Standard Chartered Bank (Pakistan) (KAR:SCBPL) PS Ratio: 3.57 (As of Jul. 01, 2026) — 25% Above Median


KAR:SCBPL Standard Chartered Bank (Pakistan) Ltd KAR:SCBPL
71 GF Score
Price ₨65.52
GF Value ₨35.89
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Standard Chartered Bank (Pakistan) PS Ratio?

Standard Chartered Bank (Pakistan) KAR:SCBPL -0.62% 71 PS Ratio is 3.57 as of Jul. 01, 2026, which is 25% above its 10-year median of 2.86. GuruFocus rates KAR:SCBPL with a GF Score™ of 71/100 and a GF Value™ of ₨35.89 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,517 Banks companies, Standard Chartered Bank (Pakistan) ranks worse than 64.27% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Standard Chartered Bank (Pakistan)'s share price is ₨65.52. Standard Chartered Bank (Pakistan)'s Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₨18.34. Hence, Standard Chartered Bank (Pakistan)'s PS Ratio for today is 3.57.

Warning Sign:

Standard Chartered Bank (Pakistan) Ltd stock PS Ratio (=3.62) is close to 5-year high of 4.01.

The historical rank and industry rank for Standard Chartered Bank (Pakistan)'s PS Ratio or its related term are showing as below:

KAR:SCBPL' s PS Ratio Range Over the Past 10 Years
Min: 1.01   Med: 2.86   Max: 4.19
Current: 3.59

During the past 13 years, Standard Chartered Bank (Pakistan)'s highest PS Ratio was 4.19. The lowest was 1.01. And the median was 2.86.

KAR:SCBPL's PS Ratio is ranked worse than
64.27% of 1517 companies
in the Banks industry
Industry Median: 2.97 vs KAR:SCBPL: 3.59

Standard Chartered Bank (Pakistan)'s Revenue per Sharefor the three months ended in Mar. 2026 was ₨4.29. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₨18.34.

Warning Sign:

Standard Chartered Bank (Pakistan) Ltd revenue per share is in decline over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of Standard Chartered Bank (Pakistan) was -34.80% per year. During the past 3 years, the average Revenue per Share Growth Rate was 7.80% per year. During the past 5 years, the average Revenue per Share Growth Rate was 23.10% per year. During the past 10 years, the average Revenue per Share Growth Rate was 16.20% per year.

During the past 13 years, Standard Chartered Bank (Pakistan)'s highest 3-Year average Revenue per Share Growth Rate was 46.60% per year. The lowest was -4.00% per year. And the median was 5.95% per year.

Back to Basics: PS Ratio


Standard Chartered Bank (Pakistan)  (KAR:SCBPL) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Standard Chartered Bank (Pakistan) PS Ratio Related Terms


Standard Chartered Bank (Pakistan) PS Ratio Historical Data

* Premium members only.

The historical data trend for Standard Chartered Bank (Pakistan)'s PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Chartered Bank (Pakistan) PS Ratio Chart

Standard Chartered Bank (Pakistan) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.86 1.24 1.30 1.78 3.42

Standard Chartered Bank (Pakistan) Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.02 2.32 3.02 3.42 2.91

Standard Chartered Bank (Pakistan) PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Standard Chartered Bank (Pakistan)'s PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard Chartered Bank (Pakistan) PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Standard Chartered Bank (Pakistan)'s PS Ratio distribution charts can be found below:

* The bar in red indicates where Standard Chartered Bank (Pakistan)'s PS Ratio falls into.


