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Standard Chartered Bank (Pakistan)KAR:SCBPL -1.43%71 3-Year Dividend Growth Rate is 40.40% as of Mar. 2026, which is 306% above its 10-year median of 9.95. GuruFocus rates KAR:SCBPL with a GF Score™ of 71/100 and a GF Value™ of ₨36.41 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 962 Banks companies, Standard Chartered Bank (Pakistan) ranks better than 88.57% on this metric.
The historical rank and industry rank for Standard Chartered Bank (Pakistan)'s 3-Year Dividend Growth Rate or its related term are showing as below:
KAR:SCBPL'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -8 Med: 9.95 Max: 72.6
Current: 40.4
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Standard Chartered Bank (Pakistan) was 72.60% per year. The lowest was -8.00% per year. And the median was 9.95% per year.
KAR:SCBPL's 3-Year Dividend Growth Rate is ranked better than 88.57% of 962
companies
in the Banks industry
Industry Median: 10.1
vs KAR:SCBPL: 40.40
During the past 12 months, Standard Chartered Bank (Pakistan)'s average Dividends Per Share Growth Rate was -27.80% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 40.40% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 34.70% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 17.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Standard Chartered Bank (Pakistan) Ltd is 0.95, which seems too high.
Warning Sign:
Standard Chartered Bank (Pakistan) Ltd stock Dividend Yield % is close to 3-year low.
For more information regarding to dividend, please check our Dividend Page.
During the past 13 years, the highest Dividend Payout Ratio of Standard Chartered Bank (Pakistan) was 1.21. The lowest was 0.50. And the median was 0.74.
Warning Sign:
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Standard Chartered Bank (Pakistan) Ltd is 0.95, which seems too high.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Standard Chartered Bank (Pakistan) Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
PKR 3.000000
2026-09-03
2026-09-03
0000-00-00
Cash Dividend
semi-annually
PKR:PKR 1.000000
PKR 3.000000
2026-03-17
2026-03-17
2026-04-08
Cash Dividend
semi-annually
PKR:PKR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Standard Chartered Bank (Pakistan)'s Dividend Yield (%) for Today is calculated as
Current Share Price is ₨62.11.
Standard Chartered Bank (Pakistan)'s Dividends per Share for the trailing twelve months (TTM) ended in Today is ₨6.
During the past 13 years, the highest Dividend Yield of Standard Chartered Bank (Pakistan) was 25.50%. The lowest was 4.74%. And the median was 10.59%.
Warning Sign:
Standard Chartered Bank (Pakistan) Ltd stock Dividend Yield % is close to 3-year low.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Bank (Pakistan) 3-Year Dividend Growth Rate Related Terms>
Standard Chartered Bank (Pakistan) 3-Year Dividend Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Standard Chartered Bank (Pakistan)'s 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Chartered Bank (Pakistan) 3-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Standard Chartered Bank (Pakistan)'s 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Standard Chartered Bank (Pakistan)'s 3-Year Dividend Growth Rate falls into.
Standard Chartered Bank (Pakistan) 3-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 40.40% mean?
Standard Chartered Bank (Pakistan) (KAR:SCBPL) has a 3-Year Dividend Growth Rate of 40.40% as of Mar. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Standard Chartered Bank (Pakistan) and its competitors. This is 306% above median its historical median of 9.95. According to the industry distribution chart, Standard Chartered Bank (Pakistan) ranks #110 out of 962 companies in the Banks industry, placing it in the top 11.4%.
Is Standard Chartered Bank (Pakistan)'s 3-Year Dividend Growth Rate too high?
Standard Chartered Bank (Pakistan)'s current 3-Year Dividend Growth Rate of 40.40% is 306% above median its 10-year median of 9.95. The Banks industry median 3-Year Dividend Growth Rate is 10.10. Standard Chartered Bank (Pakistan)'s value of 40.40% is 300% above this industry median. Based on the distribution chart, Standard Chartered Bank (Pakistan) ranks #110 out of 962 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Standard Chartered Bank (Pakistan) has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Pakistan)'s 3-Year Dividend Growth Rate compare to competitors?
According to the Banks industry distribution chart, Standard Chartered Bank (Pakistan) ranks #110 out of 962 companies for 3-Year Dividend Growth Rate. This places Standard Chartered Bank (Pakistan) in the top 11% of its industry — outperforming the majority of peers. The industry median 3-Year Dividend Growth Rate is 10.10. Standard Chartered Bank (Pakistan)'s value of 40.40% is 300% above this benchmark. While the company's 10-year median is 9.95 vs. the industry median of 10.10, Standard Chartered Bank (Pakistan) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 962 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered Bank (Pakistan)'s current 3-Year Dividend Growth Rate of 40.40% is 300% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Standard Chartered Bank (Pakistan) and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank (Pakistan)'s current 3-Year Dividend Growth Rate is 40.40%, which is 306% above median its own 10-year median of 9.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Pakistan) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) (KAR:SCBPL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨36.41, compared to a current price of ₨62.11 — trading 70.6% above its estimated fair value. The current 3-Year Dividend Growth Rate is 40.40%, which is 306% above median its 10-year median of 9.95 and 300% above the Banks industry median of 10.10. Standard Chartered Bank (Pakistan)'s overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Standard Chartered Bank (Pakistan) (KAR:SCBPL), the current 3-Year Dividend Growth Rate is 40.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered Bank (Pakistan) (KAR:SCBPL) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) stock appears to be overvalued.
The current stock price of ₨62.11 is trading 70.6% above its estimated GF Value™ of ₨36.41.
GuruFocus considers Standard Chartered Bank (Pakistan) to be Significantly Overvalued.
Key valuation signals for KAR:SCBPL:
3-Year Dividend Growth Rate: 40.40% (306% above median its 10-year median of 9.95)
GF Value™: ₨36.41 vs. price of ₨62.11 (70.6% above fair value)
Industry Position: 300% above the Banks median (#110 of 962)
No single metric tells the full story. See the KAR:SCBPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank (Pakistan) Ltd is a banking corporation based in Pakistan. It provides retail and corporate banking services to customers. The products and services provided by the bank include credit cards, personal loans, mortgages, deposit taking and wealth management services to individuals and small to medium-sized enterprises as well as trade finance, cash management, lending, securities services, foreign exchange, debt capital markets and corporate finance. It also provides the complete suite of Islamic banking solutions under its Standard Chartered Saadiq brand. The company's revenue comprises of fees, commission and interest and dividend received from its products and services. The Bank operates only in Pakistan.
71GF Score
Get the complete analysis for KAR:SCBPL
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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