Standard Chartered Bank (Pakistan) (KAR:SCBPL) Change In Working Capital: ₨53,783 Mil (TTM As of Mar. 2026)

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KAR:SCBPL Standard Chartered Bank (Pakistan) Ltd KAR:SCBPL
73 GF Score
Price ₨66.31
GF Value ₨36.29
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Standard Chartered Bank (Pakistan) Change In Working Capital?

Standard Chartered Bank (Pakistan) KAR:SCBPL -0.44% 73 Change In Working Capital is ₨53,783 Mil as of Mar. 2026. GuruFocus rates KAR:SCBPL with a GF Score™ of 73/100 and a GF Value™ of ₨36.29 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Standard Chartered Bank (Pakistan)'s change in working capital for the quarter that ended in Mar. 2026 was ₨23,629 Mil.

Standard Chartered Bank (Pakistan)'s change in working capital for the fiscal year that ended in Dec. 2025 was ₨-18,965 Mil.

It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement. Not by calculating the number changes in each periods' working capital (Total Current Assets minus Total Current Liabilities).


Standard Chartered Bank (Pakistan) Change In Working Capital Related Terms


Standard Chartered Bank (Pakistan) Change In Working Capital Historical Data

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The historical data trend for Standard Chartered Bank (Pakistan)'s Change In Working Capital can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Chartered Bank (Pakistan) Change In Working Capital Chart

Standard Chartered Bank (Pakistan) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Working Capital
Get a 7-Day Free Trial Premium Member Only Premium Member Only 84,510.39 66,106.34 -265,781.09 -1,400.68 -18,964.62

Standard Chartered Bank (Pakistan) Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Change In Working Capital Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -49,118.06 -3,324.36 21,316.13 12,161.66 23,629.11
KAR:SCBPL
73GF Score
Standard Chartered Bank (Pakistan) Ltd KAR:SCBPL
Change In Working Capital is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Chartered Bank (Pakistan) Change In Working Capital Calculation

Change In Working Capital for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨53,783 Mil.

Working Capital is a measure of a company's short term liquidity or its ability to cover short term liabilities. It is defined as the difference between a company's current assets and current liabilities.

Changes in Working Capital is reported in the cash flow statement since it is one of the major ways in which net income can differ from operating cash flow. It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement.

Use Wal-Mart Stores Inc (Jan 2014, Annual Data) as an example: Source: Wal-Mart Stores Inc 2014-01-31 10-K from SEC

Consolidated Statements of Cash Flows Fiscal Years EndedJanuary 31,(Amounts in millions)
Cash flows from operating activities: 2014 2013 2012
Changes in certain assets and liabilities, net of effects of acquisitions:
Receivables, net (566) (614) (796)
Inventories (1,667) (2,759) (3,727)
Accounts payable 531 1,061 2,687
Accrued liabilities 103 271 (935)
Accrued income taxes (1,224) 981 994

For 2014-01-31, add all the items under 2014 collum together, Change in Working Capital was (566) + (1,667) + 531 + 103 + (1,224) = $ (2,823) Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Change In Working Capital of ₨53,783 Mil mean?
Standard Chartered Bank (Pakistan) (KAR:SCBPL) has a Change In Working Capital of ₨53,783 Mil as of Mar. 2026. Change in Working Capital is the difference between current assets less current liabilities between the current period and the past period. View historical data for Standard Chartered Bank (Pakistan).
Is Standard Chartered Bank (Pakistan)'s Change In Working Capital too high?
Standard Chartered Bank (Pakistan)'s current Change In Working Capital is ₨53,783 Mil. Overall, Standard Chartered Bank (Pakistan) has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Pakistan)'s Change In Working Capital compare to competitors?
Standard Chartered Bank (Pakistan)'s Change In Working Capital of ₨53,783 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Working Capital for a Banks company?
A good Change In Working Capital depends on the Banks industry context. However, Change In Working Capital should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Working Capital mean?
A high Change In Working Capital can signal that a stock is expensive relative to its fundamentals. Change in Working Capital is the difference between current assets less current liabilities between the current period and the past period. View historical data for Standard Chartered Bank (Pakistan). Standard Chartered Bank (Pakistan)'s current Change In Working Capital is ₨53,783 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Pakistan) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) (KAR:SCBPL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨36.29, compared to a current price of ₨66.31 — trading 82.7% above its estimated fair value. The current Change In Working Capital is ₨53,783 Mil. Standard Chartered Bank (Pakistan)'s overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Working Capital calculated?
Change In Working Capital is calculated from a company's financial statements. For Standard Chartered Bank (Pakistan) (KAR:SCBPL), the current Change In Working Capital is ₨53,783 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank (Pakistan) (KAR:SCBPL) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) stock appears to be overvalued. The current stock price of ₨66.31 is trading 82.7% above its estimated GF Value™ of ₨36.29. GuruFocus considers Standard Chartered Bank (Pakistan) to be Significantly Overvalued.

Key valuation signals for KAR:SCBPL:

  • Change In Working Capital: ₨53,783 Mil
  • GF Value™: ₨36.29 vs. price of ₨66.31 (82.7% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the KAR:SCBPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Chartered Bank (Pakistan) Business Description

Address I.I.Chundrigarh Road, P.O. Box No. 5556, Karachi, PAK, 74000
Standard Chartered Bank (Pakistan) Ltd is a banking corporation based in Pakistan. It provides retail and corporate banking services to customers. The products and services provided by the bank include credit cards, personal loans, mortgages, deposit taking and wealth management services to individuals and small to medium-sized enterprises as well as trade finance, cash management, lending, securities services, foreign exchange, debt capital markets and corporate finance. It also provides the complete suite of Islamic banking solutions under its Standard Chartered Saadiq brand. The company's revenue comprises of fees, commission and interest and dividend received from its products and services. The Bank operates only in Pakistan.
73GF Score

Get the complete analysis for KAR:SCBPL

Change In Working Capital is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨66.31
Price
₨36.29
GF Value