KAR:SCBPL'
s Net Margin % Range Over the Past 10 Years
Min: 32.11 Med: 37.32 Max: 41.68
Current: 37.18
KAR:SCBPL's Net Margin % is ranked better than 79.5% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs KAR:SCBPL: 37.18
Standard Chartered Bank (Pakistan) (KAR:SCBPL) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Standard Chartered Bank (Pakistan) Net Margin % Related Terms
Standard Chartered Bank (Pakistan) Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Bank (Pakistan) Net Margin % Chart
Standard Chartered Bank (Pakistan) Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Standard Chartered Bank (Pakistan)'s Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Chartered Bank (Pakistan) Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Standard Chartered Bank (Pakistan)'s Net Margin % distribution charts can be found below:
* The bar in red indicates where Standard Chartered Bank (Pakistan)'s Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Bank (Pakistan) (KAR:SCBPL) has a Net Margin % of 33.71% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Standard Chartered Bank (Pakistan) and its competitors. This is 10% below median its historical median of 37.32. Over the past decade, Standard Chartered Bank (Pakistan)'s Net Margin % has ranged from 32.11 to 41.68. According to the industry distribution chart, Standard Chartered Bank (Pakistan) ranks #313 out of 1527 companies in the Banks industry, placing it in the top 20.5%.
Is Standard Chartered Bank (Pakistan)'s Net Margin % too high?
Standard Chartered Bank (Pakistan)'s current Net Margin % of 33.71% is 10% below median its 10-year median of 37.32. Over the past 10 years, this metric has ranged from a low of 32.11 to a high of 41.68. The Banks industry median Net Margin % is 26.95. Standard Chartered Bank (Pakistan)'s value of 33.71% is 25.1% above this industry median. Based on the distribution chart, Standard Chartered Bank (Pakistan) ranks #313 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Standard Chartered Bank (Pakistan) has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Pakistan)'s Net Margin % compare to competitors?
According to the Banks industry distribution chart, Standard Chartered Bank (Pakistan) ranks #313 out of 1527 companies for Net Margin %. This places Standard Chartered Bank (Pakistan) in the top 21% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Standard Chartered Bank (Pakistan)'s value of 33.71% is 25.1% above this benchmark. Historically, Standard Chartered Bank (Pakistan)'s own Net Margin % has ranged from 32.11 to 41.68 over the past decade. While the company's 10-year median is 37.32 vs. the industry median of 26.95, Standard Chartered Bank (Pakistan) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered Bank (Pakistan)'s current Net Margin % of 33.71% is 25.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Standard Chartered Bank (Pakistan) and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank (Pakistan)'s current Net Margin % is 33.71%, which is 10% below median its own 10-year median of 37.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Pakistan) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) (KAR:SCBPL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨35.84, compared to a current price of ₨66.45 — trading 85.4% above its estimated fair value. The current Net Margin % is 33.71%, which is 10% below median its 10-year median of 37.32 and 25.1% above the Banks industry median of 26.95. Standard Chartered Bank (Pakistan)'s overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Standard Chartered Bank (Pakistan) (KAR:SCBPL), the current Net Margin % is 33.71% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered Bank (Pakistan) (KAR:SCBPL) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) stock appears to be overvalued.
The current stock price of ₨66.45 is trading 85.4% above its estimated GF Value™ of ₨35.84.
GuruFocus considers Standard Chartered Bank (Pakistan) to be Significantly Overvalued.
Key valuation signals for KAR:SCBPL:
Net Margin %: 33.71% (10% below median its 10-year median of 37.32)
GF Value™: ₨35.84 vs. price of ₨66.45 (85.4% above fair value)
Industry Position: 25.1% above the Banks median (#313 of 1527)
No single metric tells the full story. See the KAR:SCBPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank (Pakistan) Business Description
Standard Chartered Bank (Pakistan) Ltd is a banking corporation based in Pakistan. It provides retail and corporate banking services to customers. The products and services provided by the bank include credit cards, personal loans, mortgages, deposit taking and wealth management services to individuals and small to medium-sized enterprises as well as trade finance, cash management, lending, securities services, foreign exchange, debt capital markets and corporate finance. It also provides the complete suite of Islamic banking solutions under its Standard Chartered Saadiq brand. The company's revenue comprises of fees, commission and interest and dividend received from its products and services. The Bank operates only in Pakistan.
70GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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