Standard Chartered Bank (Pakistan) (KAR:SCBPL) PEG Ratio: 1.17 (As of Jun. 29, 2026) — 72% Above Median


KAR:SCBPL Standard Chartered Bank (Pakistan) Ltd KAR:SCBPL
70 GF Score
Price ₨66.45
GF Value ₨35.85
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Standard Chartered Bank (Pakistan) PEG Ratio?

Standard Chartered Bank (Pakistan) KAR:SCBPL 70 PEG Ratio is 1.17 as of Jun. 29, 2026, which is 72% above its 10-year median of 0.68. GuruFocus rates KAR:SCBPL with a GF Score™ of 70/100 and a GF Value™ of ₨35.85 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,231 Banks companies, Standard Chartered Bank (Pakistan) ranks better than 60.84% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Standard Chartered Bank (Pakistan)'s PE Ratio without NRI is 9.72. Standard Chartered Bank (Pakistan)'s 5-Year Book Value growth rate is 8.30%. Therefore, Standard Chartered Bank (Pakistan)'s PEG Ratio for today is 1.17.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Standard Chartered Bank (Pakistan)'s PEG Ratio or its related term are showing as below:

KAR:SCBPL' s PEG Ratio Range Over the Past 10 Years
Min: 0.39   Med: 0.68   Max: 1.88
Current: 1.17


During the past 13 years, Standard Chartered Bank (Pakistan)'s highest PEG Ratio was 1.88. The lowest was 0.39. And the median was 0.68.


KAR:SCBPL's PEG Ratio is ranked better than
60.84% of 1231 companies
in the Banks industry
Industry Median: 1.52 vs KAR:SCBPL: 1.17

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Standard Chartered Bank (Pakistan)  (KAR:SCBPL) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Standard Chartered Bank (Pakistan) PEG Ratio Related Terms


Standard Chartered Bank (Pakistan) PEG Ratio Historical Data

* Premium members only.

The historical data trend for Standard Chartered Bank (Pakistan)'s PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Chartered Bank (Pakistan) PEG Ratio Chart

Standard Chartered Bank (Pakistan) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.53 0.59 0.45 0.54 1.03

Standard Chartered Bank (Pakistan) Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.62 0.67 0.86 1.03 0.87

Standard Chartered Bank (Pakistan) PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, Standard Chartered Bank (Pakistan)'s PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard Chartered Bank (Pakistan) PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Standard Chartered Bank (Pakistan)'s PEG Ratio distribution charts can be found below:

* The bar in red indicates where Standard Chartered Bank (Pakistan)'s PEG Ratio falls into.


KAR:SCBPL
70GF Score
Standard Chartered Bank (Pakistan) Ltd KAR:SCBPL
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Standard Chartered Bank (Pakistan) PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Standard Chartered Bank (Pakistan)'s PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=9.7163327971926/8.30
=1.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 1.17 mean?
Standard Chartered Bank (Pakistan) (KAR:SCBPL) has a PEG Ratio of 1.17 as of Jun. 29, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Standard Chartered Bank (Pakistan) and its competitors. This is 72% above median its historical median of 0.68. Over the past decade, Standard Chartered Bank (Pakistan)'s PEG Ratio has ranged from 0.39 to 1.88. According to the industry distribution chart, Standard Chartered Bank (Pakistan) ranks #482 out of 1231 companies in the Banks industry, placing it in the top 39.2%.
Is Standard Chartered Bank (Pakistan)'s PEG Ratio too high?
Standard Chartered Bank (Pakistan)'s current PEG Ratio of 1.17 is 72% above median its 10-year median of 0.68. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 1.88. The Banks industry median PEG Ratio is 1.52. Standard Chartered Bank (Pakistan)'s value of 1.17 is 23% below this industry median. Based on the distribution chart, Standard Chartered Bank (Pakistan) ranks #482 out of 1231 companies in the Banks industry, which is above the industry midpoint. Overall, Standard Chartered Bank (Pakistan) has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Pakistan)'s PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Standard Chartered Bank (Pakistan) ranks #482 out of 1231 companies for PEG Ratio. This puts Standard Chartered Bank (Pakistan) in the upper half of its industry. The industry median PEG Ratio is 1.52. Standard Chartered Bank (Pakistan)'s value of 1.17 is 23% below this benchmark. Historically, Standard Chartered Bank (Pakistan)'s own PEG Ratio has ranged from 0.39 to 1.88 over the past decade. While the company's 10-year median is 0.68 vs. the industry median of 1.52, Standard Chartered Bank (Pakistan) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered Bank (Pakistan)'s current PEG Ratio of 1.17 is 23% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Standard Chartered Bank (Pakistan) and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank (Pakistan)'s current PEG Ratio is 1.17, which is 72% above median its own 10-year median of 0.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Pakistan) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) (KAR:SCBPL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨35.85, compared to a current price of ₨66.45 — trading 85.4% above its estimated fair value. The current PEG Ratio is 1.17, which is 72% above median its 10-year median of 0.68 and 23% below the Banks industry median of 1.52. Standard Chartered Bank (Pakistan)'s overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Standard Chartered Bank (Pakistan) (KAR:SCBPL), the current PEG Ratio is 1.17 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank (Pakistan) (KAR:SCBPL) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) stock appears to be overvalued. The current stock price of ₨66.45 is trading 85.4% above its estimated GF Value™ of ₨35.85. GuruFocus considers Standard Chartered Bank (Pakistan) to be Significantly Overvalued.

Key valuation signals for KAR:SCBPL:

  • PEG Ratio: 1.17 (72% above median its 10-year median of 0.68)
  • GF Value™: ₨35.85 vs. price of ₨66.45 (85.4% above fair value)
  • GF Score™: 70/100 with 7 warning signs
  • Industry Position: 23% below the Banks median (#482 of 1231)

No single metric tells the full story. See the KAR:SCBPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Chartered Bank (Pakistan) Business Description

Address I.I.Chundrigarh Road, P.O. Box No. 5556, Karachi, PAK, 74000
Standard Chartered Bank (Pakistan) Ltd is a banking corporation based in Pakistan. It provides retail and corporate banking services to customers. The products and services provided by the bank include credit cards, personal loans, mortgages, deposit taking and wealth management services to individuals and small to medium-sized enterprises as well as trade finance, cash management, lending, securities services, foreign exchange, debt capital markets and corporate finance. It also provides the complete suite of Islamic banking solutions under its Standard Chartered Saadiq brand. The company's revenue comprises of fees, commission and interest and dividend received from its products and services. The Bank operates only in Pakistan.
70GF Score

Get the complete analysis for KAR:SCBPL

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨66.45
Price
₨35.85
GF Value