Standard Chartered Bank (Pakistan) (KAR:SCBPL) Growth Rank: 7 (As of Jul. 29, 2026) — 133% Above Median

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:SCBPL Standard Chartered Bank (Pakistan) Ltd KAR:SCBPL
72 GF Score
Price ₨63.53
GF Value ₨36.10
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Standard Chartered Bank (Pakistan) Growth Rank?

Standard Chartered Bank (Pakistan) KAR:SCBPL -1.06% 72 Growth Rank is 7 as of Jul. 29, 2026, which is 133% above its 10-year median of 3.00. GuruFocus rates KAR:SCBPL with a GF Score™ of 72/100 and a GF Value™ of ₨36.10 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Standard Chartered Bank (Pakistan) has the Growth Rank of 7.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.


Standard Chartered Bank (Pakistan) Growth Rank Related Terms


Standard Chartered Bank (Pakistan) Growth Rank Competitor Comparison

For the Banks - Regional subindustry, Standard Chartered Bank (Pakistan)'s Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard Chartered Bank (Pakistan) Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Standard Chartered Bank (Pakistan)'s Growth Rank distribution charts can be found below:

* The bar in red indicates where Standard Chartered Bank (Pakistan)'s Growth Rank falls into.


KAR:SCBPL
72GF Score
Standard Chartered Bank (Pakistan) Ltd KAR:SCBPL
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 7 mean?
Standard Chartered Bank (Pakistan) (KAR:SCBPL) has a Growth Rank of 7 as of Jul. 29, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Standard Chartered Bank (Pakistan) and its competitors. This is 133% above median its historical median of 3.00. Over the past decade, Standard Chartered Bank (Pakistan)'s Growth Rank has ranged from 1.00 to 7.00.
Is Standard Chartered Bank (Pakistan)'s Growth Rank too high?
Standard Chartered Bank (Pakistan)'s current Growth Rank of 7 is 133% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 7.00. Overall, Standard Chartered Bank (Pakistan) has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Pakistan)'s Growth Rank compare to competitors?
Standard Chartered Bank (Pakistan)'s Growth Rank of 7 can be compared against companies in the Banks industry. Historically, Standard Chartered Bank (Pakistan)'s own Growth Rank has ranged from 1.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Standard Chartered Bank (Pakistan) and its competitors. Standard Chartered Bank (Pakistan)'s current Growth Rank is 7, which is 133% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Pakistan) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) (KAR:SCBPL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨36.10, compared to a current price of ₨63.53 — trading 76% above its estimated fair value. The current Growth Rank is 7, which is 133% above median its 10-year median of 3.00. Standard Chartered Bank (Pakistan)'s overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Standard Chartered Bank (Pakistan) (KAR:SCBPL), the current Growth Rank is 7 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank (Pakistan) (KAR:SCBPL) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) stock appears to be overvalued. The current stock price of ₨63.53 is trading 76% above its estimated GF Value™ of ₨36.10. GuruFocus considers Standard Chartered Bank (Pakistan) to be Significantly Overvalued.

Key valuation signals for KAR:SCBPL:

  • Growth Rank: 7 (133% above median its 10-year median of 3.00)
  • GF Value™: ₨36.10 vs. price of ₨63.53 (76% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the KAR:SCBPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Chartered Bank (Pakistan) Business Description

Address I.I.Chundrigarh Road, P.O. Box No. 5556, Karachi, PAK, 74000
Standard Chartered Bank (Pakistan) Ltd is a banking corporation based in Pakistan. It provides retail and corporate banking services to customers. The products and services provided by the bank include credit cards, personal loans, mortgages, deposit taking and wealth management services to individuals and small to medium-sized enterprises as well as trade finance, cash management, lending, securities services, foreign exchange, debt capital markets and corporate finance. It also provides the complete suite of Islamic banking solutions under its Standard Chartered Saadiq brand. The company's revenue comprises of fees, commission and interest and dividend received from its products and services. The Bank operates only in Pakistan.
72GF Score

Get the complete analysis for KAR:SCBPL

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨63.53
Price
₨36.10
GF Value