The historical rank and industry rank for Standard Chartered Bank (Pakistan)'s 5-Year Yield-on-Cost % or its related term are showing as below:
KAR:SCBPL'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 21.02 Med: 46.96 Max: 113.08
Current: 43.01
During the past 13 years, Standard Chartered Bank (Pakistan)'s highest Yield on Cost was 113.08. The lowest was 21.02. And the median was 46.96.
KAR:SCBPL's 5-Year Yield-on-Cost % is ranked better than 98.56% of 1254
companies
in the Banks industry
Industry Median: 3.94
vs KAR:SCBPL: 43.01
Standard Chartered Bank (Pakistan) (KAR:SCBPL) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Standard Chartered Bank (Pakistan) 5-Year Yield-on-Cost % Related Terms
Standard Chartered Bank (Pakistan) 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Standard Chartered Bank (Pakistan)'s 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Chartered Bank (Pakistan) 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Standard Chartered Bank (Pakistan)'s 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Standard Chartered Bank (Pakistan)'s 5-Year Yield-on-Cost % falls into.
Standard Chartered Bank (Pakistan) 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Standard Chartered Bank (Pakistan) (KAR:SCBPL) has a 5-Year Yield-on-Cost % of 43.01 as of Jul. 09, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Standard Chartered Bank (Pakistan) and its competitors. This is near median its historical median of 46.96. Over the past decade, Standard Chartered Bank (Pakistan)'s 5-Year Yield-on-Cost % has ranged from 21.02 to 113.08. According to the industry distribution chart, Standard Chartered Bank (Pakistan) ranks #18 out of 1254 companies in the Banks industry, placing it in the top 1.4%.
Is Standard Chartered Bank (Pakistan)'s 5-Year Yield-on-Cost % too high?
Standard Chartered Bank (Pakistan)'s current 5-Year Yield-on-Cost % of 43.01 is near median its 10-year median of 46.96. Over the past 10 years, this metric has ranged from a low of 21.02 to a high of 113.08. The Banks industry median 5-Year Yield-on-Cost % is 3.94. Standard Chartered Bank (Pakistan)'s value of 43.01 is 991.6% above this industry median. Based on the distribution chart, Standard Chartered Bank (Pakistan) ranks #18 out of 1254 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Standard Chartered Bank (Pakistan) has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Pakistan)'s 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Standard Chartered Bank (Pakistan) ranks #18 out of 1254 companies for 5-Year Yield-on-Cost %. This places Standard Chartered Bank (Pakistan) in the top 1% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.94. Standard Chartered Bank (Pakistan)'s value of 43.01 is 991.6% above this benchmark. Historically, Standard Chartered Bank (Pakistan)'s own 5-Year Yield-on-Cost % has ranged from 21.02 to 113.08 over the past decade. While the company's 10-year median is 46.96 vs. the industry median of 3.94, Standard Chartered Bank (Pakistan) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.94, based on 1,254 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered Bank (Pakistan)'s current 5-Year Yield-on-Cost % of 43.01 is 991.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Standard Chartered Bank (Pakistan) and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank (Pakistan)'s current 5-Year Yield-on-Cost % is 43.01, which is near median its own 10-year median of 46.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Pakistan) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) (KAR:SCBPL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨35.95, compared to a current price of ₨66.00 — trading 83.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 43.01, which is near median its 10-year median of 46.96 and 991.6% above the Banks industry median of 3.94. Standard Chartered Bank (Pakistan)'s overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Standard Chartered Bank (Pakistan) (KAR:SCBPL), the current 5-Year Yield-on-Cost % is 43.01 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered Bank (Pakistan) (KAR:SCBPL) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered Bank (Pakistan) stock appears to be overvalued.
The current stock price of ₨66.00 is trading 83.6% above its estimated GF Value™ of ₨35.95.
GuruFocus considers Standard Chartered Bank (Pakistan) to be Significantly Overvalued.
Key valuation signals for KAR:SCBPL:
5-Year Yield-on-Cost %: 43.01 (near median its 10-year median of 46.96)
GF Value™: ₨35.95 vs. price of ₨66.00 (83.6% above fair value)
Industry Position: 991.6% above the Banks median (#18 of 1254)
No single metric tells the full story. See the KAR:SCBPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank (Pakistan) Business Description
Standard Chartered Bank (Pakistan) Ltd is a banking corporation based in Pakistan. It provides retail and corporate banking services to customers. The products and services provided by the bank include credit cards, personal loans, mortgages, deposit taking and wealth management services to individuals and small to medium-sized enterprises as well as trade finance, cash management, lending, securities services, foreign exchange, debt capital markets and corporate finance. It also provides the complete suite of Islamic banking solutions under its Standard Chartered Saadiq brand. The company's revenue comprises of fees, commission and interest and dividend received from its products and services. The Bank operates only in Pakistan.
72GF Score
Get the complete analysis for KAR:SCBPL
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
KAR:SCBPL has been successfully added to your 