FICO (Fair Isaac) Pre-Tax Income: $1,065 Mil (TTM As of Jun. 2026)

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FICO Fair Isaac Corp FICO
84 GF Score
Price $1,046.99
GF Value $2,203.70
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Fair Isaac Pre-Tax Income?

Fair Isaac FICO +0.15% 84 Pre-Tax Income is $1,065 Mil as of Jun. 2026. GuruFocus rates FICO with a GF Score™ of 84/100 and a GF Value™ of $2,203.70 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Fair Isaac's pretax income for the three months ended in Jun. 2026 was $315 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $1,065 Mil. Fair Isaac's pretax margin was 46.67%.

During the past 13 years, Fair Isaac's highest Pretax Margin was 44.50%. The lowest was 15.69%. And the median was 27.04%.


Fair Isaac  (NYSE:FICO) Pre-Tax Income Explanation

Fair Isaac's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=314.659/674.188
=46.67%

During the past 13 years, Fair Isaac's highest Pretax Margin was 44.50%. The lowest was 15.69%. And the median was 27.04%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Fair Isaac Pre-Tax Income Related Terms


Fair Isaac Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Fair Isaac's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fair Isaac Pre-Tax Income Chart

Fair Isaac Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 473.14 471.31 553.62 642.03 802.60

Fair Isaac Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 236.99 202.46 191.93 356.03 314.66

FICO vs ZM, WDAY, MSTR: Pre-Tax Income Comparison

For the Software - Application subindustry, Fair Isaac's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fair Isaac Pre-Tax Income vs Software Industry

For the Software industry and Technology sector, Fair Isaac's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Fair Isaac's Pre-Tax Income falls into.


FICO
84GF Score
Fair Isaac Corp FICO
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fair Isaac Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Fair Isaac's Pretax Income for the fiscal year that ended in Sep. 2025 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=935.772+0.47+-133.647+0+0
=803

Fair Isaac's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=362.628+11.908+-59.877+0+0
=315

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,065 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $1,065 Mil mean?
Fair Isaac (FICO) has a Pre-Tax Income of $1,065 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Fair Isaac and its competitors.
Is Fair Isaac's Pre-Tax Income too high?
Fair Isaac's current Pre-Tax Income is $1,065 Mil. Overall, Fair Isaac has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac's Pre-Tax Income compare to ZM and WDAY?
Fair Isaac's Pre-Tax Income of $1,065 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Software company?
A good Pre-Tax Income depends on the Software industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Fair Isaac and its competitors. Fair Isaac's current Pre-Tax Income is $1,065 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fair Isaac stock overvalued right now?
Based on GuruFocus' analysis, Fair Isaac (FICO) is currently considered Significantly Undervalued. The stock's GF Value™ is $2,203.70, compared to a current price of $1,046.99 — trading 52.5% below its estimated fair value. The current Pre-Tax Income is $1,065 Mil. Fair Isaac's overall GF Score™ is 84/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Fair Isaac (FICO), the current Pre-Tax Income is $1,065 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fair Isaac (FICO) Overvalued in 2026?

Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued. The current stock price of $1,046.99 is trading 52.5% below its estimated GF Value™ of $2,203.70. GuruFocus considers Fair Isaac to be Significantly Undervalued.

Key valuation signals for FICO:

  • Pre-Tax Income: $1,065 Mil
  • GF Value™: $2,203.70 vs. price of $1,046.99 (52.5% below fair value)
  • GF Score™: 84/100 with 2 warning signs

No single metric tells the full story. See the FICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fair Isaac Business Description

Address 5 West Mendenhall, Suite 105, Bozeman, MT, USA, 59715
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
84GF Score

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Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1,046.99
Price
$2,203.70
GF Value