Standard Chartered Bank (Pakistan) (KAR:SCBPL) ROE % Adjusted to Book Value: 10.54% (As of Mar. 2026)


KAR:SCBPL Standard Chartered Bank (Pakistan) Ltd KAR:SCBPL
70 GF Score
Price ₨66.45
GF Value ₨35.85
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Standard Chartered Bank (Pakistan) ROE % Adjusted to Book Value?

Standard Chartered Bank (Pakistan) KAR:SCBPL 70 ROE % Adjusted to Book Value is 10.54% as of Mar. 2026. GuruFocus rates KAR:SCBPL with a GF Score™ of 70/100 and a GF Value™ of ₨35.85 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Standard Chartered Bank (Pakistan)'s ROE % for the quarter that ended in Mar. 2026 was 20.86%. Standard Chartered Bank (Pakistan)'s PB Ratio for the quarter that ended in Mar. 2026 was 1.98. Standard Chartered Bank (Pakistan)'s ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 10.54%.


Standard Chartered Bank (Pakistan) ROE % Adjusted to Book Value Related Terms


Standard Chartered Bank (Pakistan) ROE % Adjusted to Book Value Historical Data

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The historical data trend for Standard Chartered Bank (Pakistan)'s ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Chartered Bank (Pakistan) ROE % Adjusted to Book Value Chart

Standard Chartered Bank (Pakistan) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.62 26.99 32.44 24.75 10.51

Standard Chartered Bank (Pakistan) Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.56 15.17 8.61 9.67 10.54

Standard Chartered Bank (Pakistan) ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Standard Chartered Bank (Pakistan)'s ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard Chartered Bank (Pakistan) ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Standard Chartered Bank (Pakistan)'s ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Standard Chartered Bank (Pakistan)'s ROE % Adjusted to Book Value falls into.


KAR:SCBPL
70GF Score
Standard Chartered Bank (Pakistan) Ltd KAR:SCBPL
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Chartered Bank (Pakistan) ROE % Adjusted to Book Value Calculation

Standard Chartered Bank (Pakistan)'s ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=25.23% / 2.40
=10.51%

Standard Chartered Bank (Pakistan)'s ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=20.86% / 1.98
=10.54%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 10.54% mean?
Standard Chartered Bank (Pakistan) (KAR:SCBPL) has a ROE % Adjusted to Book Value of 10.54% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Standard Chartered Bank (Pakistan) and its competitors.
Is Standard Chartered Bank (Pakistan)'s ROE % Adjusted to Book Value too high?
Standard Chartered Bank (Pakistan)'s current ROE % Adjusted to Book Value is 10.54%. Overall, Standard Chartered Bank (Pakistan) has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Pakistan)'s ROE % Adjusted to Book Value compare to competitors?
Standard Chartered Bank (Pakistan)'s ROE % Adjusted to Book Value of 10.54% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Standard Chartered Bank (Pakistan) and its competitors. Standard Chartered Bank (Pakistan)'s current ROE % Adjusted to Book Value is 10.54%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Pakistan) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) (KAR:SCBPL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨35.85, compared to a current price of ₨66.45 — trading 85.4% above its estimated fair value. The current ROE % Adjusted to Book Value is 10.54%. Standard Chartered Bank (Pakistan)'s overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Standard Chartered Bank (Pakistan) (KAR:SCBPL), the current ROE % Adjusted to Book Value is 10.54% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank (Pakistan) (KAR:SCBPL) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) stock appears to be overvalued. The current stock price of ₨66.45 is trading 85.4% above its estimated GF Value™ of ₨35.85. GuruFocus considers Standard Chartered Bank (Pakistan) to be Significantly Overvalued.

Key valuation signals for KAR:SCBPL:

  • ROE % Adjusted to Book Value: 10.54%
  • GF Value™: ₨35.85 vs. price of ₨66.45 (85.4% above fair value)
  • GF Score™: 70/100 with 7 warning signs

No single metric tells the full story. See the KAR:SCBPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Chartered Bank (Pakistan) Business Description

Address I.I.Chundrigarh Road, P.O. Box No. 5556, Karachi, PAK, 74000
Standard Chartered Bank (Pakistan) Ltd is a banking corporation based in Pakistan. It provides retail and corporate banking services to customers. The products and services provided by the bank include credit cards, personal loans, mortgages, deposit taking and wealth management services to individuals and small to medium-sized enterprises as well as trade finance, cash management, lending, securities services, foreign exchange, debt capital markets and corporate finance. It also provides the complete suite of Islamic banking solutions under its Standard Chartered Saadiq brand. The company's revenue comprises of fees, commission and interest and dividend received from its products and services. The Bank operates only in Pakistan.
70GF Score

Get the complete analysis for KAR:SCBPL

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨66.45
Price
₨35.85
GF Value