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Fair IsaacFICO -2.89%87 3-Year Share Buyback Ratio is 1.90 as of Mar. 2026, which is at its 10-year median of 1.90. GuruFocus rates FICO with a GF Score™ of 87/100 and a GF Value™ of $2,130.77 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 2,136 Software companies, Fair Isaac ranks better than 92.84% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Fair Isaac's current 3-Year Share Buyback Ratio was 1.90%.
The historical rank and industry rank for Fair Isaac's 3-Year Share Buyback Ratio or its related term are showing as below:
FICO'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -17.2 Med: 1.9 Max: 10.2
Current: 1.9
During the past 13 years, Fair Isaac's highest 3-Year Share Buyback Ratio was 10.20%. The lowest was -17.20%. And the median was 1.90%.
FICO's 3-Year Share Buyback Ratio is ranked better than 92.84% of 2136
companies
in the Software industry
Industry Median: -1.6
vs FICO: 1.90
Fair Isaac (NYSE:FICO) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Fair Isaac 3-Year Share Buyback Ratio Related Terms
FICO vs MSTR, ZM, WDAY: 3-Year Share Buyback Ratio Comparison
For the Software - Application subindustry, Fair Isaac's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fair Isaac 3-Year Share Buyback Ratio vs Software Industry
For the Software industry and Technology sector, Fair Isaac's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Fair Isaac's 3-Year Share Buyback Ratio falls into.
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 1.90 mean?
Fair Isaac (FICO) has a 3-Year Share Buyback Ratio of 1.90 as of Mar. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Fair Isaac and its competitors. This is near median its historical median of 1.90. According to the industry distribution chart, Fair Isaac ranks #153 out of 2136 companies in the Software industry, placing it in the top 7.2%.
Is Fair Isaac's 3-Year Share Buyback Ratio too high?
Fair Isaac's current 3-Year Share Buyback Ratio of 1.90 is near median its 10-year median of 1.90. Based on the distribution chart, Fair Isaac ranks #153 out of 2136 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Fair Isaac has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac's 3-Year Share Buyback Ratio compare to MSTR and ZM?
According to the Software industry distribution chart, Fair Isaac ranks #153 out of 2136 companies for 3-Year Share Buyback Ratio. This places Fair Isaac in the top 7% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Software company?
A good 3-Year Share Buyback Ratio depends on the Software industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Fair Isaac and its competitors. Fair Isaac's current 3-Year Share Buyback Ratio is 1.90, which is near median its own 10-year median of 1.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fair Isaac stock overvalued right now?
Based on GuruFocus' analysis, Fair Isaac (FICO) is currently considered Significantly Undervalued. The stock's GF Value™ is $2,130.77, compared to a current price of $1,227.34 — trading 42.4% below its estimated fair value. The current 3-Year Share Buyback Ratio is 1.90, which is near median its 10-year median of 1.90. Fair Isaac's overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Fair Isaac (FICO), the current 3-Year Share Buyback Ratio is 1.90 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fair Isaac (FICO) Overvalued in 2026?
Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued.
The current stock price of $1,227.34 is trading 42.4% below its estimated GF Value™ of $2,130.77.
GuruFocus considers Fair Isaac to be Significantly Undervalued.
Key valuation signals for FICO:
3-Year Share Buyback Ratio: 1.90 (near median its 10-year median of 1.90)
GF Value™: $2,130.77 vs. price of $1,227.34 (42.4% below fair value)
No single metric tells the full story. See the FICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
87GF Score
Get the complete analysis for FICO
3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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