FICO (Fair Isaac) Growth Rank: 10 (As of Jul. 14, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FICO Fair Isaac Corp FICO
88 GF Score
Price $1,278.25
GF Value $2,117.61
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Fair Isaac Growth Rank?

Fair Isaac FICO +2.19% 88 Growth Rank is 10 as of Jul. 14, 2026, which is at its 10-year median of 10.00. GuruFocus rates FICO with a GF Score™ of 88/100 and a GF Value™ of $2,117.61 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Fair Isaac has the Growth Rank of 10.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

FICO vs MSTR, ZM, WDAY: Growth Rank Comparison

For the Software - Application subindustry, Fair Isaac's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Fair Isaac Growth Rank vs Software Industry

For the Software industry and Technology sector, Fair Isaac's Growth Rank distribution charts can be found below:

* The bar in red indicates where Fair Isaac's Growth Rank falls into.


FICO
88GF Score
Fair Isaac Corp FICO
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 10 mean?
Fair Isaac (FICO) has a Growth Rank of 10 as of Jul. 14, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Fair Isaac and its competitors. This is near median its historical median of 10.00. Over the past decade, Fair Isaac's Growth Rank has ranged from 7.00 to 10.00.
Is Fair Isaac's Growth Rank too high?
Fair Isaac's current Growth Rank of 10 is near median its 10-year median of 10.00. Over the past 10 years, this metric has ranged from a low of 7.00 to a high of 10.00. Overall, Fair Isaac has a GF Score™ of 88/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac's Growth Rank compare to MSTR and ZM?
Fair Isaac's Growth Rank of 10 can be compared against companies in the Software industry. Historically, Fair Isaac's own Growth Rank has ranged from 7.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Software company?
A good Growth Rank depends on the Software industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Fair Isaac and its competitors. Fair Isaac's current Growth Rank is 10, which is near median its own 10-year median of 10.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fair Isaac stock overvalued right now?
Based on GuruFocus' analysis, Fair Isaac (FICO) is currently considered Significantly Undervalued. The stock's GF Value™ is $2,117.61, compared to a current price of $1,278.25 — trading 39.6% below its estimated fair value. The current Growth Rank is 10, which is near median its 10-year median of 10.00. Fair Isaac's overall GF Score™ is 88/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Fair Isaac (FICO), the current Growth Rank is 10 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fair Isaac (FICO) Overvalued in 2026?

Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued. The current stock price of $1,278.25 is trading 39.6% below its estimated GF Value™ of $2,117.61. GuruFocus considers Fair Isaac to be Significantly Undervalued.

Key valuation signals for FICO:

  • Growth Rank: 10 (near median its 10-year median of 10.00)
  • GF Value™: $2,117.61 vs. price of $1,278.25 (39.6% below fair value)
  • GF Score™: 88/100 with 1 warning sign

No single metric tells the full story. See the FICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Fair Isaac Business Description

Address 5 West Mendenhall, Suite 105, Bozeman, MT, USA, 59715
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
88GF Score

Get the complete analysis for FICO

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1,278.25
Price
$2,117.61
GF Value