Standard Chartered Bank (Pakistan) (KAR:SCBPL) Shiller PE Ratio: 10.76 (As of Aug. 27, 2026) — 31% Above Median

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KAR:SCBPL Standard Chartered Bank (Pakistan) Ltd KAR:SCBPL
72 GF Score
Price ₨66.95
GF Value ₨36.32
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Standard Chartered Bank (Pakistan) Shiller PE Ratio?

Standard Chartered Bank (Pakistan) KAR:SCBPL +1.12% 72 Shiller PE Ratio is 10.76 as of Aug. 27, 2026, which is 31% above its 10-year median of 8.20. GuruFocus rates KAR:SCBPL with a GF Score™ of 72/100 and a GF Value™ of ₨36.32 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,239 Banks companies, Standard Chartered Bank (Pakistan) ranks better than 70.94% on this metric.

As of today (2026-08-27), Standard Chartered Bank (Pakistan)'s current share price is ₨66.95. Standard Chartered Bank (Pakistan)'s E10 for the quarter that ended in Mar. 2026 was ₨6.22. Standard Chartered Bank (Pakistan)'s Shiller PE Ratio for today is 10.76.

The historical rank and industry rank for Standard Chartered Bank (Pakistan)'s Shiller PE Ratio or its related term are showing as below:

KAR:SCBPL' s Shiller PE Ratio Range Over the Past 10 Years
Min: 1.52   Med: 8.2   Max: 14.09
Current: 10.67

During the past years, Standard Chartered Bank (Pakistan)'s highest Shiller PE Ratio was 14.09. The lowest was 1.52. And the median was 8.20.

KAR:SCBPL's Shiller PE Ratio is ranked better than
70.94% of 1239 companies
in the Banks industry
Industry Median: 13.73 vs KAR:SCBPL: 10.67

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Standard Chartered Bank (Pakistan)'s adjusted earnings per share data for the three months ended in Mar. 2026 was ₨1.450. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is ₨6.22 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Standard Chartered Bank (Pakistan)  (KAR:SCBPL) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Standard Chartered Bank (Pakistan) Shiller PE Ratio Related Terms


Standard Chartered Bank (Pakistan) Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Standard Chartered Bank (Pakistan)'s Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Chartered Bank (Pakistan) Shiller PE Ratio Chart

Standard Chartered Bank (Pakistan) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.10 1.61 7.86 9.63 11.27

Standard Chartered Bank (Pakistan) Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.02 10.34 11.56 11.27 8.59

Standard Chartered Bank (Pakistan) Shiller PE Ratio Competitor Comparison

For the Banks - Regional subindustry, Standard Chartered Bank (Pakistan)'s Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard Chartered Bank (Pakistan) Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Standard Chartered Bank (Pakistan)'s Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Standard Chartered Bank (Pakistan)'s Shiller PE Ratio falls into.


KAR:SCBPL
72GF Score
Standard Chartered Bank (Pakistan) Ltd KAR:SCBPL
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Standard Chartered Bank (Pakistan) Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Standard Chartered Bank (Pakistan)'s Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=66.95/6.22
=10.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Chartered Bank (Pakistan)'s E10 for the quarter that ended in Mar. 2026 is calculated as:

For example, Standard Chartered Bank (Pakistan)'s adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.45/330.2130*330.2130
=1.450

Current CPI (Mar. 2026) = 330.2130.

Standard Chartered Bank (Pakistan) Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201606 0.540 241.018 0.740
201609 0.530 241.428 0.725
201612 0.590 241.432 0.807
201703 0.690 243.801 0.935
201706 0.610 244.955 0.822
201709 0.330 246.819 0.441
201712 0.500 246.524 0.670
201803 0.700 249.554 0.926
201806 0.640 251.989 0.839
201809 0.670 252.439 0.876
201812 0.890 251.233 1.170
201903 0.910 254.202 1.182
201906 0.960 256.143 1.238
201909 1.090 256.759 1.402
201912 1.190 256.974 1.529
202003 1.370 258.115 1.753
202006 1.170 257.797 1.499
202009 0.530 260.280 0.672
202012 0.310 260.474 0.393
202103 0.830 264.877 1.035
202106 0.920 271.696 1.118
202109 0.810 274.310 0.975
202112 0.990 278.802 1.173
202203 1.820 287.504 2.090
202206 0.270 296.311 0.301
202209 1.590 296.808 1.769
202212 1.450 296.797 1.613
202303 2.370 301.836 2.593
202306 2.480 305.109 2.684
202309 3.270 307.789 3.508
202312 2.890 306.746 3.111
202403 2.900 312.332 3.066
202406 2.650 314.175 2.785
202409 2.860 315.301 2.995
202412 3.490 315.605 3.652
202503 2.060 319.799 2.127
202506 2.220 322.561 2.273
202509 1.550 324.800 1.576
202512 1.610 324.054 1.641
202603 1.450 330.213 1.450

