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Standard Chartered Bank (Pakistan)KAR:SCBPL +0.82%72 3-Year EPS without NRI Growth Rate is 13.20% as of Mar. 2026, which is 20% below its 10-year median of 16.45. GuruFocus rates KAR:SCBPL with a GF Score™ of 72/100 and a GF Value™ of ₨36.34 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,408 Banks companies, Standard Chartered Bank (Pakistan) ranks better than 63.71% on this metric.
During the past 12 months, Standard Chartered Bank (Pakistan)'s average EPS without NRI Growth Rate was -38.40% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 13.20% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 26.80% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 17.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Standard Chartered Bank (Pakistan) was 50.00% per year. The lowest was -5.40% per year. And the median was 16.45% per year.
Standard Chartered Bank (Pakistan) (KAR:SCBPL) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Standard Chartered Bank (Pakistan) 3-Year EPS without NRI Growth Rate Related Terms
Standard Chartered Bank (Pakistan) 3-Year EPS without NRI Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Standard Chartered Bank (Pakistan)'s 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Chartered Bank (Pakistan) 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Standard Chartered Bank (Pakistan)'s 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Standard Chartered Bank (Pakistan)'s 3-Year EPS without NRI Growth Rate falls into.
Standard Chartered Bank (Pakistan) 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 13.20% mean?
Standard Chartered Bank (Pakistan) (KAR:SCBPL) has a 3-Year EPS without NRI Growth Rate of 13.20% as of Mar. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Standard Chartered Bank (Pakistan) and its competitors. This is 20% below median its historical median of 16.45. According to the industry distribution chart, Standard Chartered Bank (Pakistan) ranks #511 out of 1408 companies in the Banks industry, placing it in the top 36.3%.
Is Standard Chartered Bank (Pakistan)'s 3-Year EPS without NRI Growth Rate too high?
Standard Chartered Bank (Pakistan)'s current 3-Year EPS without NRI Growth Rate of 13.20% is 20% below median its 10-year median of 16.45. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Standard Chartered Bank (Pakistan)'s value of 13.20% is 76% above this industry median. Based on the distribution chart, Standard Chartered Bank (Pakistan) ranks #511 out of 1408 companies in the Banks industry, which is above the industry midpoint. Overall, Standard Chartered Bank (Pakistan) has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Pakistan)'s 3-Year EPS without NRI Growth Rate compare to competitors?
According to the Banks industry distribution chart, Standard Chartered Bank (Pakistan) ranks #511 out of 1408 companies for 3-Year EPS without NRI Growth Rate. This puts Standard Chartered Bank (Pakistan) in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Standard Chartered Bank (Pakistan)'s value of 13.20% is 76% above this benchmark. While the company's 10-year median is 16.45 vs. the industry median of 7.50, Standard Chartered Bank (Pakistan) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,408 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered Bank (Pakistan)'s current 3-Year EPS without NRI Growth Rate of 13.20% is 76% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Standard Chartered Bank (Pakistan) and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank (Pakistan)'s current 3-Year EPS without NRI Growth Rate is 13.20%, which is 20% below median its own 10-year median of 16.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Pakistan) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) (KAR:SCBPL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨36.34, compared to a current price of ₨67.50 — trading 85.7% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 13.20%, which is 20% below median its 10-year median of 16.45 and 76% above the Banks industry median of 7.50. Standard Chartered Bank (Pakistan)'s overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Standard Chartered Bank (Pakistan) (KAR:SCBPL), the current 3-Year EPS without NRI Growth Rate is 13.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered Bank (Pakistan) (KAR:SCBPL) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) stock appears to be overvalued.
The current stock price of ₨67.50 is trading 85.7% above its estimated GF Value™ of ₨36.34.
GuruFocus considers Standard Chartered Bank (Pakistan) to be Significantly Overvalued.
Key valuation signals for KAR:SCBPL:
3-Year EPS without NRI Growth Rate: 13.20% (20% below median its 10-year median of 16.45)
GF Value™: ₨36.34 vs. price of ₨67.50 (85.7% above fair value)
Industry Position: 76% above the Banks median (#511 of 1408)
No single metric tells the full story. See the KAR:SCBPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank (Pakistan) Ltd is a banking corporation based in Pakistan. It provides retail and corporate banking services to customers. The products and services provided by the bank include credit cards, personal loans, mortgages, deposit taking and wealth management services to individuals and small to medium-sized enterprises as well as trade finance, cash management, lending, securities services, foreign exchange, debt capital markets and corporate finance. It also provides the complete suite of Islamic banking solutions under its Standard Chartered Saadiq brand. The company's revenue comprises of fees, commission and interest and dividend received from its products and services. The Bank operates only in Pakistan.
72GF Score
Get the complete analysis for KAR:SCBPL
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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