Fair IsaacFICO -2.23%88 EV-to-EBIT is 28.29 as of Jul. 10, 2026, which is 25% below its 10-year median of 37.50. GuruFocus rates FICO with a GF Score™ of 88/100 and a GF Value™ of $2,111.76 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,760 Software companies, Fair Isaac ranks worse than 72.33% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Fair Isaac's Enterprise Value for the quarter that ended in Mar. 2026 was $28,306 Mil.
Fair Isaac's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,147 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fair Isaac EV-to-EBIT Related Terms
Fair Isaac EV-to-EBIT Historical Data
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The historical data trend for Fair Isaac's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Fair Isaac's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fair Isaac EV-to-EBIT vs Software Industry
For the Software industry and Technology sector, Fair Isaac's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Fair Isaac's EV-to-EBIT falls into.
Fair Isaac's current Enterprise Value is $32,447 Mil.
Fair Isaac's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,147 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fair Isaac (FICO) has a EV-to-EBIT of 28.29 as of Jul. 10, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Fair Isaac and its competitors. This is 25% below median its historical median of 37.50. Over the past decade, Fair Isaac's EV-to-EBIT has ranged from 18.80 to 81.97. According to the industry distribution chart, Fair Isaac ranks #1273 out of 1760 companies in the Software industry, placing it in the top 72.3%.
Is Fair Isaac's EV-to-EBIT too high?
Fair Isaac's current EV-to-EBIT of 28.29 is 25% below median its 10-year median of 37.50. Over the past 10 years, this metric has ranged from a low of 18.80 to a high of 81.97. The Software industry median EV-to-EBIT is 14.18. Fair Isaac's value of 28.29 is 99.5% above this industry median. Based on the distribution chart, Fair Isaac ranks #1273 out of 1760 companies in the Software industry, which is below the industry midpoint. Overall, Fair Isaac has a GF Score™ of 88/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac's EV-to-EBIT compare to MSTR and ZM?
According to the Software industry distribution chart, Fair Isaac ranks #1273 out of 1760 companies for EV-to-EBIT. This places Fair Isaac in the lower half of its industry. The industry median EV-to-EBIT is 14.18. Fair Isaac's value of 28.29 is 99.5% above this benchmark. Historically, Fair Isaac's own EV-to-EBIT has ranged from 18.80 to 81.97 over the past decade. While the company's 10-year median is 37.50 vs. the industry median of 14.18, Fair Isaac has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Software company?
The median EV-to-EBIT among Software companies is 14.18, based on 1,760 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fair Isaac's current EV-to-EBIT of 28.29 is 99.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Fair Isaac and its competitors. For the Software industry, the median EV-to-EBIT is 14.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fair Isaac's current EV-to-EBIT is 28.29, which is 25% below median its own 10-year median of 37.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fair Isaac stock overvalued right now?
Based on GuruFocus' analysis, Fair Isaac (FICO) is currently considered Significantly Undervalued. The stock's GF Value™ is $2,111.76, compared to a current price of $1,250.90 — trading 40.8% below its estimated fair value. The current EV-to-EBIT is 28.29, which is 25% below median its 10-year median of 37.50 and 99.5% above the Software industry median of 14.18. Fair Isaac's overall GF Score™ is 88/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Fair Isaac (FICO), the current EV-to-EBIT is 28.29 as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fair Isaac (FICO) Overvalued in 2026?
Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued.
The current stock price of $1,250.90 is trading 40.8% below its estimated GF Value™ of $2,111.76.
GuruFocus considers Fair Isaac to be Significantly Undervalued.
Key valuation signals for FICO:
EV-to-EBIT: 28.29 (25% below median its 10-year median of 37.50)
GF Value™: $2,111.76 vs. price of $1,250.90 (40.8% below fair value)
Industry Position: 99.5% above the Software median (#1273 of 1760)
No single metric tells the full story. See the FICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
88GF Score
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