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 10.76 mean?
Standard Chartered Bank (Pakistan) (KAR:SCBPL) has a Shiller PE Ratio of 10.76 as of Aug. 27, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Standard Chartered Bank (Pakistan) and its competitors. This is 31% above median its historical median of 8.20. Over the past decade, Standard Chartered Bank (Pakistan)'s Shiller PE Ratio has ranged from 1.52 to 14.09. According to the industry distribution chart, Standard Chartered Bank (Pakistan) ranks #360 out of 1239 companies in the Banks industry, placing it in the top 29.1%.
Is Standard Chartered Bank (Pakistan)'s Shiller PE Ratio too high?
Standard Chartered Bank (Pakistan)'s current Shiller PE Ratio of 10.76 is 31% above median its 10-year median of 8.20. Over the past 10 years, this metric has ranged from a low of 1.52 to a high of 14.09. The Banks industry median Shiller PE Ratio is 13.73. Standard Chartered Bank (Pakistan)'s value of 10.76 is 21.6% below this industry median. Based on the distribution chart, Standard Chartered Bank (Pakistan) ranks #360 out of 1239 companies in the Banks industry, which is above the industry midpoint. Overall, Standard Chartered Bank (Pakistan) has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Pakistan)'s Shiller PE Ratio compare to competitors?
According to the Banks industry distribution chart, Standard Chartered Bank (Pakistan) ranks #360 out of 1239 companies for Shiller PE Ratio. This puts Standard Chartered Bank (Pakistan) in the upper half of its industry. The industry median Shiller PE Ratio is 13.73. Standard Chartered Bank (Pakistan)'s value of 10.76 is 21.6% below this benchmark. Historically, Standard Chartered Bank (Pakistan)'s own Shiller PE Ratio has ranged from 1.52 to 14.09 over the past decade. While the company's 10-year median is 8.20 vs. the industry median of 13.73, Standard Chartered Bank (Pakistan) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.73, based on 1,239 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered Bank (Pakistan)'s current Shiller PE Ratio of 10.76 is 21.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Standard Chartered Bank (Pakistan) and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank (Pakistan)'s current Shiller PE Ratio is 10.76, which is 31% above median its own 10-year median of 8.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Pakistan) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) (KAR:SCBPL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨36.32, compared to a current price of ₨66.95 — trading 84.3% above its estimated fair value. The current Shiller PE Ratio is 10.76, which is 31% above median its 10-year median of 8.20 and 21.6% below the Banks industry median of 13.73. Standard Chartered Bank (Pakistan)'s overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Standard Chartered Bank (Pakistan) (KAR:SCBPL), the current Shiller PE Ratio is 10.76 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank (Pakistan) (KAR:SCBPL) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) stock appears to be overvalued. The current stock price of ₨66.95 is trading 84.3% above its estimated GF Value™ of ₨36.32. GuruFocus considers Standard Chartered Bank (Pakistan) to be Significantly Overvalued.

Key valuation signals for KAR:SCBPL:

  • Shiller PE Ratio: 10.76 (31% above median its 10-year median of 8.20)
  • GF Value™: ₨36.32 vs. price of ₨66.95 (84.3% above fair value)
  • GF Score™: 72/100 with 7 warning signs
  • Industry Position: 21.6% below the Banks median (#360 of 1239)

No single metric tells the full story. See the KAR:SCBPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Chartered Bank (Pakistan) Business Description

Address I.I.Chundrigarh Road, P.O. Box No. 5556, Karachi, PAK, 74000
Standard Chartered Bank (Pakistan) Ltd is a banking corporation based in Pakistan. It provides retail and corporate banking services to customers. The products and services provided by the bank include credit cards, personal loans, mortgages, deposit taking and wealth management services to individuals and small to medium-sized enterprises as well as trade finance, cash management, lending, securities services, foreign exchange, debt capital markets and corporate finance. It also provides the complete suite of Islamic banking solutions under its Standard Chartered Saadiq brand. The company's revenue comprises of fees, commission and interest and dividend received from its products and services. The Bank operates only in Pakistan.
72GF Score

Get the complete analysis for KAR:SCBPL

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨66.95
Price
₨36.32
GF Value