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The historical rank and industry rank for Standard Chartered Bank (Pakistan)'s Equity-to-Asset or its related term are showing as below:
KAR:SCBPL'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.09 Med: 0.11 Max: 0.13
Current: 0.12
During the past 13 years, the highest Equity to Asset Ratio of Standard Chartered Bank (Pakistan) was 0.13. The lowest was 0.09. And the median was 0.11.
KAR:SCBPL's Equity-to-Asset is ranked better than 72.38% of 1524
companies
in the Banks industry
Industry Median: 0.1
vs KAR:SCBPL: 0.12
Standard Chartered Bank (Pakistan) (KAR:SCBPL) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Standard Chartered Bank (Pakistan) Equity-to-Asset Related Terms
Standard Chartered Bank (Pakistan) Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Bank (Pakistan) Equity-to-Asset Chart
Standard Chartered Bank (Pakistan) Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Standard Chartered Bank (Pakistan)'s Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Chartered Bank (Pakistan) Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Standard Chartered Bank (Pakistan)'s Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Standard Chartered Bank (Pakistan)'s Equity-to-Asset falls into.
Standard Chartered Bank (Pakistan) Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Bank (Pakistan) (KAR:SCBPL) has a Equity-to-Asset of 0.12 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Standard Chartered Bank (Pakistan) and its competitors. This is near median its historical median of 0.11. Over the past decade, Standard Chartered Bank (Pakistan)'s Equity-to-Asset has ranged from 0.09 to 0.13. According to the industry distribution chart, Standard Chartered Bank (Pakistan) ranks #421 out of 1524 companies in the Banks industry, placing it in the top 27.6%.
Is Standard Chartered Bank (Pakistan)'s Equity-to-Asset too high?
Standard Chartered Bank (Pakistan)'s current Equity-to-Asset of 0.12 is near median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.13. The Banks industry median Equity-to-Asset is 0.10. Standard Chartered Bank (Pakistan)'s value of 0.12 is 20% above this industry median. Based on the distribution chart, Standard Chartered Bank (Pakistan) ranks #421 out of 1524 companies in the Banks industry, which is above the industry midpoint. Overall, Standard Chartered Bank (Pakistan) has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Pakistan)'s Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Standard Chartered Bank (Pakistan) ranks #421 out of 1524 companies for Equity-to-Asset. This puts Standard Chartered Bank (Pakistan) in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Standard Chartered Bank (Pakistan)'s value of 0.12 is 20% above this benchmark. Historically, Standard Chartered Bank (Pakistan)'s own Equity-to-Asset has ranged from 0.09 to 0.13 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.10, Standard Chartered Bank (Pakistan) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered Bank (Pakistan)'s current Equity-to-Asset of 0.12 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Standard Chartered Bank (Pakistan) and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank (Pakistan)'s current Equity-to-Asset is 0.12, which is near median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Pakistan) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) (KAR:SCBPL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨36.14, compared to a current price of ₨64.60 — trading 78.7% above its estimated fair value. The current Equity-to-Asset is 0.12, which is near median its 10-year median of 0.11 and 20% above the Banks industry median of 0.10. Standard Chartered Bank (Pakistan)'s overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Standard Chartered Bank (Pakistan) (KAR:SCBPL), the current Equity-to-Asset is 0.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered Bank (Pakistan) (KAR:SCBPL) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) stock appears to be overvalued.
The current stock price of ₨64.60 is trading 78.7% above its estimated GF Value™ of ₨36.14.
GuruFocus considers Standard Chartered Bank (Pakistan) to be Significantly Overvalued.
Key valuation signals for KAR:SCBPL:
Equity-to-Asset: 0.12 (near median its 10-year median of 0.11)
GF Value™: ₨36.14 vs. price of ₨64.60 (78.7% above fair value)
Industry Position: 20% above the Banks median (#421 of 1524)
No single metric tells the full story. See the KAR:SCBPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank (Pakistan) Ltd is a banking corporation based in Pakistan. It provides retail and corporate banking services to customers. The products and services provided by the bank include credit cards, personal loans, mortgages, deposit taking and wealth management services to individuals and small to medium-sized enterprises as well as trade finance, cash management, lending, securities services, foreign exchange, debt capital markets and corporate finance. It also provides the complete suite of Islamic banking solutions under its Standard Chartered Saadiq brand. The company's revenue comprises of fees, commission and interest and dividend received from its products and services. The Bank operates only in Pakistan.
72GF Score
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