Standard Chartered Bank (Pakistan) (KAR:SCBPL) LT-Debt-to-Total-Asset: 0.01 (As of Mar. 2026)

What is Standard Chartered Bank (Pakistan) LT-Debt-to-Total-Asset?

Standard Chartered Bank (Pakistan) KAR:SCBPL -0.78% 70 LT-Debt-to-Total-Asset is 0.01 as of Mar. 2026. GuruFocus rates KAR:SCBPL with a GF Score™ of 70/100 and a GF Value™ of ₨35.85 (Significantly Overvalued). The stock has 7 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Standard Chartered Bank (Pakistan)'s long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.01.

Standard Chartered Bank (Pakistan)'s long-term debt to total assets ratio increased from Mar. 2025 (0.00) to Mar. 2026 (0.01). It may suggest that Standard Chartered Bank (Pakistan) is progressively becoming more dependent on debt to grow their business.

Standard Chartered Bank (Pakistan) (KAR:SCBPL) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Standard Chartered Bank (Pakistan) LT-Debt-to-Total-Asset Related Terms

Standard Chartered Bank (Pakistan) LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Standard Chartered Bank (Pakistan)'s LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Chartered Bank (Pakistan) LT-Debt-to-Total-Asset Chart

Standard Chartered Bank (Pakistan) Annual Data

Trend

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Dec25

LT-Debt-to-Total-Asset

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0.01

0.02

0.00

Standard Chartered Bank (Pakistan) Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.00	0.01	0.01	0.00	0.01

70GF Score

Standard Chartered Bank (Pakistan) Ltd KAR:SCBPL

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Standard Chartered Bank (Pakistan) LT-Debt-to-Total-Asset Calculation

Standard Chartered Bank (Pakistan)'s Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	2126.741	/	872871.088
	=	0.00

Standard Chartered Bank (Pakistan)'s Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	6581.676	/	880870.084
	=	0.01

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.01 mean?

Standard Chartered Bank (Pakistan) (KAR:SCBPL) has a LT-Debt-to-Total-Asset of 0.01 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Standard Chartered Bank (Pakistan) and its competitors.

Is Standard Chartered Bank (Pakistan)'s LT-Debt-to-Total-Asset too high?

Standard Chartered Bank (Pakistan)'s current LT-Debt-to-Total-Asset is 0.01. Overall, Standard Chartered Bank (Pakistan) has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Standard Chartered Bank (Pakistan)'s LT-Debt-to-Total-Asset compare to competitors?

Standard Chartered Bank (Pakistan)'s LT-Debt-to-Total-Asset of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Standard Chartered Bank (Pakistan) and its competitors. Standard Chartered Bank (Pakistan)'s current LT-Debt-to-Total-Asset is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Standard Chartered Bank (Pakistan) stock overvalued right now?

Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) (KAR:SCBPL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨35.85, compared to a current price of ₨65.93 — trading 83.9% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.01. Standard Chartered Bank (Pakistan)'s overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Standard Chartered Bank (Pakistan) (KAR:SCBPL), the current LT-Debt-to-Total-Asset is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank (Pakistan) (KAR:SCBPL) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) stock appears to be overvalued. The current stock price of ₨65.93 is trading 83.9% above its estimated GF Value™ of ₨35.85. GuruFocus considers Standard Chartered Bank (Pakistan) to be Significantly Overvalued.

Key valuation signals for KAR:SCBPL:

LT-Debt-to-Total-Asset: 0.01
GF Value™: ₨35.85 vs. price of ₨65.93 (83.9% above fair value)
GF Score™: 70/100 with 7 warning signs

No single metric tells the full story. See the KAR:SCBPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Standard Chartered Bank (Pakistan) Business Description

Industry Financial Services Banks

Comparable Companies KAR:ABL KAR:BAHL KAR:BAFL KAR:AKBL KAR:FABL KAR:HMB KAR:BOP KAR:NBP KAR:HBL KAR:BOK SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Address I.I.Chundrigarh Road, P.O. Box No. 5556, Karachi, PAK, 74000

Website https://www.sc.com

Standard Chartered Bank (Pakistan) Ltd is a banking corporation based in Pakistan. It provides retail and corporate banking services to customers. The products and services provided by the bank include credit cards, personal loans, mortgages, deposit taking and wealth management services to individuals and small to medium-sized enterprises as well as trade finance, cash management, lending, securities services, foreign exchange, debt capital markets and corporate finance. It also provides the complete suite of Islamic banking solutions under its Standard Chartered Saadiq brand. The company's revenue comprises of fees, commission and interest and dividend received from its products and services. The Bank operates only in Pakistan.

70GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨65.93

Price

₨35.85

GF Value

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