Standard Chartered Bank (Pakistan) (KAR:SCBPL) Retained Earnings: ₨7,764 Mil (As of Mar. 2026)


KAR:SCBPL Standard Chartered Bank (Pakistan) Ltd KAR:SCBPL
72 GF Score
Price ₨66.74
GF Value ₨35.96
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Standard Chartered Bank (Pakistan) Retained Earnings?

Standard Chartered Bank (Pakistan) KAR:SCBPL -0.37% 72 Retained Earnings is ₨7,764 Mil as of Mar. 2026. GuruFocus rates KAR:SCBPL with a GF Score™ of 72/100 and a GF Value™ of ₨35.96 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Standard Chartered Bank (Pakistan)'s retained earnings for the quarter that ended in Mar. 2026 was ₨7,764 Mil.

Standard Chartered Bank (Pakistan)'s quarterly retained earnings increased from Sep. 2025 (₨7,641 Mil) to Dec. 2025 (₨14,290 Mil) but then declined from Dec. 2025 (₨14,290 Mil) to Mar. 2026 (₨7,764 Mil).

Standard Chartered Bank (Pakistan)'s annual retained earnings increased from Dec. 2023 (₨11,129 Mil) to Dec. 2024 (₨22,020 Mil) but then declined from Dec. 2024 (₨22,020 Mil) to Dec. 2025 (₨14,290 Mil).


Standard Chartered Bank (Pakistan)  (KAR:SCBPL) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Standard Chartered Bank (Pakistan) Retained Earnings Historical Data

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The historical data trend for Standard Chartered Bank (Pakistan)'s Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Chartered Bank (Pakistan) Retained Earnings Chart

Standard Chartered Bank (Pakistan) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8,274.50 11,714.28 11,128.51 22,020.09 14,290.10

Standard Chartered Bank (Pakistan) Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7,933.63 15,790.34 7,641.42 14,290.10 7,764.46
KAR:SCBPL
72GF Score
Standard Chartered Bank (Pakistan) Ltd KAR:SCBPL
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Chartered Bank (Pakistan) Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ₨7,764 Mil mean?
Standard Chartered Bank (Pakistan) (KAR:SCBPL) has a Retained Earnings of ₨7,764 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Standard Chartered Bank (Pakistan) and its competitors.
Is Standard Chartered Bank (Pakistan)'s Retained Earnings too high?
Standard Chartered Bank (Pakistan)'s current Retained Earnings is ₨7,764 Mil. Overall, Standard Chartered Bank (Pakistan) has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Pakistan)'s Retained Earnings compare to competitors?
Standard Chartered Bank (Pakistan)'s Retained Earnings of ₨7,764 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Standard Chartered Bank (Pakistan) and its competitors. Standard Chartered Bank (Pakistan)'s current Retained Earnings is ₨7,764 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Pakistan) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) (KAR:SCBPL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨35.96, compared to a current price of ₨66.74 — trading 85.6% above its estimated fair value. The current Retained Earnings is ₨7,764 Mil. Standard Chartered Bank (Pakistan)'s overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Standard Chartered Bank (Pakistan) (KAR:SCBPL), the current Retained Earnings is ₨7,764 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank (Pakistan) (KAR:SCBPL) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) stock appears to be overvalued. The current stock price of ₨66.74 is trading 85.6% above its estimated GF Value™ of ₨35.96. GuruFocus considers Standard Chartered Bank (Pakistan) to be Significantly Overvalued.

Key valuation signals for KAR:SCBPL:

  • Retained Earnings: ₨7,764 Mil
  • GF Value™: ₨35.96 vs. price of ₨66.74 (85.6% above fair value)
  • GF Score™: 72/100 with 7 warning signs

No single metric tells the full story. See the KAR:SCBPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Chartered Bank (Pakistan) Business Description

Address I.I.Chundrigarh Road, P.O. Box No. 5556, Karachi, PAK, 74000
Standard Chartered Bank (Pakistan) Ltd is a banking corporation based in Pakistan. It provides retail and corporate banking services to customers. The products and services provided by the bank include credit cards, personal loans, mortgages, deposit taking and wealth management services to individuals and small to medium-sized enterprises as well as trade finance, cash management, lending, securities services, foreign exchange, debt capital markets and corporate finance. It also provides the complete suite of Islamic banking solutions under its Standard Chartered Saadiq brand. The company's revenue comprises of fees, commission and interest and dividend received from its products and services. The Bank operates only in Pakistan.
72GF Score

Get the complete analysis for KAR:SCBPL

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨66.74
Price
₨35.96
GF Value