % Related Terms
Fair Isaac OCF Yield % Historical Data
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The historical data trend for Fair Isaac's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Fair Isaac's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fair Isaac OCF Yield % vs Software Industry
For the Software industry and Technology sector, Fair Isaac's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Fair Isaac's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fair Isaac (FICO) has a OCF Yield % of 3.43 as of Jun. 24, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Fair Isaac and its competitors. This is 18% above median its historical median of 2.90. Over the past decade, Fair Isaac's OCF Yield % has ranged from 1.07 to 6.47. According to the industry distribution chart, Fair Isaac ranks #1382 out of 2865 companies in the Software industry, placing it in the top 48.2%.
Is Fair Isaac's OCF Yield % too high?
Fair Isaac's current OCF Yield % of 3.43 is 18% above median its 10-year median of 2.90. Over the past 10 years, this metric has ranged from a low of 1.07 to a high of 6.47. The Software industry median OCF Yield % is 3.08. Fair Isaac's value of 3.43 is 11.4% above this industry median. Based on the distribution chart, Fair Isaac ranks #1382 out of 2865 companies in the Software industry, which is above the industry midpoint. Overall, Fair Isaac has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac's OCF Yield % compare to ZM and TEAM?
According to the Software industry distribution chart, Fair Isaac ranks #1382 out of 2865 companies for OCF Yield %. This puts Fair Isaac in the upper half of its industry. The industry median OCF Yield % is 3.08. Fair Isaac's value of 3.43 is 11.4% above this benchmark. Historically, Fair Isaac's own OCF Yield % has ranged from 1.07 to 6.47 over the past decade. While the company's 10-year median is 2.90 vs. the industry median of 3.08, Fair Isaac has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Software company?
The median OCF Yield % among Software companies is 3.08, based on 2,865 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fair Isaac's current OCF Yield % of 3.43 is 11.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Fair Isaac and its competitors. For the Software industry, the median OCF Yield % is 3.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fair Isaac's current OCF Yield % is 3.43, which is 18% above median its own 10-year median of 2.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fair Isaac stock overvalued right now?
Based on GuruFocus' analysis, Fair Isaac (FICO) is currently considered Significantly Undervalued. The stock's GF Value™ is $2,086.40, compared to a current price of $1,140.34 — trading 45.3% below its estimated fair value. The current OCF Yield % is 3.43, which is 18% above median its 10-year median of 2.90 and 11.4% above the Software industry median of 3.08. Fair Isaac's overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Fair Isaac (FICO), the current OCF Yield % is 3.43 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fair Isaac (FICO) Overvalued in 2026?
Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued.
The current stock price of $1,140.34 is trading 45.3% below its estimated GF Value™ of $2,086.40.
GuruFocus considers Fair Isaac to be Significantly Undervalued.
Key valuation signals for FICO:
OCF Yield %: 3.43 (18% above median its 10-year median of 2.90)
GF Value™: $2,086.40 vs. price of $1,140.34 (45.3% below fair value)
Industry Position: 11.4% above the Software median (#1382 of 2865)
No single metric tells the full story. See the FICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
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