Standard Chartered Bank (Pakistan) (KAR:SCBPL) FCF Margin %: 154.56% (As of Mar. 2026) — 98% Above Median


KAR:SCBPL Standard Chartered Bank (Pakistan) Ltd KAR:SCBPL
70 GF Score
Price ₨66.45
GF Value ₨35.84
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Standard Chartered Bank (Pakistan) FCF Margin %?

Standard Chartered Bank (Pakistan) KAR:SCBPL -1.28% 70 FCF Margin % is 154.56% as of Mar. 2026, which is 98% above its 10-year median of 78.01. GuruFocus rates KAR:SCBPL with a GF Score™ of 70/100 and a GF Value™ of ₨35.84 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,505 Banks companies, Standard Chartered Bank (Pakistan) ranks better than 86.31% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Standard Chartered Bank (Pakistan)'s Free Cash Flow for the three months ended in Mar. 2026 was ₨25,657 Mil. Standard Chartered Bank (Pakistan)'s Revenue for the three months ended in Mar. 2026 was ₨16,599 Mil. Therefore, Standard Chartered Bank (Pakistan)'s FCF Margin % for the quarter that ended in Mar. 2026 was 154.56%.

As of today, Standard Chartered Bank (Pakistan)'s current FCF Yield % is 29.09%.

The historical rank and industry rank for Standard Chartered Bank (Pakistan)'s FCF Margin % or its related term are showing as below:

KAR:SCBPL' s FCF Margin % Range Over the Past 10 Years
Min: -211.2   Med: 78.01   Max: 277.69
Current: 105.44


During the past 13 years, the highest FCF Margin % of Standard Chartered Bank (Pakistan) was 277.69%. The lowest was -211.20%. And the median was 78.01%.

KAR:SCBPL's FCF Margin % is ranked better than
86.31% of 1505 companies
in the Banks industry
Industry Median: 26.42 vs KAR:SCBPL: 105.44


Standard Chartered Bank (Pakistan) FCF Margin % Related Terms


Standard Chartered Bank (Pakistan) FCF Margin % Historical Data

* Premium members only.

The historical data trend for Standard Chartered Bank (Pakistan)'s FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Chartered Bank (Pakistan) FCF Margin % Chart

Standard Chartered Bank (Pakistan) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 277.69 143.58 -211.20 35.33 13.44

Standard Chartered Bank (Pakistan) Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -167.92 33.65 144.28 103.62 154.56

Standard Chartered Bank (Pakistan) FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Standard Chartered Bank (Pakistan)'s FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard Chartered Bank (Pakistan) FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Standard Chartered Bank (Pakistan)'s FCF Margin % distribution charts can be found below:

* The bar in red indicates where Standard Chartered Bank (Pakistan)'s FCF Margin % falls into.


KAR:SCBPL
70GF Score
Standard Chartered Bank (Pakistan) Ltd KAR:SCBPL
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Chartered Bank (Pakistan) FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Standard Chartered Bank (Pakistan)'s FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=10414.66/77481.714
=13.44 %

Standard Chartered Bank (Pakistan)'s FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=25656.543/16599.215
=154.56 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 154.56% mean?
Standard Chartered Bank (Pakistan) (KAR:SCBPL) has a FCF Margin % of 154.56% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Standard Chartered Bank (Pakistan) and its competitors. This is 98% above median its historical median of 78.01. According to the industry distribution chart, Standard Chartered Bank (Pakistan) ranks #206 out of 1505 companies in the Banks industry, placing it in the top 13.7%.
Is Standard Chartered Bank (Pakistan)'s FCF Margin % too high?
Standard Chartered Bank (Pakistan)'s current FCF Margin % of 154.56% is 98% above median its 10-year median of 78.01. The Banks industry median FCF Margin % is 26.42. Standard Chartered Bank (Pakistan)'s value of 154.56% is 485% above this industry median. Based on the distribution chart, Standard Chartered Bank (Pakistan) ranks #206 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Standard Chartered Bank (Pakistan) has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Pakistan)'s FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Standard Chartered Bank (Pakistan) ranks #206 out of 1505 companies for FCF Margin %. This places Standard Chartered Bank (Pakistan) in the top 14% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.42. Standard Chartered Bank (Pakistan)'s value of 154.56% is 485% above this benchmark. While the company's 10-year median is 78.01 vs. the industry median of 26.42, Standard Chartered Bank (Pakistan) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered Bank (Pakistan)'s current FCF Margin % of 154.56% is 485% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Standard Chartered Bank (Pakistan) and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank (Pakistan)'s current FCF Margin % is 154.56%, which is 98% above median its own 10-year median of 78.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Pakistan) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) (KAR:SCBPL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨35.84, compared to a current price of ₨66.45 — trading 85.4% above its estimated fair value. The current FCF Margin % is 154.56%, which is 98% above median its 10-year median of 78.01 and 485% above the Banks industry median of 26.42. Standard Chartered Bank (Pakistan)'s overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Standard Chartered Bank (Pakistan) (KAR:SCBPL), the current FCF Margin % is 154.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank (Pakistan) (KAR:SCBPL) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) stock appears to be overvalued. The current stock price of ₨66.45 is trading 85.4% above its estimated GF Value™ of ₨35.84. GuruFocus considers Standard Chartered Bank (Pakistan) to be Significantly Overvalued.

Key valuation signals for KAR:SCBPL:

  • FCF Margin %: 154.56% (98% above median its 10-year median of 78.01)
  • GF Value™: ₨35.84 vs. price of ₨66.45 (85.4% above fair value)
  • GF Score™: 70/100 with 7 warning signs
  • Industry Position: 485% above the Banks median (#206 of 1505)

No single metric tells the full story. See the KAR:SCBPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Chartered Bank (Pakistan) Business Description

Address I.I.Chundrigarh Road, P.O. Box No. 5556, Karachi, PAK, 74000
Standard Chartered Bank (Pakistan) Ltd is a banking corporation based in Pakistan. It provides retail and corporate banking services to customers. The products and services provided by the bank include credit cards, personal loans, mortgages, deposit taking and wealth management services to individuals and small to medium-sized enterprises as well as trade finance, cash management, lending, securities services, foreign exchange, debt capital markets and corporate finance. It also provides the complete suite of Islamic banking solutions under its Standard Chartered Saadiq brand. The company's revenue comprises of fees, commission and interest and dividend received from its products and services. The Bank operates only in Pakistan.
70GF Score

Get the complete analysis for KAR:SCBPL

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨66.45
Price
₨35.84
GF Value