KAR:SCBPL
71GF Score
Standard Chartered Bank (Pakistan) Ltd KAR:SCBPL
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Standard Chartered Bank (Pakistan) PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Standard Chartered Bank (Pakistan)'s PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=65.52/18.335
=3.57

Standard Chartered Bank (Pakistan)'s Share Price of today is ₨65.52.
Standard Chartered Bank (Pakistan)'s Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨18.34.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 3.57 mean?
Standard Chartered Bank (Pakistan) (KAR:SCBPL) has a PS Ratio of 3.57 as of Jul. 01, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Standard Chartered Bank (Pakistan) and its competitors. This is 25% above median its historical median of 2.86. Over the past decade, Standard Chartered Bank (Pakistan)'s PS Ratio has ranged from 1.01 to 4.19. According to the industry distribution chart, Standard Chartered Bank (Pakistan) ranks #975 out of 1517 companies in the Banks industry, placing it in the top 64.3%.
Is Standard Chartered Bank (Pakistan)'s PS Ratio too high?
Standard Chartered Bank (Pakistan)'s current PS Ratio of 3.57 is 25% above median its 10-year median of 2.86. Over the past 10 years, this metric has ranged from a low of 1.01 to a high of 4.19. The Banks industry median PS Ratio is 2.97. Standard Chartered Bank (Pakistan)'s value of 3.57 is 20.2% above this industry median. Based on the distribution chart, Standard Chartered Bank (Pakistan) ranks #975 out of 1517 companies in the Banks industry, which is below the industry midpoint. Overall, Standard Chartered Bank (Pakistan) has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Pakistan)'s PS Ratio compare to competitors?
According to the Banks industry distribution chart, Standard Chartered Bank (Pakistan) ranks #975 out of 1517 companies for PS Ratio. This places Standard Chartered Bank (Pakistan) in the lower half of its industry. The industry median PS Ratio is 2.97. Standard Chartered Bank (Pakistan)'s value of 3.57 is 20.2% above this benchmark. Historically, Standard Chartered Bank (Pakistan)'s own PS Ratio has ranged from 1.01 to 4.19 over the past decade. While the company's 10-year median is 2.86 vs. the industry median of 2.97, Standard Chartered Bank (Pakistan) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.97, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered Bank (Pakistan)'s current PS Ratio of 3.57 is 20.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Standard Chartered Bank (Pakistan) and its competitors. For the Banks industry, the median PS Ratio is 2.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank (Pakistan)'s current PS Ratio is 3.57, which is 25% above median its own 10-year median of 2.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Pakistan) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) (KAR:SCBPL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨35.89, compared to a current price of ₨65.52 — trading 82.6% above its estimated fair value. The current PS Ratio is 3.57, which is 25% above median its 10-year median of 2.86 and 20.2% above the Banks industry median of 2.97. Standard Chartered Bank (Pakistan)'s overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Standard Chartered Bank (Pakistan) (KAR:SCBPL), the current PS Ratio is 3.57 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank (Pakistan) (KAR:SCBPL) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) stock appears to be overvalued. The current stock price of ₨65.52 is trading 82.6% above its estimated GF Value™ of ₨35.89. GuruFocus considers Standard Chartered Bank (Pakistan) to be Significantly Overvalued.

Key valuation signals for KAR:SCBPL:

  • PS Ratio: 3.57 (25% above median its 10-year median of 2.86)
  • GF Value™: ₨35.89 vs. price of ₨65.52 (82.6% above fair value)
  • GF Score™: 71/100 with 7 warning signs
  • Industry Position: 20.2% above the Banks median (#975 of 1517)

No single metric tells the full story. See the KAR:SCBPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Chartered Bank (Pakistan) Business Description

Address I.I.Chundrigarh Road, P.O. Box No. 5556, Karachi, PAK, 74000
Standard Chartered Bank (Pakistan) Ltd is a banking corporation based in Pakistan. It provides retail and corporate banking services to customers. The products and services provided by the bank include credit cards, personal loans, mortgages, deposit taking and wealth management services to individuals and small to medium-sized enterprises as well as trade finance, cash management, lending, securities services, foreign exchange, debt capital markets and corporate finance. It also provides the complete suite of Islamic banking solutions under its Standard Chartered Saadiq brand. The company's revenue comprises of fees, commission and interest and dividend received from its products and services. The Bank operates only in Pakistan.
71GF Score

Get the complete analysis for KAR:SCBPL

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨65.52
Price
₨35.89
GF Value