Standard Chartered Bank (Pakistan) (KAR:SCBPL) Accounts Receivable: ₨0 Mil (As of Mar. 2026)

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KAR:SCBPL Standard Chartered Bank (Pakistan) Ltd KAR:SCBPL
72 GF Score
Price ₨64.95
GF Value ₨36.14
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Standard Chartered Bank (Pakistan) Accounts Receivable?

Standard Chartered Bank (Pakistan) KAR:SCBPL +0.54% 72 Accounts Receivable is ₨0 Mil as of Mar. 2026. GuruFocus rates KAR:SCBPL with a GF Score™ of 72/100 and a GF Value™ of ₨36.14 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Standard Chartered Bank (Pakistan)'s accounts receivables for the quarter that ended in Mar. 2026 was ₨0 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Standard Chartered Bank (Pakistan)'s Days Sales Outstanding for the quarter that ended in Mar. 2026 was 0.00.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Standard Chartered Bank (Pakistan)'s Net-Net Working Capital per share for the quarter that ended in Mar. 2026 was ₨-164.00.


Standard Chartered Bank (Pakistan) Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Standard Chartered Bank (Pakistan)'s Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/16599.215*91
=0.00

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Standard Chartered Bank (Pakistan)'s accounts receivable are only considered to be worth 75% of book value:

Standard Chartered Bank (Pakistan)'s Net-Net Working Capital Per Share for the quarter that ended in Mar. 2026 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(141741.28+0.75 * 0+0.5 * 0-776662.076
-0-0)/3871.585
=-164.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


Standard Chartered Bank (Pakistan) Accounts Receivable Related Terms


Standard Chartered Bank (Pakistan) Accounts Receivable Historical Data

* Premium members only.

The historical data trend for Standard Chartered Bank (Pakistan)'s Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Chartered Bank (Pakistan) Accounts Receivable Chart

Standard Chartered Bank (Pakistan) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Receivable
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Standard Chartered Bank (Pakistan) Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
KAR:SCBPL
72GF Score
Standard Chartered Bank (Pakistan) Ltd KAR:SCBPL
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Chartered Bank (Pakistan) Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of ₨0 Mil mean?
Standard Chartered Bank (Pakistan) (KAR:SCBPL) has a Accounts Receivable of ₨0 Mil as of Mar. 2026. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Standard Chartered Bank (Pakistan) and its competitors.
Is Standard Chartered Bank (Pakistan)'s Accounts Receivable too high?
Standard Chartered Bank (Pakistan)'s current Accounts Receivable is ₨0 Mil. Overall, Standard Chartered Bank (Pakistan) has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Pakistan)'s Accounts Receivable compare to competitors?
Standard Chartered Bank (Pakistan)'s Accounts Receivable of ₨0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Banks company?
A good Accounts Receivable depends on the Banks industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Standard Chartered Bank (Pakistan) and its competitors. Standard Chartered Bank (Pakistan)'s current Accounts Receivable is ₨0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Pakistan) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) (KAR:SCBPL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨36.14, compared to a current price of ₨64.95 — trading 79.7% above its estimated fair value. The current Accounts Receivable is ₨0 Mil. Standard Chartered Bank (Pakistan)'s overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Standard Chartered Bank (Pakistan) (KAR:SCBPL), the current Accounts Receivable is ₨0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank (Pakistan) (KAR:SCBPL) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) stock appears to be overvalued. The current stock price of ₨64.95 is trading 79.7% above its estimated GF Value™ of ₨36.14. GuruFocus considers Standard Chartered Bank (Pakistan) to be Significantly Overvalued.

Key valuation signals for KAR:SCBPL:

  • Accounts Receivable: ₨0 Mil
  • GF Value™: ₨36.14 vs. price of ₨64.95 (79.7% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the KAR:SCBPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Chartered Bank (Pakistan) Business Description

Address I.I.Chundrigarh Road, P.O. Box No. 5556, Karachi, PAK, 74000
Standard Chartered Bank (Pakistan) Ltd is a banking corporation based in Pakistan. It provides retail and corporate banking services to customers. The products and services provided by the bank include credit cards, personal loans, mortgages, deposit taking and wealth management services to individuals and small to medium-sized enterprises as well as trade finance, cash management, lending, securities services, foreign exchange, debt capital markets and corporate finance. It also provides the complete suite of Islamic banking solutions under its Standard Chartered Saadiq brand. The company's revenue comprises of fees, commission and interest and dividend received from its products and services. The Bank operates only in Pakistan.
72GF Score

Get the complete analysis for KAR:SCBPL

Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨64.95
Price
₨36.14
GF Value